Complaint Rating:

Company information:
NCO Financial Systems
507 Prudential Road
Horsham, Pennsylvania
United States
ncogroup.com

I've had the pleasure of having two ridiculous experiences with these monsters. The first time they called about an old insurance company account. We had gotten behind and we agreed to pay NCO monthly payments for six months. They 'out of the kindness of their hearts' lowered the amount owed a bit. So we agreed to pay. I sent out the monthly payments as agreed. The last months payment was 2 days late due to a holiday. A month went by I heard nothing from them so I assumed the account was closed and that our obligation was satisfied. Yeah I assumed wrong. They called me harassing me, saying they are demanding another payment. I said, our agreement we had, has been paid in full. All payments have been fulfilled. She stated in a very snippy voice that we have to make another payment due to the fact that the last payment was two days late. I said you have to be kidding me. She argued with me for a good half hour about this. Stating she can take me to court and various other threats. I found it funny that she didn't contact me for a month. I explained to her, our business is in bankruptcy and that I am already violated out policy by paying her anything, but I wanted to make good on it. So it was a gift that we gave them anything considering our circumstances. I asked her for her full name and phone number which she didn't want to give me so then she sent me over to her 'supervisor'. A guy who sounded like he was fifteen years old. He threatens the same court crap. I explained to him that he got all we are capable of, $2500. I haven't heard from them since, that was a month ago today. I'm waiting for them to contact me another month later with more threats.

The second joyful experience was almost laughable. I had gotten at least three dozen calls from them harassing me about some old telephone account bill we had for $141 dollars from 2004. I explained that if they can send me some documentation of this account I will look into it and pay it if it is indeed owed. That assured me at least a dozen times that they would fax and mail me the document. I never received anything from them for months. Everytime they would call back and harass me, I would ask for the document and they would say its on its way. I never got anything. Today a guy calls me again and demands the payment by phone. I stated AGAIN i am not going to pay you over the phone on an account i don't know about, i need documentation. He states that hes 'not allowed' to send the document now since one was sent 7 months ago. I have never received anything. He stated that I or someone in my office had paid on this account directly to the account holder 7 months ago so i must be aware of the debt. I said well I personally am not aware and I am now the office manager so please send me documentation. He continued to argue with me for about a half hour, still saying hes not allowed to send me anything, that I have to just pay it now or further action will be taken. Further action? over 141 dollars? unbelievable, this is laughable. I asked to speak with a manager and he put me on hold for 5 minutes, no doubt recording me to see if I had anything to say to anyone in my office. I kept silent. He gets back on the phone and says his manager said i had to just pay it. I don't think so!!! I told him to send me something or hes getting nothing period. I said good bye and hangup.

These people are ruthless and take advantage of people. They think that threatening people will get the job done. Well first off its harassment and its illegal. I searched the net and there is thousands of complaints against this a**holes. How can they expect people to hand over their credit card and bank info without knowing what or who they are paying. There demands are ridiculous! I feel bad for those who get taken advantage of because there afraid of these people. To all you accounts out there, please, talk to you consumers directly, don't turn them over to these vultures. Because three of our largest accounts went bankrupt, and still owed us 80000 dollars, we were in a tough spot and spread out our money as far as we could to pay people what we owed but its been tough. It doesn't help to get threats from evil people like this!! We are all just trying to make it! Stay away from these vultures!!!