I was charged $100s of dollars in overdraft fees on PENDING AUTHORIZATIONS. I checked in to a hotel that authorized a large sum for security. When the actual charges came in the authorization was still on the account and they charged me overdraft fees. The next day the hold came off! They charged me fees on money I DIDN'T EVEN SPEND!!! Then the branch manager told me it was MY FAULT and that "pending authorization holds" count against my available balance regardless of if they're actual charges or not!!!
I also had issues with TD not releasing authorization holds in the past from Enterprise Rent a Car. I had an authorization hold on the account for nearly a month with both myself AND the Enterprise location manager working to remove it. Enterprise faxed TD information twice to remove the hold and they refused to do each time. They refused to remove the hold even when the company that placed it faxed them telling them the bill was settled! I have a recorded conversation with the consent of Enterprise where the manager states that TD Bank has done this with several other customers and they advise customers not to use their TD Bank debit cards to rent cars with.
TD Bank is awful and needs to stop this money kiting fraud they're pulling on customers.
Who wants to get in on a class action with me?