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Providian National Bank, Pennsylvania Complaints & Reviews - Settlement request

Providian National Bank Contacts & Informations

Providian National Bank

Posted:    Cheryl Lindsey

Settlement request

Complaint Rating:  89 % with 28 votes
Contact information:
Cheryl Lindsey
Pennsylvania
United States
I receive a notice from a collection agency that I owe Providian National bank $2222.11. I donot even know who Providian National Bank is. The sent to address I have not lived for over 12 years. I am not going to send mone to someone i do not even know. How can I find out who Providian National Bank is.


thanks
Cheryl lindsey
Comments United States Collections Agencies
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 17th of Jun, 2009 by   louisianagirl 0 Votes
providian national bank i think is r use to be a credit card company that changed there name to washington mutual i think if its the same people i hope this helps u i dont have no other info did u try looking it up on the internet, i use to have a credit card with that name on it but i think also that they went bankrupt lol shows them right though
 13th of Jul, 2009 by   sblkbeauty 0 Votes
i recieved the same thing. Now theyre trying to garnish my wages without even giving me any information. My job has a strict policy about garnishments including termination.
 7th of Oct, 2009 by   Randall Scott Davis 0 Votes
Also known as PROVIDIAN NATIONAL .A collection agency has sent me a letter stating I owe them for a credit card I never even had.From an address I never even lived at on 9/04/2009
 17th of Nov, 2009 by   Offended Ex-account holder 0 Votes
I just got off the phone with a collection company that is attempting to collect the balance of a settlement agreement I made with Providian National Bank over SEVEN YEARS ago! Providian called me, offered the settlement, to which I agreed, sent them the money they required to fulfill the settlement at that time, & that was that- done, over. Account closed, zero balance due. Never heard from them, or any collection agency about it, which tells me they accepted the settlement payment, the agreement also, & lived up to it. Until today. Now, probably because they are going broke, they want the rest of the monies they agreed to difur 7 years ago. Not only is that illegal, the debt has expired, so it is no longer legally collectible to boot! I tell ya, these guys will try anything! Too bad when a consumer knows their rights under the law, & isn't afraid to stand up for themselves!
 16th of Dec, 2009 by   MariaandRicky 0 Votes
My husband and I just got our account frozen by a lawyer stating we owe a debt of $6565 to PROVIDIAN NATIONAL BANK from 1999! We've never taken out this credit card nor do we know who this is. Can anyone out there help us?
 18th of Dec, 2009 by   GCODE70 0 Votes
this shows you just how much companies don't care about the american pple HELLO PROVIDIAN WHO EVER YOU ARE WE ARE IN A RESESSION DUH CAN YOU HEAR ME??? my close friend had a providian card back in the late 90's LATE 90'S AMERICAN PPL CAN YOU HEAR ME??? her balance was 600 dollars and providian who ever they are IS TELLING HER SHE NOW OWES THEM 9, 000 DOLLARS AND IS now garnishing her wages without any contact to her NO CERTIFIED COURT ORDERS NO STATEMENTS NOT NOTHING!!! AND TODAY SHE RELIAZED HER CHECK WAS SHORT 300 DOLLARS AND FOUND OUT THAT PROVIDIAN TOLD THE PAYROLL DEPARTMENT AT HER JOB THAT THEY HAD A COURT ORDER TO GARNISH HER CHECKS WOW !!! MY FIRST THOUGHT WAS WHY DIDN'T THE PAYROLL DEPARTMENT NOTIFY THE EMPOYLEE OF THIS GARNISHMENT??????I AM VERY PISSED OFF AND I'M GOING TO BE BY HER SIDE UNTIL THIS MATTER IS RESOLVE SECOND OFF WHY DIDN'T PROVIDIAN CONTACT HER OBVIOUSLY THEY HAD HER CONTACT INFO TO GARNISH HER WAGES WITHOUT HER KNOWLEDGE PROVIDIAN YOU SUCK WHO EVER YOU ARE AND WE WILL SEE YOU IN COURT THANKS FOR SCREWING UP HER CHRISTMAS!!! MERRY CHRISTMAS EVERYONE ELSE AND IF YOU ARE IN THIS SAME SITUATION PRAY ABOUT IT AND COLLECT AS MUCH INFO AS YOU CAN ABOUT THESE PPL AND IF YOU CAN AFFORD IT GET A LAWYER!!! DON'T LET THESE THIEVES WIN!!!
 6th of Mar, 2010 by   Long Pond 0 Votes
Hi everybody, I think that Providian Collection Agency is pulling a scam, do not pay them.
I've called recently and numerous times prior to take me to court for the past 10 years, so far they haven't.
I've requested my records and they won't give them to me, which is illegal.
Plus, the Statute of Limitations has passed.
If they want to take to court they have better provide my records.
 1st of May, 2010 by   RSA 0 Votes
I was issued a court order from ForXXX & GarXXX pertaining to a Providian bill I do not owe. All of my credit card debits were paid in full back in 2002-2003..I was fed up with the high interest rates, late fees (when you are not late) and charges that I never made and disputed..only to be charged finance charges and late fees for the ones that were in dispute. I was fed up with credit...I could be my own bank and pay myself the interest and late fees...Anyway my court date is May 6th and I am ready to deal with these jokers. I sent them a reply requesting disclosure of this debt well over 6 months ago!! Two weeks ago I received a summons to court! ForXXX & GarXXX NEVER replied or sent me any disclosure so I could at least provide back up of payment if I ever dealt with Providian...which it does not seem familiar to me..and I am being harassed for a debt I did not owe and further more was never on my credit report. I am just beside myself with the crap crawls out from underneath a rock.
I have a few things on my side: Statute of limitations (NYS 6yrs.) not that I need it...the debt is NOT mine, Forxxx did not respond to my request of disclosure, this was not on my credit report (checked past 10 yrs.), I was never advised of this debt prior to summons & most important I DO NOT OWE! This is a total waste of my time and resources and if I prevail I will counter sue them as per the FTC. I have read many of the complaints and urge you to go to the FTC site or your states Fair Debt Collection section and know your rights. Providian was sold in 2005 and later sold again to Chase. The bottom feeders are out and looking for anything they can get their hands. DO NOT give in. KNOW YOUR RIGHTS and stand up to these jerks
 7th of Apr, 2011 by   Richard S. 0 Votes
After you receive the collection letter, send the collection letter back to Providian with a letter requesting a "verification of debt" or "copy of judgment". VERY IMPORTANT: send all this to Providian by CERTIFIED MAIL!!!
If you receive "verification of debt" or "copy of judgment" go to
http://www.ftc.gov/bcp/edu/resources/forms/affidavit.pdf
and fill out the "Identity Theft Victim’s Complaint and Affidavit". Get it notarized and send it to Providian and any other creditor listed on the collection letter.
This should remove the collection from their files.
IMPORTANT: STAY ON TOP OF YOUR CREDIT REPORT!
 22nd of Jun, 2011 by   menalee329 0 Votes
I am actually going through this right now. I rec'd 2 letters today from a lawyers office with a "city marshall" heading. " Notice of Garnishment" I called them & explained that I never heard of Providian & they gave me a number to call. First off, I found it weird cause it is addressed by my nickname & not my full name like all my other bills have. They gave me another # too call which was a collection agency. They guy was sooo rude & said that he advises me to get a lawyer. They said that I opened up a cc April 2001 & that they have served me papers before - which they have not. They said they had left it at the front door. So thats not really serving me. I live in a bulding & too leave it at the front door is just plain stupid
 22nd of Jun, 2011 by   menalee329 0 Votes
P.S. Every # that I find for Providian & I call is disconnected. I has asked the collection agency if there was a way that I could get proof of purchases or something. All they gave me was the CC#. What am I supposed to do with that if I cant get in touch with anyone from this bank?
 24th of Jun, 2011 by   HELPS YOU GET PAID BY THEM 0 Votes
Email me to discuss your options in dealing with them. I have several that will help.


Johndowning01@gmail.com

I have over 8 years experience in this field and a working relationship with a law firm who specializes in cases like yours that may have them PAY YOU!
 26th of Aug, 2011 by   Phyllis Bragg 0 Votes
I can't find out how to contact these folks to see what this is about. Any suggestions?
 30th of Jan, 2012 by   Stillkicking 0 Votes
I just received a collection from Portfolio Recovery Associates, LLC. They say I owe them $32, 726. I never heard of them!!! I am 90 years old, a WW ll vet and owe nothing to anybody, EVER. I am going to get a lawyer and sue the shit out of these fucking crooked scumbags and get as much national attention as possible to bring them to their fucking knees. We will see if this corporation as people shit stands up. I have free, top notch attorneys for as long as needed.
 23rd of Feb, 2012 by   Auto Tech 0 Votes
I think this bank went out of business years ago, or sold out to somebody else, I also just received a call from Portfolio Recovery Associates demanding payment on a supposed account I had with Providian back in 2001, I told the lady to go to hell since I never owed that money and even if I did, it's been over 11 years, The statute of limitations ran out on that debt almost 4 years ago. That bank no longer exists, anybody that calls you or tries to serve you any papers, you have to fight back.
 27th of Apr, 2012 by   Vanessa Romero 0 Votes
Hi. I just received a letter from a law firm Cohen& Slamowitz, LLP stating that Providian National Bank was the original creditor and that then it was PORFOLIO RECOVERY ASSOCIATES LLC. Well they are saying that how I received a platnum visa in 2007and that I now owe them 3, 840.52 because the court has granted them that. I have no memory of ever receveing this card nor do I remember applying for it. I'm pissed of because times are hard, and this is coming to light in the worst time of my life. Who are these people and what are they up. I called the law firm and asked them to pleas investigate this matter and get back to me. They said that they are going to get back to me. If u have any suggestions. Please write me at v.romero@yahoo.com. thank u.

Vane.
 27th of Apr, 2012 by   Vanessa Romero 0 Votes
Sorry this is vane again my correct email address is v.romero2@yahoo.com. thanks again.
 10th of May, 2012 by   jlsparkle 0 Votes
I recieved a $6000 bill from convergent/asset recovery trying to get money for providian. I had no clue why. I have no credit cards and never had any from Providian. My credit report is clean. I called the number on the bill, and they gave me about 20 different number and kept telling me other people were handling the debt. Finallt i spoke to someone who told me the debt was from 2000 and they would kindly settle for $2500 and i flipped out because this wasnt my debt!!! I finally called Chase bank (who bought Providian) and nicely explained to them my situation. They transferred me to credit card services to look up any old Providian accounts I might have had=none. They searched my social, name, and address. They said if i owed it would have been on my credit report by now which it isnt, and that most likely it might be a scam because their system says i owe them nothing. so make sure they arent scamming first and do research before paying
 5th of Jul, 2012 by   Ken Maldonado 0 Votes
I received a Marshall letter for garnishment Monday requesting the amount of $2, 308.55 of an unpaid balance owed to Providian Bank in which i never had. this is very weird that they sent me the letter with an old address i use to live at with the wrong Social Security number. These letters are very stressful and annoying. I do not know how I owe this money and need some clarity as to what can be done to resolve this matter.
 5th of Jul, 2012 by   cb1991 0 Votes
Providian just garished my banking account without ever notifying me that they did this. They have wiped me out!!! I have no contacted a lawyer to find out what's going on and what legal recourse I have. The collection agency would give me no information other than the name of the company they were working for. I received nothing in the mail or otherwise stating that this would happen. My bank account is now almost $1000 over drawn and there is nothing I can do about it.

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