logo
The most trusted and popular consumer complaints website
Follow us
Connect With: Connect with Facebook Connect with Yahoo Connect with Google Connect with Twitter Connect with LinkedIn

Share with Others

Recently Discussed Complaints

1. (4 mins ago)
Goodwill Industries
Giant scam!
2. (17 mins ago)
Goodwill Industries
Charged a different price from marked price
3. (26 mins ago)
Norton Internet Security
Customer Service
4. (53 mins ago)
GLD Myscore
Unauthorized charges / false advertising
5. (55 mins ago)
Weatherseal
salesman's behaviour

Consumer Tips & Tricks

Latest News & Stories

Latest Questions

One Click Cash Complaints & Reviews - Scam and fraud!

One Click Cash Contacts & Informations

One Click Cash

Posted:    Valerie

Scam and fraud!

Complaint Rating:  88 % with 8 votes
Contact information:
One Click Cash
United States
www.oneclickcash.com
I understand that payday loan companies charge fees which are analogous to over several hundred percent interest. I have used such companies before because the cost of not having the money (late charges, etc...) was much greater. Other payday loan companies are more like businesses, whereas One Click Cash is a racket. Like most payday loan companies, One Click Cash loans emergency money if you need it before your next payday. When your next payday comes around, you either pay the lender the amount you borrowed plus interest or 'roll over' your loan and pay only the interest. Not how it works with One Click Cash.

If you want to 'roll over' and pay just the interest on your loan (the interest can be around 1/3 of the original loan amount), One Click Cash sets your payment date to be your next pay date. However, if you wish to pay off your loan in full, One Click Cash sets the due date to be one business day before your next pay date. When is a person most likely to have enough money to pay off a loan? Why on payday of course. When is a person least likely to have enough money to pay off a loan? Well that would be the day right before you are paid.

One Click Cash is not interested in you paying off your loan. They make it as difficult as they can for you to pay anything but interest. If you have a few hundred dollars on hand and you want to pay your principle and accrued interest before the day before you next payday, they say no. Stay away from this scam at all costs.
Comments United States Loans
Share with others:  
Was the above complaint useful to you?    


Comments

Sort by: Date | Rating
 29th of Apr, 2008 by   roy teseo 0 Votes
I wanted some info on how to renew my loan, and how to pay the loan in full when I'm ready, one click cash says I can fax them to let them know I am ready to pay my loan in full, YET they do not give a fax number in their pages, and no where to find one. And when I tried the contact us mail, it just said ERROR, site moved or changed, what can I do know, my god! I'm ready to do myself in from being taken in, , can someone help me please??!!!
 22nd of May, 2008 by   Sue Kusich 0 Votes
Unauthorized debit from bank account.
 24th of Jul, 2008 by   anonymous 0 Votes
I HATE this company! I had to change bank accounts, and, like a responsible person, I notified the company of the new account for my payments. They promptly ignored this and eventually stated I had to send something in from my bank. I got the only form my bank would give, and this company rejected it because the bank officer hand wrote my account information. One Click said they have to have a typed document. My bank will not do this type of account verification (they used direct deposit slip instead) wiuthout a fee. I explained this to the company in an email. They responded saying it wasn't good enough (in an email), and they debited the wrong account. Then, they wondered why they did not get their money! AND they charged me fees! The online site said I owed $260. I filled out the online form for payment arrangements to pay in 2 payments. It said I had to receive confirmation that it was accepted. There was no confirmation, so my efforts were again ignored. NOW, they started calling my references and harassing them! I called, and they said I now owe $425!!! What the hell??? Apparently, while ignoring my efforts, they were charging return fees for the account I TOLD them about the new account! I asked for a supervisor and was transferred to a generic voice mail. Yeah, like I will hear from any supervisor. NEVER, EVER do business with this company!!!
 24th of Feb, 2009 by   ShellBell 0 Votes
This company is such a scam, they have had me in tears for weeks now.

I borrowed $300. Thought it would be deducted from my bank account the next pay day, plus interest. I was wrong. They started taking $75 'fees' out each payday. When I finally realized what was happening they had taken $360 out, I called and found that the charges are basically admin fees for managing the loan and that none of the money was the principal. I owe $390.

I tried to call and pay it off today and was told that I can not use a credit card. Is this true? I just want this nightmare over and I want to pay this bill. These people are rude and abrupt and when you ask for further info they become even ruder. How did they ever get a job in customer service let alone the financial industry?
 19th of Aug, 2009 by   PAIDOFF OR NOT 0 Votes
I HAD A LOAN WITH ONE CLICK CASH AND THINK I PAID IT OFF WITH A DEBT CONSOLIDATION COMPANY NOW THEY SAY I STILL OWE.
I HAVE TRIED TO CONTACT LANGHORNE DEBT SOLUTION AND HAVE NO HEARD BACK WHAT CAN I DO
 27th of Apr, 2011 by   cash25 0 Votes
I also attempted to pay my loan off early and was told I could not use a cc card and that I had to wait until the due date to payoff. well by the due date my funds were gone so I had to stop the payment I tried making payment arrangements but they will not allow me too and they claim that I am being charges 45 every two weeks that my account goes unpaid.
 17th of Nov, 2011 by   sick of oneclick 0 Votes
I had received a loan through one click cash, we had to shut my account down. They call me at work everyday wanting to know how we can settle the debt of $510 my loan was $250, I have told them I'm a single mom of 5 kids and that I can't afford it right now and to just sue me and that way they will stop calling me and harrasing me. They refuse to sue me, the refuse to stop calling me so what can I do. The guy that refused to sue and refused to sue me was named Jason, the floor supervisor, so he said he told me his number is 1-800-410-9419. Maybe we should just tell Jason how awesome of a job he is doing this holiday season harrasing single mothers who are just trying to keep roof over kids head and electric on.
 13th of Jun, 2013 by   lostheart35 0 Votes
One Click Cash has been taking $50.00 and $60.00 out of my account since January And I never authorized it.
 5th of Feb, 2014 by   Mac2891 0 Votes
I took out a $500 payday loan and they were supposed to debit my account to pay off the loan. Unknown to me, somewhere in the fine print, the payments were only to extend the loan NOT to pay it off. At least, that's what they said when I called to ask why payments kept coming out MONTHS later. I paid them nearly a thousand dollars before I realized what was happening. I thought it was an error. But no. Nearly a thousand dollars just to "extend" my loan period. I said I had just wanted to pay it off. I was informed at that point that the amount due in order to pay off the $500 loan would be another $950 for a grand total of nearly $2000. I had to close my bank account. I tried to file a complaint, but they do not operate under normal rules because they are a federally recognized Native American tribe (Sioux Nation). If it was a regular payday loan, what they do would be illegal. They are worse than mafia loan sharks. My loan was over a year ago. They still call my phone but when I answer they hang up on me! The people that operate this company are crooks, plain and simple, using the sovereignty of the Indian Nation to skirt federal regulations.

Post your Comment

Please check text spelling before submitting a comment
Your attitude towards ComplaintAgree Neutral Disagree
Comment text
Attach photos (optional)

Videos

Internet Safety - Protecting Against Identity Theft

Latest Groups

Today's Mess-Up Photo


RSS Feed
bdomains.com
loading
     
 
Login close
Email:
Password:

Forgot your password?