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Pinnacle Credit Services, St. Louis Park, Minnesota Complaints & Reviews - False Debt Reporting

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Pinnacle Credit Services

Posted:    DontKnowWhoTheyreMessingWith

False Debt Reporting

Complaint Rating:  100 % with 4 votes
Contact information:
Pinnacle Credit Services
7900 Highway 7
St. Louis Park, Minnesota
United States
Phone: (952) 939-8100
Pinnacle apparently acquired an old debt (they say the original creditor was CitiBank) that is attached to my social security number. (The validity of the account is still in question). The date of the first delinquency is noted as 12/2002, making this account 6 years and 10 months old and will be eligible for complete removal from my credit report once it reaches seven years old. Pinnacle, however, marked the account as new in July of 2009 and falsely reported a 90 day late as of September 2009! I verified with the Federal Trade Commission that this activity is in fact illegal as "re-aging" an old debt breaks the Fair Credit Reporting Act. I have filed a complaint with the Federal Trade Commission, as well as with the BBB. I have also written Equifax asking they remove the 90 day late and complete removal of account come December, as the account will have reached the Statute of Limitations. When I call Pinnacle, they refer me to the Law Office of Lawrence Hecker who has a very rude collector answer his phone. What a nightmare.
Comments United States Collections Agencies
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Sort by: Date | Rating
 17th of Apr, 2007 by   Walter Timothy Gilcrist 0 Votes
Took 49.95 from my checking account without my ok.
 13th of Apr, 2010 by   mrgq41276 0 Votes
My wife has just run into the same problem reporting a citi bank that has been paid off though she has no pay off letter. Any information on how to resolve this issue would be appreciated. The Law office Pinnacle turned this into is very rude and wants to hear nothing about it being paid off. Please E mail mrgq4126@yahoo. com if you have any information on how to resolve this issue.

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