Complaint Rating:

My providian card was sold to SST about 18 months ago. And was in good standing when it was bought my card was in good standings. The first month I had the card there was a charge on the card that was not authorized. They refused to take off the charge and my account has been messed up ever since. As they up over the limit charges and late charges on every month. My balance was $1200.00 when this all started and now I owe them $1834.91. I have tried to close the account but they keep telling me that I can' t close the account until it is paid off. I have been paying regular payments but I don't think I will ever get this card paid off. They call my house every other day telling me how bad this is for my credit, to which I reply what am I suppose to do. They keep telling me to come up with the money to the card back under the credit limit. I don't have it or it would be paid. It should have never gone over the credit limit as I stated earlier it had charges on it that they would not remover nor could they tell me what they were for or what company made the charge. They have done a wonderful job of wrecking my credit.