Consumer Beware... Employer Beware...
I opened an employer sponsered HSA account (Health Savings Account) with this sorry bank. After trying to use the card... I found out that I am paying this bank to hold my money as ransom and delegate laws and terminolgy as if they are the Government. I pay for the HSA ... I fund the HSa.. but finding out.. I can only use the account at a dorctors office or a pharmacy... I am not able to reimburse myself for medical expenses... unless I provide PNC with my DNA make up. I have since opened annother HSA account with a bank that I am very pleased with. To this day, I have not received my finds from PNC.. (and you can believe they are holding my funds, without earning interest). I was told on the phone... I CANNOT go in an withdraw ... I cannot use the ATM to withdraw... I have to request that they mail a check ... YES.. that's right MAIL... a check to me; which we know takes weeks ... when you are getting it from a freakin bank. I am very disgruntled... PNC was one of the banks we bailed out... for what? They should have folded... Too many hidden fees.. Poor customer service... ( I am being modest with the word POOR)... just service and products in general. The sad part is... now that PNC and Nat'l City have merged... I feel sorry for the Nat'l City Bankers (like myself).. that has to reduce their standards.. becuase a KRappy bank bank merged with a decent bank.. BAD BUSINESS... So to any employers looking to opoen an HSA account for your employees with this bank...DON'T!!! They are confused as to WHO and WHAT they are... They are a BANK.. not the GOVERNMENT! The normal practice... Hold your money... Charge you hidden fees... in addition to mocking your service complaints... I can go on and on... But this ink on this page is not POISON!!!