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Prestige Financial, Utah Complaints & Reviews - thetruth

Prestige Financial Contacts & Informations

Prestige Financial

Posted:    gotchu

thetruth

Complaint Rating:  92 % with 59 votes
Contact information:
Prestige financial
Utah
United States
Prestige is more talk than anything as a former employee the customer would call in and the object of the game is get u to pay on your due date they tell you that they have a prelegal dept, Investigations, whatever the person that they transfer the calls to feels like being to get the money so the goal is get you to pay on your due date if not then scare you into thinking they are going to put out a work order which means nothing i swear per company policy they will not put a vehicle out for repo until it is 90 days old then all you have to do is call them and they will roll out the red carpet we were taught there not to give exstensions to people who werent past due we could only give them to the people that were 30 days or higher there are accounts that are over 120 days past due that they cant find and guess what they cant call the police they will tell you that and maybe not directly they will say we will contact the proper auth so you as a customer PROTECT your self RECORD everything i know the economy is bad but please invest in a device and record all conversations also look up the laws on FIRST PARTY collectons comapanies, fdcpa cannot threaten to came and pick up your car at 3-10 days past due not even past 30 because they arent going to do it .That company has so many crooked managers ive seen times where they would repo a car and hide it in there garages so they could get a big bonus you have managers sleeping with the little teenie boppers and yes they are married Greg Miller came in and fired the guy who started Prestige he was also having affairs the company got sued because of it for millions so my moral is Greg fired Rob and left all Rob's Puppets he created and with Rob gone they are all doing the same things but worse buying drugs from employees partying with employees that place is a lawsuit waiting to happen also beware of a manager by the name of heilala she will sell her soul for that company they use her to do all there dirty work so dont believe anything she says and for those that doubt what i am saying call them and say come pick up my car they will first say ok but never come and get it then they will try the threatening then when that fails they will fold and not be so pushy with collecting from you but if they know you know how this works they will start working with you the company is barely in business so they cant afford to repo any cars and the sad thing is the employees there dont even know it and the big bosses are padding there pockets as fast as possible so when they shut the doors they will be fine in the bank this is the reason why the economy is like it is because of management and companies just like Prestige keep your head up keep posting and lets make a change.
Comments United States Collections Agencies
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 22nd of Oct, 2009 by   upathetic +1 Votes
You'd have a lot more people reading this if you put in some punctuation. That's way too long for two sentences, it's headache-inducing.
 27th of Oct, 2009 by   tandreas 0 Votes
I love it when the vice president calls when you are 1 day late, and this company has more vice presidents than regular service reps. They don't scare me, they just piss me off. Chris one of the 10 vp's called my best friends husband and told him they were calling about my seriously past due car payment, 1 day LOL

My hubby was injured in Iraq and we were just waiting for VA payments to kick in, I asked several times for a due date change so that i wouldn't have to be a few days late, and they refused, I asked for a deferment and they refused.

They never work with you on anything. One thing I also never knew was this is not even a bank, Prestige is a bunch of "investors" so they really are loan sharks, the Tony Soprano of auto loans.
 1st of Nov, 2009 by   NAYKAY 0 Votes
I HAD A CAR LOAN WITH THIS COMPANY AND PAID GOOD FOR TWO YEARS BUT WHEN I WAS A DAY LATE OR I WOULD CALL TO LET THEM KNOW I WOULDNT BE ABLE TO PAY TILL THAT FRIDAY I WAS TOLD THAT I WAS GOING TO THE LEGAL DEPARTMENT EVEN THOUGH I WAS CALLING TO POST DATE THE PAYMENT THE BEST PART IS I WORK IN AUTO COLLECTIONS AND I KNOW THE LAWS SO WHEN THEY TOLD ME THAT THEY WOULD REPO MY CAR AND I WAS ONLY 3 DAYS LATE OR THEY WOULD GARNISH MY WAGES WHEN THEY PICKED UP MY CAR AT THREE DAYS PASSED DUE I WOULD LAUGH AND HANG UP I LIVE IN TEXAS WE ARE NOT A STATE YOU CAN GARNISH WAGES EVERYTIME THEY TOLD ME THIS I WOULD CORRECT THEM AND THE UNTRAINED REP ON THE LINE WOULD HAVE NOTHING TO SAY WHEN SOMEONE HIT MY CAR IN APRIL I TRIED TO WORK SOMETHING OUT WITH THIS COMPANY BUT OF COURSE THEY WERE RUDE AND REFUSED ANY TYPE OF ASSISTANCE OR TIME SO I DECIDED TO LET THEM PICK UP THE CAR BUT THE WHOLE TIME I HAD THIS CAR THEY CALLED NUMBERS THAT DIDNT BELONG TO ME AND DISCLOSED MY INFORMATION TO THAT PERSON EMAILED ME RUDE THREATING EMAILS AND TEXTS THAT I DO STILL HAVE AND EMAILED ME ON MYSPACE FROM THIR PERSONAL MYSPACE ACCOUNTS! THEN WHEN THEY PICKED UP MY CAR BY LAW THEY ARE SUPPOSE TO NOTIFY YOU WHEN THE CAR WILL GO TO ACUTION AND ALSO LET YOU KNOW WHAT THE DEFICIENT BALANCE IS I NEVER GOT ANY OF THAT SO MY QUESTION IS CAN WE DO ANYTHING ABOUT THIS COMPANY !
 13th of Dec, 2009 by   urallpathetic 0 Votes
Hey gotchu-

I love your post. I think that it is really funny that you disclose all of this information. NOT!!! Just so you know, I tracked down your URL, and who you are. I printed your comment, and I will be submitting it to someone that WILL take action against you for the personal information you disclosed!

Clearly gotchu, you obviously SUCKED at your job there or you wouldn't have been fired! Were you one of the one's sleeping w/ the teenie boppers? or buying drugs? or partying with employees? No need to be upset sweetie, you sucked at your job there.
 19th of Dec, 2009 by   gotchu 0 Votes
urallpathetic i see you are hurt because of the posting must be nothing but the truth. Lmao that is funny i sucked at my job screw you and prestige. Disclosing info i will continue to disclose the information about Prestige .You can track down my url aye, i guess just like you are going to repo vehicles after a week yeah right go threaten someone that will actually believe you and cares we live in the USA baby Freedom of speech.
 28th of Dec, 2009 by   tandreas 0 Votes
Some Bitch named Katie from their fake pre-Legal dept called me today to tell me she had "several options for me on my not even 30 days late payment. Her wonderful options were get a payday loan and or borrow it from a friend! What an idiot, maybe she outta lend it to me, I told her those options didn't work for me and she could come pick up the car. She asked me where the car was and I told her at my work with me, she asked where that was and I told her, she was so retarded I had to spell it for her, then she asked what the address was and I told her to Google it if she wanted it that bad.

She then told me I would NEVER be able to buy a car again cause Prestige was the only lender. I have NEVER been 30 days past due, I went to dealer today because I am gonna drive this car up Katie's ass, and WOW! I am approved and my payments are 300 not 640.00 like Prestige is charging me.
The Dealers finance guy couldn't believe the threats when my credit report has never reflected a late payment.

This bitch called back to tell me she found out where I worked and that its not that hard to find out where and that she was sending in a garnishment for my FYI

I called her and left her 15 messages like she did me and told her for her FYI she cant do anything when its not even 30 days, she cant garnish without a court order and me going to court. These people just piss people off so bad that they turn their cars in. They are the ones screwed when i file it on bankruptcy and they dont get poo. All they have to do is work with people and they would get better results.

Urallpathtic.. You can't do shit to anyone for posting info about your Mafia owned company, maybe you guys outta think about that when you call peoples references and tell them exactly why your calling =ILLEGAL, or call more that 10 times in an hour =ILLEGAL or Text and email and all the other bullshit.
 22nd of Jan, 2010 by   palehand 0 Votes
This company is RETARDED! I haven't paid my payment for over 6 months. I can no longer afford the car and I've told them over and over to come take it! They continue to threaten to sue me, etc... Yet...nothing has happened yet. They are a joke!
 28th of Jan, 2010 by   gotchu 0 Votes
Palehand i bet when you really cared about losing the car they threatened you because they knew you were scared. Now that you dont care about the car they wont even come and get it. If you havent paid your payment in 6 months and still have the car you prob have a high balance and they prob arent trying to take it as a loss.

What they do is hide it from the investors for a period of time for when they can afford to put it on the books as loss.Too much loss for that company, and the actual banks, whom are the investors take over so in a nutshell thats why they cant afford to give people exstensions that deserve them because they have to give them to accounts that are 30 days past due and over to pretty much pad the books for the end of the month.

I feel like if there were some type of preventions to he;p those that were paying good then LIFE happens things out of our control, then 50% of the people wouldnt be in the situation they are in now.If the investors knew half of the dirt or shall i say trouble that company and there money is in they would run like they did when the homes started forclosing there was a lady that couldnt afford her car so a manger at prestige met up with her and repoed her car well this particular manager hid the vehicle in another employees garage. needless to say the lady called in to redeem her car and the company had no idea it had even been picked up she got caught but nothing happened this is the type of company they are.

REASON: To prevent loss and so she could get a bonus even if you are past due and not over 120 days past due then it still stays on the books but when a vehicle is recovered it must be added as loss well thats how it should go any way now they just sit the vehicles in the parking lot there until the company can afford to take it to loss.

EXAMPLE : if you are 60 days past due and you live in utah and you drop the car off to the company they will let the car sit in the parking lot until you have gone 120 days past due then depending on the balance they might give you an ext because maybe the month you go 120 days past due they cant afford to take it they will ext the account basically like i said before padding the books and say you turn the car in at 30 days past due and they dont honor that until 3 months later that time still counts against you on your credit not fair not only for utah residents they do this to everyone.
 7th of Apr, 2010 by   hello 101 0 Votes
Are you all talking about Prestige Worldwide Lending?? Someone please let me know asap. Thanks.
 7th of Apr, 2010 by   palehand 0 Votes
@ hello 101 - We're talking about Prestige Financial Services in Salt Lake City, Utah.
 12th of May, 2010 by   palehand 0 Votes
So...after almost a year of not making payments, they send a peon to my house and try telling me that they do not need a judgment against me in order to garnish my wages. HAHAHAHAHAHAHAHA! I am now going to get some legal advice regarding this company and their shady business practices.

They have already threatened to repo the car more than once. It still sits in my driveway.
They have already threatened to sue me more than once. Have not received a subpoena.

This company is obviously in no position to do much and they are probably going under. I would recommend filing complaints with your state's AG and with the FTC. If they get enough complaints about Prestige, they will investigate and I guarantee that Prestige's investors will not be happy when they all find out they've been investing in bad loans, default loans and whatever else is going on at that ridiculous excuse for a company.
 31st of May, 2010 by   Big Brenda 0 Votes
Well, after 2 weeks of them calling me and telling me that they are not going to help me any more, they are coming to get my car (i am 2 weeks late at the moment) yes, ive been late before and have always caught up. They have even went as far as calling my neighbors homes. I have never heard this kind of shit before... They tell me that I am 1 of the few people that are late every month. I am beside myself with all these threats, but after reading some of your post, I do feel much better. Ive been on the phone for the past 4 hours trying to talk to these idiots to let them know that I was making my payment next week, and they still tell me thats NO GOOD. So, am I supposed to hide my car until I make the payment? Who do I call to complain? There is NO ONE there at prestige that will help, they are all the same! One girl named Holly told me today to go and file bankruptsey again, she really wishes that I would so she wouldnt have to see my name every month! I hate these rude ass people and wish one of them would come to my home!!! Big B...
 7th of Jun, 2010 by   gotchu 0 Votes
Record Record Record!!! I cant express the importance of this enough, if they are caught threatening you and it is recorded you can go see an attrny and will have a case . They get very scared when they know a collector has been recorded being unprofessional and an attrny is involved also complaining to people at the company does no good, all they do there is cover each persons asss so if they ever put you on hold and supposedly put a mgr on the phone 9 times out of a 10 its just someone trying to scare you.To brenda they wont pick you up for being 2 weeks past due PROMISE!!! If you call their bluff and tell them you are dropping the car off at a dealership they will quickly get on the phone and act like they now have all these so called programs to help you all of a sudden. I hate to keep reposting the same thing over and over again but they would much rather you be 2 weeks late than to take the car back. They cant afford to if they get too many repos the bank will take over the company. So dont stress people just invest in a recorder when you talk to them it is against the law to threaten to repo and not do so if even something that simple is recorded i promise Presstige will give you the car they have been sued a lot and they end up giving the car to the customer and paying out money for there horrible ways of collecting
 14th of Jun, 2010 by   UP-URS-PRESTIGE 0 Votes
These jerks are a piece of work and I have an awesome lawyer I hired today to sue the crap out of em' they have extremely ILLEGAL business practices that are punishable by state and federal laws.
Reporting fraudulent information on someone's credit is against FTC laws. EVERYTHING you guys have posted only reconfirms what I KNOW THEY ARE SHADY AND NEED TO GET SUED. LET'S DO A CLASS ACTION SUIT PLEASE!!! WE SHOULD GET TOGETHER & MAKE AN EXAMPLE OUT OF THESE PEOPLE

FOR THOSE WITH REPO SITUATIONS GOING ON THIS MAY BE HELPFUL:

Inappropriate Collateral Sales

Lenders can run into trouble by inappropriately selling collateral after a loan defaults. The Uniform Commercial Code requires that the method, manner, time, place and terms of the sale be "commercially reasonable." Courts have found sales to be commercially unreasonable where the lender relied on an appraisal that it knew or should have known was too low, or provided insufficient publicity for the sale to generate a sufficient number of bids.

In one case, Caterpillar Financial Services Corp. v. Wells, the lender refused to hold a public auction of the plaintiff's repossessed equipment, and instead offered the equipment to a limited wholesale market made up of its own dealers at prices much lower than the equipment's value. Not surprisingly, the court found the sale failed to meet the test of commercial reasonableness.

When collateral has been wrongfully repossessed or disposed of, the lender may lose the right to collect a deficiency, forfeit its security interest or be liable for damages. The provisions on commercial reasonableness protect guarantors as well in many jurisdictions.

As the area of lender liability matures, expect additional changes and refinements of this body of law as lenders and borrowers' rights activists lobby in state legislatures and Congress for their representative sides.
 14th of Jun, 2010 by   UP-URS-PRESTIGE 0 Votes
Ohhh & one more thing... for PEOPLE LIKE URALLPATHETIC.. LEARN THE LAW BIT$H

THE FAIR DEBT COLLECTION PRACTICES ACT

As amended by Pub. L. 109-351, §§ 801-02, 120 Stat. 1966 (2006)
As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. §§ 1692-1692p

§ 806. Harassment or abuse
A debt collector MAY NOT engage in any conduct the natural consequence of which is to harass, oppress, or abuse any person in connection with the collection of a debt.

§ 807. False or misleading representations
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt.

§ 812. Furnishing certain deceptive forms
(a) It is unlawful to design, compile, and furnish any form knowing that such form would be used to create the false belief in a consumer that a person other than the creditor of such consumer is participating in the collection of or in an attempt to collect a debt such consumer allegedly owes such creditor, when in fact such person is not so participating.
(b) Any person who violates this section shall be liable to the same extent and in the same manner as a debt collector is liable under section 813 for failure to comply with a provision of this title.

§ 808. Unfair practices
A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt.Without limiting the general application of the foregoing, the following conduct is a violation of this section:
(1) The collection of any amount (including any interest, fee, charge, or expense incidental to the principal obligation) unless such amount is expressly authorized by the agreement creating the debt or permitted by law.
(2) The acceptance by a debt collector from any person of a check or other payment instrument postdated by more than five days unless such person is notified in writing of the debt collector’s intent to deposit such check or instrument not more than ten nor less than three business days prior to such deposit.
(3) The solicitation by a debt collector of any postdated check or other postdated payment instrument for the purpose of threatening or instituting criminal prosecution.
(4) Depositing or threatening to deposit any postdated check or other postdated payment instrument prior to the date on such check or instrument.
(5) Causing charges to be made to any person for communications by concealment of the true propose of the communication. Such charges include, but are not limited to, collect telephone calls and telegram fees.
(6) Taking or threatening to take any nonjudicial action to effect dispossession or disablement of property if—
(A) there is no present right to possession of the property claimed as collateral through an enforceable security interest;
(B) there is no present intention to take possession of the property; or
(C) the property is exempt by law from such dispossession or disablement.

§ 804. Acquisition of location information
Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall—
(1) identify himself, state that he is confirming or correcting location information concerning the consumer, and, only if expressly requested, identify his employer;
(2) NOT state that such consumer owes any debt;
(3) NOT communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information;
(4) NOT communicate by post card;
(5) NOT use any language or symbol on any envelope or in the contents of any communication effected by the mails or telegram that indicates that the debt collector is in the debt collection business or that the communication relates to the collection of a debt; and
(6) after the debt collector knows the consumer is represented by an attorney with regard to the subject debt and has knowledge of, or can readily ascertain, such attorney’s name and address, not communicate with any person other than that attorney, unless the attorney fails to respond within a reasonable period of time to the communication from the debt collector.

HAHAHAHAHAHA WHO'S UR DADDY NOW... BELIEVE ME I WILL MAKE SURE WE SUE YOUR A$$E$ WOOOHOOOOOOOOOOOO
 23rd of Jun, 2010 by   donewithit 0 Votes
Gotchu - if you can, please tell me something. Does Prestige have a Loss Prevention department or is that another one they have just made up? I am having big issues with them and they will not leave me alone and I am not even 30 days late. I have had lots of issues througout the loan but have always paid them and caught back up. Please let me know if you think I am in danger of repossession because I have told them time and time again I am paying at the end of the month which is still before 30 days. Thanks.
 9th of Jul, 2010 by   jsprague2004 0 Votes
My Prestige Rep, Shelby, told me to do something illegale just to get the payment. I was told that she preferred to have me pay the payment and not pay the car insurance. I told her that I would lose my licesence if I do not hav emandatory state insurance. She replied, "Don't drive the car." Prestige is actually telling me to break state law veersus a contract for a car loan. I informed them that I make less than 1/3 of what I used to make when I first got the car loan and am approaching 90 days late and even offered the car with no resistance but they are still relentlessly persuing payments that I cannot afford. Has anyone else been told to break city, state or federal laws just to pay them? If so, please email me at jsprague2004@hotmail.com so I can use this info. I have also been threatenedwith garnishment once taken. I informed them that the final amount that they say is not the same as the final amount owed. I still owe for 30+ months and their amount is for the full amount plus interest. theny cannot collect on interest not yet accrued on the principle. Even their website admits that the amount shown for final payment may not be the correct amount. Do not let them bully you with potential garnishments for full cost without going to a lawyer. Make sure that they can only collect for the proper amount minus whatever they get from shaddy auctions (which is legal)
 26th of Apr, 2011 by   dealwithit 0 Votes
PRESTIGE-----They break major laws everyday, but most of us that have had to use them in the past dont have the type of money to hire a lawyer. For the person, former employee, who posted this, thank you. A lot of people are stressing because of the threats and phone calls and it is ridiculous. not even Drive Financial does this kind of stuff, and I thought they were bad!!! I talked to Shelby; don't worry about her. She is an uneducated lard who sits behind a desk and thrreatens people for a living. Then she has to do back and do it again, every day. They all are. Can you imagine working someone where people are rewarded for lying and threatening other people all day? Whether or not you enjoy it, that type of work will catch up with you mentally. You will find they are some of the most unhappy people on the planet. I worked in collections, and I kneew how to be firm, but I had compassion and really cared about my customers and there situations. Everyone is not like that, but I went home and felt good because I helped a lot of people. The people that work for Prestige will continue to be in a rat race until the company folds, or until one of us stands up and sues their @'s with a class action suit to bring them down. May a disgruntled employee will get smart, get all the clients information, contact the customers and ask if they are willing to testify if they act as a witness. I don't know how that works, I'm not a lawyer. I recommend, if Prestige is the only company that will finance you for a car, you better make sure you always have one payment saved just incase or you will have to go through the stress of these bastards harrassing you and telling other's your business because they know their customers don't have the balls to complain to the FTC, District Attorney or the BBB. I have complained to all, and I haven't heard anything yet, but if everyone complains, they will move.
 10th of Jun, 2011 by   Hughes Ellzey 0 Votes
Please contact the law office of Hughes Ellzey, LLP if you have had your vehicle repossessed without a notice letter. Hughes Ellzey is currently handling such cases. For more information, please visit the following link: http://www.crafthugheslaw.com/Vehicle-Repossession-Lawyer.shtml or call the office directly at 888-350-3931.
 29th of Jun, 2011 by   stressedinMD 0 Votes
Wow...after reading all of these, I am not the only person having issues with this company. I had issues with getting mine to pass inspection for the state of MD, so they said they would help me and just put the amount on end of my loan. Well we went back and forth several months with that. Finally they told me that they would give me half if I paid the other half, so I said just come and get the car because I cannot afford it. So at the end of June 2010 I told them where the car was and to come and get it. They kept calling me saying we can work with you if you pay this amount. I kept telling them to come and get it. Then they started calling the person where the car was located and telling her my business and wanting to know who someone was and how they were related to me. She told them she had the keys and to come and get it. FINALLY January 2011 they came and got it. I just started hearing from them once again around the end of April. The asked me to make $250.00 payments each month to pay off my debt. I told them I could only afford $100.00 a month. They said we have to have $250.00 a month or we will have to garnish your wages. They wanted me to make the payment on June 15th. So as the time got closer for the payment being due they started emailing me. Well June 15th came and is now gone and they did not get a payment from me. They emailed me yesterday about not making the payment on June 15th. They called me today and Adolpho left me a message. I have talked to Adolpho and Gabriel and some rude lady in the VP office. She was very rude to me and other people she talked to. I have been talking to a lawyer and let him know about the email and phone call and he is suppose to let me know what I should do. Has anyone had their wages garnished??? If so how long did it take them and do they take you to court first??

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