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Wells Fargo Complaints - Credit card rewards ripoff!

Review all Wells Fargo complaints

Wells Fargo

Posted: 2007-12-11 by Craig  [send email]
Credit card rewards ripoff!
Complaint Rating:  50 % with 2 votes
Company information:
Wells Fargo
Los Angeles, California
United States
Phone: 800-869-3557
www.wellsfargo.com

Every time you use your Wells Fargo credit card, you collect points per every dollar spent. These point can later on be used to redeem gift cards and other items as well as for travel related things as hotel nights, flights etc. I ordered gift cards for a total of 16,500 points. The total value of this is appr. $165. After a couple of weeks the letter came. However, the only items in this letter was a packing slip stating what I ordered and a black piece of paper with the note 'Congratulations! Here's Your Rewards. Have Fun'.

I understood that something was not right so I called them up immediately to report that I did not get any gift cards. The woman on the phone could not do anything (as always when you call a company now a days), but had to send it to her managers for investigation.

The story is also that the envelope to the letter had a slit on the side. I assume some under paid worker at either Wells Fargo or the postal office must have found a way to make some extra Christmas money. The managers have now been calling me every 48h to tell me that they are working on it. However, I think in this case I have not done anything wrong. Why should I be punished for this and not receive my cards until they have solved their problem.

I would assume in this case they should send me my replacement cards immediately and then take care of their internal problems later on. Until I have received the letter with the gift cards the problem is completely on their side. They have to deal with the postal service if they believe that someone there have stolen them. I should not be involved in that process and get my ordered items delayed or even refused.

Until I see these gift cards in my mail box I assume they are not willing to send me my replacement cards and they totally ripped me off of these. I have now switched to use another banks credit cards and I will payoff my Wells Fargo credit cards and then probably close that account and totally quit all my personal banking with Wells Fargo.
Comments United States Banks
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 491 days ago by Wellsfargo Unethical  [send email] 0 Votes
Wells Fargo is a huge institution, they are extremely unethical and have stacks of complaints against them. We borrowed $100k for home remodel and were told we would get the best interest rate for 813 credit score. When it came to, they resended their quote and gave us the "average" credit score interest rate. We will NEVER deal with them again. We have our first mortgage, PMA account and a lot of savings with them. Unfortunately, they locked us in for 3 years (penatly free), so we will be leaving them in 2years 9 months (at the earliest). We were also promised $250.00 gift card since we applied and were approved $100k home eq line of credit and we have fought with them (5 phone calls) to get the gift card. We will never see it. It's a fraudulent offer they advertise to get more of your money. Our attorney, a personal friend, is now involved. Wells Fargo is extremely profitable and nearly unstoppable. Fortunately, we have a credit union and are happy to be going back to. I don't mind paying a bit higher interest, because they don't lie or rip you off like WF.
 491 days ago by Wellsfargo Unethical  [send email] 0 Votes
I forgot to add, there is actually a website dedicated to Wells Fargo. It only consists of complaints and their unethical business practices. wellsfargosucks.com
 491 days ago by Factory100.com  [send email] 0 Votes
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 9 days ago by   jdavis2821 0 Votes
I just had a bad transaction with Wells Fargo in Delaware. I just can't get over all the things Wells Fargo gets away with. I have had dozens of loans thru the years and have never got scammed until now. Wells Fargo Sucks and so do the people that work there and rip people off.
jdavis2821@aol.com

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