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TD Bank, Toms R, New Jersey Complaints & Reviews - Overdraft Robbery

Review all TD Bank, Toms R, New Jersey complaints

TD Bank

Posted: 2009-11-26 by   TDBankSucks69
Overdraft Robbery
Complaint Rating:  100 % with 6 votes
Company information:
Toms R, New Jersey
United States
solofordolo.com
Not sure how, but TD Bank has successfully sucked $193 out of me today. For ridiculous charges which I didnt even have to accept to be "overdrafted" for. It all started when my account when my account was hit with an overdraft charge from Vibe magazine (an out of buisness magazine I am not even subscribed to) if this was Commerce Bank the charge would have been denied and I would have still had a little bit of money in my account. But I was hit with $8 + $35 to the bank for the overdraft... I was then hit with a similar charge for $10 + another $35 service charge. This is when I am issued a paper telling me I owe $87 to the bank... I am surprised... I try to call up... But apparently with Commerce went the great customer service. So I wait on hold for about 30 minutes until I am told "we cant help you go into your local bank". I go in the next day to find my account has been charged while in the negatives AGAIN.. And I am at an amazing -$177!!! At this point I sit down with a lady who helps me file a "investigation" for these charges. She assures me I will not me charged anymore. 2 days later I go to check my account balance and I am missing additional money... She must have forgotten to mention the Service Charge coming up for the end of the month... I go into close my account, and pay my $193 that I apparently owe these blood suckers... And instead of feeling relief, I have to watch my account for an additional week because any unauthorized charges may actually REOPEN a bank account which I tried to close down???

IS THIS EVEN LEGAL?

This bank is ridiculous, I cant believe they are getting away with this right now. This is robbery in the truest sense of the word.
Comments United States Banks
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 27th of Nov, 2009 by   spiritsoul777 0 Votes
Banking problems with TD Banknorth. Google the president in Maine. File a complaint with the Comptroller of Currency in Texas because I believe they are a federal bank, report them to the Better Business Bureau and file a complaint with your Congressman/woman, State Rep, State Senator, President Obama at the Whitehouse and how about putting it on facebook and myspace and anywhere else you can expose them. Also the Federal Trade Commission.

Fight Back!
 10th of Dec, 2009 by   SSPanzergrenadier 0 Votes
I had over 6 overdraft fees within a few hours. I put my paycheck in which USED to clear instantly but now TD bank only credits part of it. I used my debit card for multiple inexpensive purposes for the next few days thinking my pay check had cleared by the next day. WRONG, that Sunday I realized I had been charged over 220 dollars of overdraft fees from purchases within a few hours and never was once denied at any of the stores. I was able to get 105$ back after talking with an employee. Still, this is absolutely absurd. A good friend got himself into 800$ worth of overdraft fees w/o knowing and they only gave him 100$ back. Needless to say I am closing my account with them. TERRIBLE BANK DO NOT OPEN AN ACCOUNT.
 10th of Dec, 2009 by   SSPanzergrenadier 0 Votes
Also, their website is awful and is down and inaccessible every other night.
 27th of Jan, 2010 by    ash 0 Votes
TDBank is unfair to there customers.
They have charged me $1238 on overdraft fees.

send me an email i would like to do a class action law suite against them.
 19th of Apr, 2010 by   Fpatric 0 Votes
TD has hit me with a ton of overdraft fees! I'm an unemployed college student going to school in nyc. I barely have money as it is and I'm getting charged 35 dollar fees for a 1 dollar purchase, not just once but every purchase there after...I usually never get just one, i get hit with 6 at a time. If there are any class action suites against them, I'm on board.
 27th of Feb, 2011 by   mthemech 0 Votes
iwas a member of td bank and found that there credit card sevices dept and direct banking deposite sites are no secure at all! i did online bill pay on their so called secure site wich let to not only my credit card numbers being stolen but my dedit card number also wich was linked to my savings and checking accounts. fraudulent charges ran rampid through my accounts and i called them imediatly! they dsaid they would look into it and it would be resolved in two days. well 6 weeks later not only was i out 45, 000 dollors in fradulent charges but they raked up another 15, 000 dollors in overdraft frees! i was told the td fraud dept was very good at keeping tack of all td tranactive accounts, well when there was 23 ebt's out of my account in 1 day to 23 different account around the world i would think that would raise a fuckin red flag td. sorry for the language! i have aquired an attorny and am filing a lawsuit not only for mymoney that i am out but the return of the bogus overdraft feees and the problems they have caused betwwen my morgage company, my jobs loss of time and all my other expenses that have come from this absolute crappy excuse for a banking instatute!!! if you have or are a td bank customer i strongly sugest you run fast wile u still have a chance!!!
 2nd of Jul, 2011 by   Edwin David Richardson 0 Votes
THEIR GOD DAMN PIECE OF SHIT WEBSITE IS DOWN EVERY FUCKING NIGHT!!! ... And they failed to notify me that i no longer have free atm fee's **reimbursement at the end of the month with a student checking account here in florida** THERE FUCKING PISSED ME OFF MORE AND MORE!!!
 2nd of Jul, 2011 by   Edwin David Richardson 0 Votes
I AM SO SICK OF THERE SHIT!!! THEY GOT DAMN MOTHER FUCKING WEBSITE IS DOWN EVERY FUCKING NIGHT!!! I ALWAYS HAVE PROBLEMS USING MY DEBIT CARDS!! AND TO TALK TO THEM ON THE PHONE LATE AT NIGHT TAKES FOR FUCKING EVER!!! I AM ABOUT TO LEAVE THIS PIECE OF SHIT MOTHER FUCKING SHIT ASS BANK!!! OH YEAH AND WHEN I OPENED MY ACCOUNT AS A STUDENT CHECKING ACCOUNT IN FLORIDA TWO MONTHS LATER THEY CHANGED THEIR POLICY ON FREE ATM WITHDRAWLS!!! THERES NO FUCKING TD BANK ATM FOR OVER 120 MILES!!! SO IF I EVER WANT TO TAKE OUT CASH, 2.00 IS ADDED AUTOMATICALLY FROM TD PLUS WHATEVER THE ATM CHARGES.. IT GOES AS HIGH AS $5 SOMETIMES JUST TO TAKE OUT A 20!!! UGHHHHHHHH FUCK MAN!!!
 2nd of Jul, 2011 by   Edwin David Richardson 0 Votes
I AM SO SICK OF THERE SHIT!!! THERE GOT DAMN MOTHER FUCKING WEBSITE IS DOWN EVERY FUCKING NIGHT!!! I ALWAYS HAVE PROBLEMS USING MY DEBIT CARD!! AND TO TALK TO THEM ON THE PHONE LATE AT NIGHT TAKES FOR FUCKING EVER!!! I AM ABOUT TO LEAVE THIS PIECE OF SHIT MOTHER FUCKING SHIT ASS BANK!!! OH YEAH AND WHEN I OPENED MY ACCOUNT AS A STUDENT CHECKING ACCOUNT IN FLORIDA TWO MONTHS LATER THEY CHANGED THEIR POLICY ON FREE ATM WITHDRAWLS!!! THERES NO FUCKING TD BANK ATM FOR OVER 120 MILES!!! SO IF I EVER WANT TO TAKE OUT CASH, 2.00 IS ADDED AUTOMATICALLY FROM TD PLUS WHATEVER THE ATM CHARGES.. IT GOES AS HIGH AS $5 SOMETIMES JUST TO TAKE OUT A 20!!! UGHHHHHHHH FUCK MAN!!!
 2nd of Jul, 2011 by   Edwin David Richardson 0 Votes
btw, its not the overdraft that i have problems with, its just about everything else! however, i have had problems with that in the past. especially when certain companies **like toy-r-us** for reason charge the card twice and two pending transactions are listed... but that shit stopped as i took off my overdraft protection...

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