Vanderbilt is a Predatory Mortgage company. Yep, I was stupid and signed papers for a mobile home loan, where the front page Salse Contract showed the Amount financed, which was what I was told it would be...then, they put an additional $4700 into it and called it Discount Points. Nowhere was I told, or was it written it was my responsibility to pay for something I didn't agree too. Guess the contract DOES state that I pay it. At 12% interest I can't even rent the place and break even! Again, I was told by the Sales Manager I could refinance in a year or two with better rates...wrong!
I'm a dumb ass, but Vanderbilt is also a PREDATOR for sneaking crap like this into the fine print!