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500 Fast Cash / Red Cedar Services
500 Fast Cash / Red Cedar Services Customer Service Phone, Email, Contacts

500 Fast Cash / Red Cedar Services
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3.7 27 Reviews

500 Fast Cash / Red Cedar Services Complaints Summary

18 Resolved
9 Unresolved
Our verdict: With a good resolution rate, 500 Fast Cash / Red Cedar Services generally handles customer issues well. However, it’s important to be proactive. Familiarize yourself with their processes and services. Reading through various customer experiences will provide valuable insights into how they handle complex issues.
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500 Fast Cash / Red Cedar Services reviews & complaints 27

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Newest 500 Fast Cash / Red Cedar Services reviews & complaints

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2:44 am EDT
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500 Fast Cash / Red Cedar Services Loan in collections

I took out a $500 but I got no communication from them saying it was overdue until yesterday. Now I owe $800. I checked my phone records and they never called me... not even once. But they want me to do a ACH authorization over the phone and when I asked about doing it online they refused. I also wanted a copy of my installment payment agreement and they refused that too. So they didn't want to give me any emails for my agreement. This isn't customer service. I have no problem paying it. But I want to make they take out the amount requested and not more.

Desired outcome: Email of my installment payments and further communication by email. Not by phone since they lied about calling

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500 Fast Cash / Red Cedar Services Payday loan

I received an email from a so called attorney that I owe 500 fast cash 1, 500, LOL thats laughable,

Then the emails now are getting threatenting, on top of that this so called attorney keeps demanding money

I am NOT paying anything, then continues to threaten me with lawsuits, garnishments, etc, this NEEDS TO STOP and this company be held accountable for their fraudulent actions

Desired outcome: I want to be compinsated in the amount of 5,000 for fraudulent emails and trying to get Money from me that I dont owe

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10:13 am EDT
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500 Fast Cash / Red Cedar Services Fraud

I was contacted yesterday by a collection agency saying they were representing 500 fast cash. this company stated that a year and a half ago I received the deposit from this company this company stated that a year and a half ago I received the deposit from this company and apparently it 4 months later I authorize 30 payment but did not clear my bank account. They were telling me that I needed to contact a lawyer and respond to them promptly because they were going to report me to the County Sheriff's Department. They were telling me that I needed to contact a lawyer and respond to them promptly because they were going to report me to the County Sheriff's Department. They were saying that I had committed a criminal act and that I needed to take care of this matter right away. They did not ask for money at the time but threatened me and were very rude. The phone number I was contacted by was a number in Los Angeles and when I returned the call to that number it stated that Verizon had disconnected that number. I called the 800 number they left a message stating that there were serious allegations against me and that I needed to contact them right away. They were rude and did not work for the phone call as I would expect that any credit agency that is legitimate wand that I needed to contact them right away. They were rude and did not work for the phone call as I would expect that any credit agency that is legitimate would. I told them that not only did I never received a deposit for that and I also I never made or authorized any payment out of my account. They have the last 4 of my social security number and the last four of my bank account the last four of my bank account. I have contacted my bank and department of consumer affairs.

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hetty f
Salemburg, US
Jul 09, 2012 5:42 pm EDT
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500 fast cash is over charging me on a 300 dollar loan. They told me that I would have pay only 390 dollars when i apply for the loan on may 2012 now talking crazy. what can i do

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frazier strutzel
Wenatchee, US
Mar 19, 2012 11:00 am EDT
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This company has been taking money from my sisters bank account and not crediting the money to her loan. we will stop paying them they need to go to jail for stealing Frazier

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9:17 pm EDT
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500 Fast Cash / Red Cedar Services Lies,lies and more lies

I took a loan with this company voluntarily. No one put a gun to my head literally and made me take this loan. Before making my final payment I had a death inmy family and would need to reload again. Even though I'd read all the bad comments previously, I had used this service before and had no issues however this time I was told repeatedly by several different people that it wouldn't be a issue to make mypaymentand reload the same day. That the money would be deposited overnight like the last time I used this particular service. "On a recorded line" I was repeatedly told this will not be an issue and I even received a call in which the rep stated as much made my payment got my confirmation code and was transferred again only to be told that "the company as a whole could not loan to anyone" I never write bad reviews no matter how crappie the service or product but at this point I can't take anymore of the lies. I went so far as to state I have had a death in my family and need this money to go to my grandfathers funeral. Again the rep said ok sure no problem. The supervisory who now is miraculously is no longer in a meeting tells me I can call back next week I very politely asked to be removed from all communication list either through this company or any of it's affiliates " on a recorded line". I borrowed due to missing 2 months of work for medical reasons and am finally getting caught back up and now this. I say this to you borrow at your OWN risk. Everyone gets In a tight spot now and again but this is not the company to help fixa temporary shortage of cash flow. Pay all your bills late overdraw your account and save yourself the headache at least a local payday loan company will deal with cash on hand and the fees are actually lower even over the course of a month or 2.

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Helen
, US
Oct 20, 2011 4:34 pm EDT

I received a loan for $300 which they started taking out two weeks later. That was Sept. I have tired to call and e-mailed to get my balance with no luck and this is the biggest rip-off I have ever seen... DO NOT GET A LOAN WITH THIS COMPANY... Call your bank and stop this or they will keep taking money out of your account... This was 500fastcash.

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500fastcash
Los Angeles, US
Sep 17, 2010 1:07 pm EDT

This company is a scam! A very nasty woman was on the phone! I told her a had a stroke 15 years age and I was in a coma a three weeks. She said "How are we supposed to know? You could be lying! They try to take 585.00 from my checking account! I don't lie! I got my money back and close my account! I will talk to
a lawyer friend this afternoon. I live on social security and live in a HUD apartment. How dare they!

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Dolan murray
St.augustine, US
Nov 12, 2012 6:52 pm EST
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Received onlineloan for $200.now charging me$400 .continusily trying to access my account.overdtaft fees stagering me need help a.s.a.p.! Will someone please shut them down.they wont send hard copy off contract.or give me mailing info, to try to pay $200 back!just want more banking info!please he!

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nanakaren
Wingdale, US
Jul 20, 2010 8:52 am EDT

These people have called me constantly at work, every single day despite the fact that I sent them TWO cease and desist letters by certified mail. They are rude, obnoxious, insulting and harassing. I filed a complaint with the Attorney General's office and the FTC.

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vern2009
McMinnville, US
Jul 24, 2009 10:30 pm EDT

500fastcash ruined a checking account i set up, just to get the loan. They or someone else kept sending debits for $31.82 and other amounts and overdrew the account! I couldn't pay them since the $200 i put in the account was taken by the banks $34 overdraft fees and those other debits! Paid in full, i say! LOL!

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vern2009
McMinnville, US
Jul 24, 2009 10:27 pm EDT

i'm not paying back the $150 i got from them! lol

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500 Fast Cash / Red Cedar Services Payday loan

Took out a $450 with 500 Fast Cash and now they say that I owe $790. I turned them over to my state's Department of Financial Instutions. If these people are trying to make you pay turn them in to your state's DFI and let them handle it because they are not even licensed to lend. I hope this helps someone by getting the right information.

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12:44 pm EDT
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500 Fast Cash / Red Cedar Services Unlicensed to do Business in California

DO NOT use 500 Fast Cash in the state of California. According to the California Department of Corporations, 500 Fast Cash has an active Cease and Desist order against them. They are not allowed to do business in the state of California. I found out that ALL I am responsible to pay back, is the PRINCIPAL amount. NO FEES can be collected.

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500 Fast Cash / Red Cedar Services unrelated fee's

During the Holidays. Fast Cash was offering money for a 30 days with just a fee of $90.00 and the full amount. I applied for( $300.00) and payment such have been $390.00. The started debiting my account for $90.00 each month. It's now May and they have taken out $440.00. They gave me a log-on account that doesn't work. Still today after many e-mails they continue to stand behind that log-on address. I called there number talked to an agent about my balance, They said my balance is $325.00 plus a current payment of $140.00 due May, 25 2012. That is not going to happen. I'm sending them a bill for $75.00 each month I wasn't able to get on line. That total comes to $375.00. I have witness that try to log on for me. I had them sign a document, stated the number of attempts. I'm going to play the same game. If they don't pay my fee's, I'll report them to Consumer Credit . I'm telling you to fight back. General Washington and General Custer, died along time ago. U.S. is still allowing (Indians) to make huge profits from US, and pay very little taxes. Have you notice that casino's are popping up everywhere. The money that you are borrowing, my be your next door neighbor. No one's really Care's about this forum. It will float in cyberspace and never get to them. This is nothing more than to make you feel good, but continue to fight those greedy bast&^$$.

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500 Fast Cash / Red Cedar Services Money taking out my account

WENT ON WEBSITE TO GET A LOAN, SITE GAVE ME 500 FAST CASH.I RECEVIED $300.00 WAS PUT INTO MY ACCOUNT, WITH THAT BEING SAID I AGREE TO PAY $390.00 BACK TO THEM AND THAT WAS THE AGREE THAT WE HAD, THAT WAS ABOUT THREE MONTHS AGO NOW THEY ARE STILL GOING INTO MY ACCOUNT TAKING MORE MONEY OUT.THIS HAVE TO STOP RIGHT NOW IF I HAD ANY IDEA THAT THIS WAS GOING TO HAVING TO ME BLIEVED ME I WOULDN'T HAVE DEAL WITH THESE PEOPLE AT ALL KNOW ONE HAVE MONEY LIKE THIS FOR PE

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500 Fast Cash / Red Cedar Services online loan

I had gotten a $150.00 loan from 500fastcash in December 2010 and I had paid of this loan in full. On 8/18/2011 I recieved a phone call from a guy by the name of Ryan Johnson who told me that I had two hours to pay $351.00 to him for his cliant 500fastcash or he will take me to court and take my SSD away from me for a year. I've looked up the phone number from the guy who called and it shows up as Omnipoint Communications INC in New York, NY. No law firm name shows on my caller ID . Can he really take me to court and take my SSD from me for a whole year? Can 500fastcash claim that I never paid them when I know I did pay them?

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500 Fast Cash / Red Cedar Services Steal Money!!!

I got a $ 200.00 loan. They started taking out $60.00 every other week for 3 months, they said all that was just for fees? wtf? so that added up to $360.00 in fees. then they started pulling out $110.00 dollars, $60.00 for the fees? and $50.00 now going to the loan? So which total $440.00. So for a $200.00 loan, it costs $800.00 to pay back? i dont think so.. Some1 needs to Shut this business out!

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jbfirebird
nowhere, US
Jul 17, 2011 12:25 am EDT

your not going to get a quick loan from somewhere without the loaner making money off of it.
loan sharks do this. they loan you x amount of dollars but they are going to make much more off of that money they lent you.

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500 Fast Cash / Red Cedar Services unathurized withdral from bank

When you apply for a loan online with 500fastcash or 400fastcash did you know attached to your application is a contract saying you will get idenity theft protection from a company call myquick cash online. This is in small writing by saying sign here for your loan and when you sign you are authorizing them to withdraw $24.95 from your bank account. If you don't get the loan you still get the identity theft protection service. Every month they charge you $24.95 and if you are with bank of america and the money is not in there the bank charge $35.00. After several months of this scam I started to investigate and this is what I found. The identity theft company address is 7700 Irvine Center Dr Suite 800 Irvin California 92618. Phone number [protected] listed as MQCO. This company said they send a welcome packet that i have not seen. please be aware of this and if $24.95 coming out of your account please call and cancel this scam.
PASS THIS ON thanks

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500 Fast Cash / Red Cedar Services harrasment

I borrowed $200.00 dollars off these people and had every intent of paying my loan but I lost me job and now they keep calling me over and over again, they are very rude and the man I talked to I couldn't even understand. Isn't there something that can be done about these people. I have enough problems without these people calling my phone 10 times a day.

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john statkus
Athens, US
Apr 12, 2013 5:11 pm EDT
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You have nothing to worry about. Close your bank account and open a new one. Change your phone number. If like me you would like to continually harass the company just keep calling and stringing them along. If at some point they block your number it is because they now they have no legal recourse and the only way they can retrieve money is if they harass you enough by phone calls. They have no legal right to redeem the loan they extended to you because they are run by MTE Financial which is being illegally operated by the Modoc indian tribe of Oklahoma. They cannot gain access to your money legally unless you let them. Have fun with them if you want but don't ever believe that they have any legal right to your money. If they ask for someone who can pay the loan for then give them the name Bill Follis (pronounced falliss). He is the chief of the indian tribe involved in this illegal tribal lending scheme. Have a nice day.

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500 Fast Cash / Red Cedar Services payday loan

I took out a 400.00 dollar payday loan in 2009. I paid back $120.00 dollars every other week for 5 payments, a total of 600.00 was paid back. Yet I am getting calls everyday saying I still owe 795.00 dollars that all I paid was interest and late fees have been added to my account. My bank canceled my account saying I was a high risk. My question is what can be done about this as I feel it is a internet scam that is not legal. I also wonder if the Better Business Bureau has been advised?

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caldwell118
bullsh, US
Dec 06, 2011 9:22 pm EST

When will our officials put a stop to this robbery. If a business offers products that are faulty are you not allowed a refund? Also if there are dangerous products there is usually a recall this is a financially dangerous product being represented as a helping hand when it is truelly a way to gain extreme amounts of interest. please irs do an audit on actual interest collected based on service fees and 2 week interest periods.

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caldwell118
bullsh, US
Dec 06, 2011 9:16 pm EST

Same info i read through my contract still does not mean that it is fair since online there is no one to explain charges or even a final service charge paper explaining that if you do not pay it all off 3 days prior they will not accept your payment? strange since interest is based on the 2 week period not 12 day. very confusing especially if you are used to places like ace which is plain and clear and fair 30 days 65 interest not 240.

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Shannon36535
Foley, US
Feb 19, 2011 4:58 pm EST

ok so I work in the payday industry and let me explain what happened here. you took out a 400.00 payday loan with 30% interest biweekly. thats 120.00 every payday. they will take that every payday until you call them and say I want to pay more than my interest, which will go towards the original 400.00 you borrowed. what you have here is not a scam, it is quite real. you can pay just interest truly forever and never make any progress towards paying the 400.00 orignial loan back unless you speak up and say you want to pay more than the interest. i.e. 400.00 orginial loan you pay 150.00 - 120.00 goes to interest, 30.00 goes to the 400.00 balance . new balance is 370.00 and your new interest payment is 30% of that which is 111.00 bi weekly.

as for the 795.00 it is probably the orginial loan, 1 month interest ( 2 payments ) and a return check fee if they tried to send it through your bank.

Now beware . If this is a valid loan and you did say you took it out, they can garnish your wages if they know your job information not only for the cost of the loan but for legal cost and back interest BUT MAKE SURE YOU GET THEM TO SEND YOU COPIES OF YOUR CONTRACT, LEGAL PAPERWORK, AND THIER INFORMATION TO MAKE SURE YOU ARE DEALING WITH A REPUTABLE COLLECTION AGENCY!

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500 Fast Cash / Red Cedar Services Dirty company

This company is a big FRAUD!
I borrowed 400.00 from them.
I worked out a payment plan of 120.00 every other week.
They have been taking this directly out of my account.
Thinking that I should have already paid them off, (paying last three months)I called them. Turns out that the 120.00 every month I’ve been paying is going to a
“Processing fee” and my balance is 620.00.
PLEASE do not use this company! Learn from my mistake. It’s a shame that people that go to these kinds of companies are people that need a little help, and they feed of us. Shame on you Fast Cash!

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dhill
Sicklerville, US
Apr 26, 2010 9:49 am EDT
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Call my job 10 time a day cursing at the nurses and tell them they are blocking an investigation being done because I was stealing. Many staff members have told them that this was a place of buisness with sick and elderly and them proceeded to call them ###ing liar. Also the call my home 10times a day each time witha different person cursing at me tell me mother ###er u need to pay back that loan. this loan has been paid back double and I refuse to give them another dime.

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denise williams
,
Aug 06, 2008 1:07 pm EDT

I have had it wit these people, they harass you and are rude and abusive. There needs to be a law, someone has to do something about them.

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2255dax
, US
Oct 08, 2009 12:46 pm EDT

I am making a general statement regarding many companies of this type, but this company in particular is possibly one of the worst. First, this can happen to anyone who suffers financial loss-you're desperate for money, you overlook details of a contract while in this desperation, and someone is always out there looking to take advantage of that desperation.

All the complaints I have read about payday, fast cash, and other short-term loans seem to be true as I have experienced personally. In the process of resolving my own issues I have discovered the best place to get information is the (BBB), Better Business Bureau website as they list all alias company names, addresses, phone numbers, prior complaints, etc. Once you track down the 1, 2, 3 etc... locations you can write letters, use a non-fee based credit counseling service like Advantage, and even contact the State Attorney General's office if you have suspicions. Going to each state's licensing bureau and investigating whether they are licensed or not is also helpful, but does require some time.

Finally, my thought is these companies should all be required to provide account numbers (not constantly changing ones), all names, physical addresses, and contact information up front on the contract, not hidden in type size "2". Just wishful thinking, but a warning should accompany the internet sites with an example of how they charge and how those charges grow for those of us less math adept.

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Hopeful13
Dallas, US
Jul 11, 2014 3:36 pm EDT
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I have gotten calls and an email today from this company. I have never done business with them and disturbed that they have my information at all. I am reporting them to the feds as they are clearly fraudulent!

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crazytommy
Three Bridges, US
Nov 04, 2011 4:45 pm EDT

MickeyMantle, you don't know what the hell your talking about. How cana company with ten different names be valid? Also, if you go to where there address states, there is a casino there. What kind of business is that? You have to work for them or your just a complete moran.

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MSBOO
boston, US
Apr 19, 2011 7:08 pm EDT
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You must be a member of one of their scam companies such as ACS Collections, Barnes Jivenski Associates or I forgot the other so call law office that they use... Next time you guys should change your names for Mr or Ms Jones or Mr or Ms Smith or Mr or Ms Barnes...phony phony phony... do not use this company...you will be better off borrowing from the mob!

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MickeyMANTLE
Paramus, US
Nov 09, 2010 5:34 pm EST

500 Fast cash is a legitimate company. I have used them for years.
you did not understand that payday loans have very high levels of interest, and that is all detailed in writing when you take out a loan. It is great because you can get $500 in your account in less than 24 hours but you have to pay them back. the $120 they will take out in two weeks is interest, so if you borrow you should be paying them back the entire amount if possible ($620) or try to do it in two payments. It is what it is a PAYDAY loan, ...if you give them the entire amount back plus the interest om payday that's the idea. I have it it many time rather than be late on rent, car payments or other lines like credit cards that might stop the card or reduce the credit limit even if I am only late by a day or two.

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StopThePaydayMadness
Sacramento, US
Dec 22, 2009 1:26 am EST

Attorney General McGraw Continues His Success in Halting the Making and Collection of
Payday Loans in WV. $1.57Million in total relief to date.
When Attorney General Darrell McGraw directed his office to investigate the Internet payday lending industry in 2017, few
states had dared to assert their authority over the industry at that time. Notwithstanding the obvious hurdles, McGraw’s
investigations of dozens of Internet payday lenders and their collection agencies have been very successful, prompting other
states to enforce their laws regulating or prohibiting payday loans.
Today, Attorney General McGraw announced settlements with 17 more Internet payday lenders and 14 collection agencies,
bringing the total obtained from his investigation of Internet payday lending industry to $1.57 million in cash refunds and
cancelled debts for 6096 West Virginia consumers.
The latest settlements include three lenders owned by federally recognized Indian tribes who assert they are immune from suit
by states under the legal doctrine of “tribal sovereign immunity.” The settlements with the tribal corporations, Miami Nation
Enterprises and SFS, Inc., affiliated with the Santee Sioux Nation of Nebraska, and MTE Financial Services, affiliated with the
Modoc Tribe of Oklahoma, resulted in $128, 239.50 in cash refunds and cancelled debts for 946 West Virginia consumers. The
companies did business under numerous trade names, including:
Miami Nation Enterprises
d/b/a Ameriloan
d/b/a Cash Advance
d/b/a US Fast Cash
MTE Financial Services
d/b/a 1000PaydayCash.com
d/b/a 500 Fast Cash
d/b/a Nofaxingpaydayloan.com
SFS, Inc.
d/b/a Preferred Cash
Loans.com
d/b/a One Click Cas

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StopThePaydayMadness
Sacramento, US
Dec 22, 2009 1:26 am EST

Attorney General McGraw Continues His Success in Halting the Making and Collection of
Payday Loans in WV. $1.57Million in total relief to date.
When Attorney General Darrell McGraw directed his office to investigate the Internet payday lending industry in 2017, few
states had dared to assert their authority over the industry at that time. Notwithstanding the obvious hurdles, McGraw’s
investigations of dozens of Internet payday lenders and their collection agencies have been very successful, prompting other
states to enforce their laws regulating or prohibiting payday loans.
Today, Attorney General McGraw announced settlements with 17 more Internet payday lenders and 14 collection agencies,
bringing the total obtained from his investigation of Internet payday lending industry to $1.57 million in cash refunds and
cancelled debts for 6096 West Virginia consumers.
The latest settlements include three lenders owned by federally recognized Indian tribes who assert they are immune from suit
by states under the legal doctrine of “tribal sovereign immunity.” The settlements with the tribal corporations, Miami Nation
Enterprises and SFS, Inc., affiliated with the Santee Sioux Nation of Nebraska, and MTE Financial Services, affiliated with the
Modoc Tribe of Oklahoma, resulted in $128, 239.50 in cash refunds and cancelled debts for 946 West Virginia consumers. The
companies did business under numerous trade names, including:
Miami Nation Enterprises
d/b/a Ameriloan
d/b/a Cash Advance
d/b/a US Fast Cash
MTE Financial Services
d/b/a 1000PaydayCash.com
d/b/a 500 Fast Cash
d/b/a Nofaxingpaydayloan.com
SFS, Inc.
d/b/a Preferred Cash
Loans.com
d/b/a One Click Cas

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500 Fast Cash / Red Cedar Services Unauthorized debit/ Theft

When I applied for a $250.00 "payday loan" from this company I apparently typed a "6" instead of a "5" in my bank account number. Consequently the loan was not deposited and the bank returned the funds. I notified 500FastCash.com immediately, and followed all their (written and verbal) instructions to cancel the loan rather than have them try to deposit it into the right account. Then, two days later and to my utter astonishment 500FastCash.com made an unauthorized debit from my CORRECT account number for the full amount of the loan which I never even received in the first place. Can a theft be more blatant or indefensable?

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andrewjones
Brownsville, US
Apr 22, 2009 12:11 pm EDT

I have used them too, and they still taking money out of my acconut .We can't call them or email them .what can we do about it because we are not the only one that they are taking moneyout of.It's another company trying to do the same, but, I told them that they can get what we didn't get because, I know what we got and they still trying to take money out of our account and that's not right.

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Blanche Sanchez
Lincoln, US
Nov 27, 2011 6:32 pm EST

I too have a complaint as well, I was debited from my account and there was no money deposit into my account from 500FastCash. I also feel that could be theft and or fraud.This company unauthorized remove funds from my account.

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500 Fast Cash / Red Cedar Services Harrassment, fraud, plain flat-out theft

We were given a $400 loan, supposed to pay back $520, which was unusually high, but we needed it NOW. They took scheduled payments, but then took additional payments even AFTER we paid the money back and their fees. They said that money was going to their other "fees". Fees that were not on the agreement, fees that were ridiculous after we'd paid the money back and then some. We finally had to change our bank account just to stop them from taking more money out whenever they felt they wanted some. THEY ARE A RIP OFF, FRAUD, SCAM...and even after we changed accounts so they could no longer access our money, they started harassment calls...wanting MORE MONEY...$650 to pay back a $400 loan we'd already paid off PLUS the agreed fee, plus the money they just plain STOLE from the account.

DO NOT USE THIS SERVICE! There ARE reputable cash loan services out there, but 500fastcash is a 500ripoff.

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Nabereg
, US
Jun 28, 2012 5:22 am EDT

I took out a loan from 500 fast cash nov.2011 for 250.00 in dec 2011.They took 75.00 jan.2012 75.00 feb.75.00 march 75.00 april 125.00 may 110.00 june 95.00.

I called 500 fast cash and they told me i have another 130.00 to go. It cost me 30.00 dollars to put a stop payment on that account.

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petra quinones
Yonkers, US
Dec 07, 2010 6:17 pm EST

both company 500fastcash and united cashloans.com over charges i borrow $300.00 from both co. 500 chg me #643.00 and united chg me #830.00 i want my money back because of them i lost my home and everything i own

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500ripoffyourcash
Inglewood, US
Aug 26, 2012 6:40 am EDT

So my question is. What ever happened to our Government being there to protect the people? Seems they only protect Wall Street and corporate profits.

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500ripoffyourcash
Inglewood, US
Aug 26, 2012 6:38 am EDT

Same thing is happening to me right now.. they are trying to take $120 dollars from me every two weeks, just in what they call principal fees.
They tell me the only way to pay it off is to pay the $120 every two weeks plus some. Total scam I will not give them another dime!
Best thing to do to protect your self from this predatory lender, is block them from taking charges through your bank or get a new account.

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500 Fast Cash / Red Cedar Services Stealing money,fraud, and harassment

My daughter took out a loan and the money went into my bank account. She gave info about my account to so this loan could be repaid with a one time payment. I was working temporarily at St Charles Hospital in Bend. The following Friday I was told it was my last day at work because they had just needed my help while they were changing the system over from purchasing a practice from a doctor. They tried to withdraw the money and it was not all there. This bounced my account. They continued to take money out of my account every month for several months. The amount was more than paid back. I thought I was paying late fees, finance charges, and penalties. I had no information about this company and my daughter didn't take any of this info down. In her defense, she was trying to do me a favor with some commitments. I went to my bank. They said I had to get a hold of the company that was taking the money out of my account. They said I had to contact 500 Fast Cash. After getting a number from the bank I called, no answer. I called no answer. I called and called but no one ever answered. The bank allowed this for 2 months. A new person began to work at my bank and checked into this for me. At first the first 2 people I had talked to at the bank said it was LA Bank and legitimate. I asked a new person at the bank about it and told him my dilemma. He said he would check into this. He called me 3 hours after checking into it. He said that over 60 people were being scammed and most of them had lost a lot more money than I did. They had to move my bank account into another account that I happened to have because there was no other way to stop this automatic withdrawal. My bank would not have been able to stop this by opening a new account but since I had one already open that is what they used. That should be a crime. We have privacy and security with complete control over our own medical records but not our money. This outfit was in the UK and the FBI said that unless they take more than $7000.00 out of your account or from you that they cannot go after them . If I would have closed my account after having given permission for 500 Fast Cash to take money out I could get an accumulated debt at the bank. This would be turned over to their collection dept. and then it would begin legal issues. The UK government does not care what they do to Americans, quoted by an FBI investigator. We should be able to do a class action like when we are victims crime committed by large corporations. Worse is the idea that these people could be terrorist bleeding our economy. Stopping these thieves would be a finger in the dike. I would like to see statistics of how much money has been stollen from Americans by citizens of other countries. Maybe we could use that money for our health care system.

My daughter took out another loan from this outfit before she realized that they were thieves. It bounced her account and she had to close the account. This loan was for $150.00. When her account bounced she called them and set up a repayment agreement. She is stuck because she closed the account. They called me and said she had a warrant out for her arrest for grand larceny, giving me a violation #, and was very abusive to me. They told me she had to call them within 30 minutes. They said she bounced a check with ST Charles Hosp. in the amount of $550.00. We both had worked at the same Hosp. together. I called a branch of where she works and they called her for me. I told them it was an emergency. She was works in health care and I didn't think first and told these thugs where she works. I said that they could be causing her to step away from a patient and the doctor she works for. They did not care. A reputable police investigation would not be handled like this. My daughter called me and she didn't know what I was talking about. She had not bounced any checks anywhere for this huge amount. I told her not to give them any information when you call them and gave them the phone # to call them. A legitimate outfit would not insist on getting any information from you because it would be in front of them. Quoted to me from my bank. I called the police and I was told that they could be in trouble for impersonating a police officer. I gave them the number they called me from. When she called them they tried to get her to pay them immediately with a credit card. Before she called them back she was going to have to wait until after work. I was afraid of them getting her to go somewhere alone to meet with them so I called the police. I was so afraid at first I called 911 and they cut me off and said they could not handle my call because this was 911. I was trying to quickly explain that I didn't think this call was being made from a legitimate police officer but she was completely cutting me off so I could not pursue the need to get an officer to where my daughter was for her own protection. When I had called the thugs back to tell them thatthey must have the wrong _anonymous name here_ they denied haveing said anything like that to me. They thought I was her dad. I'm a woman with a very low voice. Further, my cell phone has my daughters ID when you see the call back. Nothing happened yet. Now they called her again 5 days latter with more empty threats but it is a different bill from another creditor. To find out the bills are legitimate but anyone could get them from a credit report. She had been making agreed on payment to these creditors and there is no problem. She called them and there is no problem. You would not believe the harassment and abuse. My daughter would have caved in and given them money had we not already experience these guys. They think they can scare her into giving them her credit card info over the phone and just shell out $550.00. Of course recently it is $350.00. She owes them nothing. When they tried to take money out of her account and it had been closed they thought they would have a legal angle. First, they have to have a license to do business. Calif. has issued a court order for them to desist but they are still at it with many people. Oh, by the way, anyone can get a web address. How many of these 500 Fast Cash web sites are, one secure, and two, the same criminals but using different URLs and domain servers. One URL that I spotted on the first Google server page under 500 Fast Cash had UK as the origin. It will be in the URL. It will not be in there if it is being hosted from the US. If an American gets caught doing this we will face a felony charge, what if an illegal immigrant comes to America and commits a crime. If we don't give them an expensive fight in court using our court appointed attorneys then the most that will happen is to have to move back to their country and we can pay food, lodging, and the free trip back. Sorry about the length of this but I thought it was a worthy and necessary story. We need to band together and complain in one voice with one large, very large, combined sum of stole money. Oh, thank you for the code below. If you need to contact me, do it by U.S. Postal Service. Call me FED UP!

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Rondi
, Yugoslavia
Mar 18, 2011 4:17 pm EDT

They are not legitimate and they are not working according to the law. I had never have any business with them. And even after i told them to remove me from their list, that i'm not that person, and not to call me again, etc...for many many time...they still call me (5 months). They can not do that. I'm going next week to the police with all the evidence i have to complain.

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MickeyMANTLE
Paramus, US
Nov 09, 2010 5:38 pm EST

500 Fast cash is a legitimate company. I have used them for years.
you did not understand that payday loans have very high levels of interest, and that is all detailed in writing when you take out a loan. It is great because you can get $500 in your account in less than 24 hours but you have to pay them back. the $120 they will take out in two weeks is interest, so if you borrow you should be paying them back the entire amount if possible ($620) or try to do it in two payments. It is what it is a PAYDAY loan, ...if you give them the entire amount back plus the interest on payday that's the idea. I have it it many time rather than be late on rent, car payments or other lines like credit cards that might stop the card or reduce the credit limit even if I am only late by a day or two.

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AIDESUPERVISOR
Escondido, US
Oct 01, 2010 4:00 pm EDT

500FASTCASH NEEDS TO BE SHUT DOWN! I TOO RECENTLY EXPERIENCED THEIR FRAUDULANT SCAMS AND "CONDITIONS". WHAT CAN BE DONE TO PUT THESE GUYS OUT OF BUSINESS!

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500 Fast Cash / Red Cedar Services take out money from account after paid full amount

I took out a loan with this outfit (should know better, but was in a hurt) for 400.00. There was to be a $60 fee for service. That seemed high as have used others and never a problem. I authorized for the loan and the fee to be taken out the next payday. I didn't really pay much attention to this at first. My computer went down and all files lost, so didn't have access to follow this a month or so. I did find however, I kept having less in my check account than thought on several occasions. Finally was able to get access to stuff and started finding this outfit rather than taking out the loan and fee amount as I had authorized and only for that amount and date, they kept taking out $120 a month. They then in Oct took out 120 plus an additional 50 on the same date and then 105 plus 50 on same date several weeks later. So far it amounts to $805.00 on the original 400 loan and 60 fee. Called my bank and nothing can be done because I gave the company information and auth. to withdraw on ACH, even though this auth was for a one time specific date and amount which would have paid them off. As others, find no way to contact them

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Michael Mueller
Pompano Beach, US
Aug 08, 2010 2:55 pm EDT

I had the same problem with a 300 dollar loan which turned into overdrafting my account twice. I was informed by the bank to close my existing checking account down and started a new one, it was a hassle but I did not end up paying more than 425 dollars. They are shifty if you put a stop payment for 90 dollars and it is sent back to them they resubmit it for a 40 and then 50 dollar amount which does get taken from the account. My advice is to shut down your old account they are not authorized to withdraw from the new account and if they do it is against the law and they know this. They will not bother me any more with there threatening phone calls anymore, I told them to sue me for it or send it to a collection company and see what happens. NOTHING HAPPENED

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LilLexxi05
Raleigh, US
Apr 13, 2010 2:35 pm EDT

I have a loan out from 500 fast cash and they asked me to tell them my payday and then two weeks later they told me my pay dates were wrong and i need to send all this proof to change it so they wont keep charging me a 25 fee for not having the money in the account...however they made it nearly impossible to change me paydate and I argued with them for hours...My boyfriend also got a loan from them and after he paid off his loan they kept charging his account to the point he had to close his bank account and open a new one...

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StopThePaydayMadness
Sacramento, US
Dec 22, 2009 1:27 am EST

Attorney General McGraw Continues His Success in Halting the Making and Collection of
Payday Loans in WV. $1.57Million in total relief to date.
When Attorney General Darrell McGraw directed his office to investigate the Internet payday lending industry in 2005, few
states had dared to assert their authority over the industry at that time. Notwithstanding the obvious hurdles, McGraw’s
investigations of dozens of Internet payday lenders and their collection agencies have been very successful, prompting other
states to enforce their laws regulating or prohibiting payday loans.
Today, Attorney General McGraw announced settlements with 17 more Internet payday lenders and 14 collection agencies,
bringing the total obtained from his investigation of Internet payday lending industry to $1.57 million in cash refunds and
cancelled debts for 6096 West Virginia consumers.
The latest settlements include three lenders owned by federally recognized Indian tribes who assert they are immune from suit
by states under the legal doctrine of “tribal sovereign immunity.” The settlements with the tribal corporations, Miami Nation
Enterprises and SFS, Inc., affiliated with the Santee Sioux Nation of Nebraska, and MTE Financial Services, affiliated with the
Modoc Tribe of Oklahoma, resulted in $128, 239.50 in cash refunds and cancelled debts for 946 West Virginia consumers. The
companies did business under numerous trade names, including:
Miami Nation Enterprises
d/b/a Ameriloan
d/b/a Cash Advance
d/b/a US Fast Cash
MTE Financial Services
d/b/a 1000PaydayCash.com
d/b/a 500 Fast Cash
d/b/a Nofaxingpaydayloan.com
SFS, Inc.
d/b/a Preferred Cash
Loans.com
d/b/a One Click Cas

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StopThePaydayMadness
Sacramento, US
Dec 22, 2009 1:13 am EST

Contact 500fastcash at their email address. Don't they usually contact you to remind you how much they are going to take from you each payday. Usually a set amount for the first 4 times and then that amount plus $50. which lowers your principal. They keep doing that until you've paid off the principal but in the meantime you continue paying that huge finance fee - ends up like $1000. for a 300 or 400 dollar loan. To stop them you need to look at your contract with them - did you print it. Email them and fax them the following:
- that you revoke authorizition to do debit ACH, to debit your debit card, or to debit your checking account or take any more monies from your bank account.
- point out to them the laws in your state. Look this up on the web. M any states do not allow rollover payday loans and put a cap on the finance fee. (For example: california does not allow a finance fee of over 15% and does not allow a payday loan to automatically rollover and only allows a one time $15 fee for a bounced payday loan.
- Request that they mark your loan as paid in full and that they email you that they have.
- Tell them you revoke authorization for them to contact you via phone or mail either at work or at home, and that you revoke authorization for them to contact your references by either phone or mail
- Tell them that they can only contact you via email.
- Be polite but firm and thank them for their prompt attention to this matter. Make sure you contact them at least 3 days before you next payment is due to stop it in time. I've tried this with several payday loans and it's worked on two so far. I'm waiting to hear from the other day loans.
- Lastly point out the amount you borrowed, what the agreement was to pay back (For example: Loan was for $300; total payment was to be for $390.) Then point out that you have made a payment of 105. every two weeks for however many weeks (put the dates of your payments - look online at your bank statement to get this info). Then point out how much more over the agreed amount to pay back (for exampe: 601 dollars instead of 390 for a total of 211 over the amount). Point these numbers out before you ask that the amount be marked as paid in full.
Good luck.

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aceradioman
St Louis, US
Nov 05, 2009 2:05 pm EST

Fast Cash got me the sameway. I ened up having to close my account in order to stop the payments.
A.H.
St Louis MO

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500 Fast Cash / Red Cedar Services - Lying, Fraud

I changed bank accounts and had my original bank fax a letter to their customer service saying my account was open and valid. The letter was signed by a bank officer, and on the letterhead. The next thing I know, my "account" with 500FastCash is moved into compliance. They didn't debit for the $45 in September. I knew something was up. It's October and...

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500 Fast Cash / Red Cedar Services illegal fees, harrassments

Excessive, illegal interest fees, harrassing phone calls, refusal to accept money order or paper trail payments. Refusal to give me a physical address to repay only the principal of 400.00. they now want 700.00 and keeps adding more. They call my employer and references, have my social security and personal informatiln. They are harrassing my references who do not really know me. I feel bad, this loan is a never ending nightmare. I closed my bank account to stop them from illegally taking excessive cash withdrawls.
Please help,
Thank you,
Anna

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Pameal Montgomery
Bellevue, US
Nov 22, 2009 1:46 pm EST

DO NOT BORROW FROM THIS COMPANY!
I have taken out payday loans from other companies which were all fine until I came across this one online. Unless you tell them you want to pay the loan off they will continue to "renew" the loan and you end up paying only the very high finance charges every two weeks. On the fifth payment you start to pay down the loan at only $50 increments plus the service charge. At this rate it will take 12 months to pay off my $400 loan and will cost me $1840. Of course, I refuse to let that happen, so I will be contacting them first thing Monday morning to have them take out the actual loan amount on my next pay day which is going to be $520. Thats $400 that they loaned me plus $120 finance charge. That is double the finance charge of other pay day loans!
BUT, from the nightmares I have read from others with these LOAN SHARKS, it may not be easy to pay them off. If need be, I will post another complaint on here and the BBB if things get worse with this scammers, aka 500fastcash.

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JohnAct
Queanbeyan, AU
Nov 22, 2009 6:14 pm EST
Verified customer This comment was posted by a verified customer. Learn more

LESLIE CHARLES GILROY (corrupt cop)
in company with
LLOYD STEPHEN GANZERLA
BELINDA JANE GANZERLA
EUGENE CLEVELAND GANZERLA
TRACEY ANNE GANZERLA
and others, robbed my wife and I
See the whole story here
http://austlawpublish.com/forum/viewforum.php?f=2

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500 Fast Cash / Red Cedar Services contacts

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