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Viking Collection Service, Inc. Complaints - Harassment at work

Review all Viking Collection Service, Inc. complaints

Viking Collection Service, Inc.

Posted: 2008-07-04 by Johns [send email]
Harassment at work
Complaint Rating:  100 % with 1 votes
Company information:
Viking Collection Service, Inc.
United States
www.vikingservice.com

Julie Olsen with Viking credit has been harassing me at work, where I work at a high stress-level, intense situation. She has asked who my boss is, been verbally abusive to my co-workers, and has over stepped her boundaries countless times. In this day and age, this kind of abuse is completely inappropriate. I cannot take calls at work at all, unless they are work related, and getting me fired from my job is not a great method of money collection. I will be pursuing VIGORISLY a legal end to her harassment, and I know that Chase Bank sells their overdue credit card balances, so maybe re-thinking Chase Bank is a good idea as well.
Comments United States Collections Agencies
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Comments

140 days ago by Mike O. From Ny [send email]
ANYONE WHO READS THIS WILL TELL ME I AM FULL OF SHIT, BUT THOSE WHO DEALT WITH VIKING (VCS)WILL SAY HEY THATS ME!! I WENT THOUGH THAT!!!

Back in late 04/08. I got a call from a Mr. Desmond, who stated I owe money on a card, ok give me about 3 weeks just got done paying back taxes, he agreed and will do a payment plan very proffesional.

Within an hour Mr. Risner (MAY HE DIE OF BRIAN CANCER AND BURN IN HELL WITH HIS MOTHER) called me at 933 PM. and started yelling, cursing and being ruthless, right off the bat, I think he did that to see how far he can push me. I expalined I mailed out tax checks give me about 3 weeks. He said NO I WANT THAT MONEY TONITE. I stated I cant have those checks bouce, he stated I DONT CARE, YOU PAY US FIRST, I CAN MAKE YOUR LIFE MORE MISABLE. ( I guess he meant more misable by not paying VCS over my taxes, ) he then stated EITHER WAY I WAS GOING TO JAIL BY THE END OF THE WEEK CAUSE, I WILL PAY VCS TONITE AND THE CHECKS WILL BOUNCE, OR THE CHECKS WONT CLEAR DO TO MY ACCOUNT BEING CLOSED, THE NEXT DAY. EITHER WAY I AM GETTING YOUR MONEY. I asked him what did that mean, he stated I AM A POKER MAN AND I NEVER SHOW MY CARDS, YOU WILL FIND OUT TOMORROW, YOU ARE MESSING WITH THE WRONG COMPANY, he stated, YOU ARE GOING TO HOPE THOSE CHECKS BOUNCED, AFTER WHAT YOU SEE WHAT I CAN DO TO YOU. I was a reck I thought I was talking to someone from a mob movie like I owed a loan shark, that is how much I got bullied around. This country allows companies like this to do bussiness like this, they should be closed down and fined and locked up.

Then it gets worse my parents are on a fix income but, Mr. Risner (MAY YOU DIE OF BRAIN CANCER AND BURN IN HELL) Then said HE WILL CALL MY PARENTS AND GET THE MONEY FROM THEM, by now its 10:07pm my dad is in his 70's and disabled I said they dont have the money please give me 2 weeks. He stated I DONT CARE IF YOUR DADS SICK YOU OWE US MONEY, TONITE!!! I GOT THEIR NUBER AND HE READ IT OFF( must of looked it up) I said its after 10PM, NY state laws you cant call after 9pm he said WHO IS GOING TO STOP ME . YOUR THE ONE WHO DOESNT PAY HIS BILLS WHO WILL THEY BELIVE. He then stated IF HE CANT GET MY PARENTS, HE WILL GET A COPY OF MY CELL PHONE BILL CAUSE HE DOES HAVE MY SS NUMBER ON FILE and START CALLING EVERYONE ON THE BILL. And all I was doing for 50 mins begging him please 2 more weeks. HE DIDNT CARE, HE SAID HE WILL CALL MY JOB THE NEXT DAY TRY TO GET THE MONEY FROM MY BOSSES AND CO-WORKERS . I told him I have no work number and I can be fired .GOOD, I DONT CARE he stated, PAY YOUR BILLS. I still begged 2 more weeks. he said I was an FUCKING LIER, ABOUT MY TAXES AND HE WANTED COPIES OF MY TAX RETURNS TO SEE THEM. Isnt illegal asking someone for personal information and getting somone phone bill!!!

Well anyway next day I called the bank scared to death about my accout being frozen, couldnt sleep that nite, but still praying for Mr. Risner to die, that how pissed and hurt I was. the bank said VCS cant do a thing it takes about 6 weeks and a judgement must be passed. I then spoke to collection people they advise me to call the FTC.

Then I found out about a month later that VCS is a SCHEME they never had my account JCC colletions has my accounts it was sold to JCC. VCS looks at cerdit reports and try to get the money before I gets sold off, its a SCHEME. When i called JCC they spoke to me very proffessional and worked with me and around my income and it is almost paid off thank god.

But VCS still calls m, saying I still owe them money and that my bank account will be frozen, eventhough my account was never theirs,

I not a mean person but thr hate I have for Mr. Risner, nobody cant blame me the way I could sleep that nite and begging like a kid, Dont tell me parents, dont call my friends and take my money, dont get me fired was nothing like I been though before, with any bill collector or agency period.

Please lets get together and get a campain write to the FTC and congress to close them down.

PS. This is to the CEO of the company I hope you read this and take my advice and FIRE Mr. Risner on the spot and hire more Mr. Desmonds!!! to fix the direction your company is going.
119 days ago by David Williams [send email]
After Viking was told to stop calling my parents (About a debt that isn't even theirs), they called back and left voice mail threatening physical violence. I just hope the FBI will actually do something about this.
103 days ago by Leonard Feldman [send email]
I'm having much the same problems with Viking Collection Service--even though they've repeatedly agreed to fax me verification of my debt, they never have, and now they claim that they had to get the request in writing, even though they've refused to give me a mailing address or (until today) an account number! I've read in a number of complaints on the web that Viking resists paper correspondence at all costs, perhaps to avoid leaving a paper trail that would corroborate their violations of the Fair Debt Collection Practices act. That certainly seems to be the case for me. The posting above is the first alert I've had that they work opportunistically by monitoring credit reports, not necessarily under contract to the creditor. That would explain why they have no interest in arranging payments--they have no authority to do so. If that's the case, they're wildly in violation of the law.

There's a lot of advice to contact your state's Attorney General office or the Federal Trade Commission and make a complaint. That may make you feel better, but those agencies may take years to take action, if they ever do so. At least in California, you can sue collection agencies for violations of the Fair Debt Collection Practices Act in Small Claims Court. (A copy of the entire act can be downloaded at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf, and the Federal Trade Commission has a "plain English" version of your rights and options at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm.) If you can't afford an attorney, you can file your own Small Claims case and represent yourself; you may also be able to get pro bono legal assistance from your local legal aid service. Here's what the FTC website says about your right to sue:

"You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, you may recover money for the damages you suffered plus an additional amount up to $1, 000. Court costs and attorney' s fees also can be recovered. A group of people also may sue a debt collector and recover money for damages up to $500, 000, or one percent of the collector' s net worth, whichever is less."

Keep in mind that you can often sue for multiple violations of the Fair Debt Collection Practices Act, and that each violation carries its own penalty. Even if you sue in Small Claims Court, the collection agency must send a representative to the trial to plead its side of the case; that representative is usually an attorney, and that increases the costs to the collection agency. Just the threat that (a) you know what you're doing, and (b) you're going to cost the Agency far more than it will ever make by collecting the debt, is often sufficient to get the collection agency to back down and settle.

Let me finish by saying that I'm not an attorney, so what I've written should not be construed as legal advice. However, you can go to the Federal Trade Commission website and find out for yourself.
103 days ago by Leonard Feldman [send email]
One addition/correction to my comment above: According to the Federal Trade Commission:

"Within five days after you are first contacted, the collector must send you a written notice telling you the amount of money you owe; the name of the creditor to whom you owe the money; and what action to take if you believe you do not owe the money."

I never received any written communications from Viking at any time. Thus, the "30 day" rule for challenging the legitimacy of the debt doesn't apply. The first time a Viking collector calls you, the five day clock starts.

Here are Viking's mailing addresses:

Viking Collection Service, Inc.
7500 Office Ridge Circle, Suite 100
Eden Prairie, MN 55344
1-800-767-7895
952-944-7575

Viking Collection Service Southwest, Inc.
2075 West Pinnacle Peak Road, Suite 110
Phoenix, Arizona 85027
1-800-540-4965
623-434-7506

In my opinion, the more research I do, the more I believe that Viking is little more than a questionably legal scam, taking advantage of people who don't know their rights, and intimidating them into paying debts that they either may not owe or can settle for much less money with the original creditor. Again, I'm not an attorney, so this should only be considered my opinion, not legal advice.

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