I was charged the same 19.95, ironically enough, I was using peoplesearch to find my brother in-law who is using my husband's name and there was nothing on that site advising that I was signing up for "identity protection" for a monthly fee! Outrageous that they can take your credit card information from another secure site and start an account for you without your knowledge or specific authoriation! I would have cancelled within the 7 day period had I known about it!