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NCO Financial Systems Complaints - Debt collections!

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NCO Financial Systems

Posted: 2007-08-06 by S  [send email]
Debt collections!
Complaint Rating:  100 % with 3 votes
I had an acct that got sent to Asset Acceptance LLC for paymt. I recd letters from them. Couple months ago, I recd a letter from NCO Financial Systems stating that they bought out the bill from Asset Acceptance LLC, and they would accept $1,055.63 for the debt.I mailed a check for $1,055.63 check #6136 on 6/26/07 to NCO Financial System and now Asset Acceptance LLC wants that money. We know this by the bill we recd in the mail today. My husband called Asset Acceptance LLC and they stated they never sold our account to anyone. They still expect payment. HELP!!
Comments United States Collections Agencies
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 762 days ago by Faye Bircheat  [send email] 0 Votes
I had a Capital One Visa account that I got behind on (the balance wasn't over the credit limit at the time, just past due). They placed the account with NCO and I started getting calls 15 times a day, to my work number, my home number, at all hours, even on SUNDAYS. I finally spoke to someone at NCO and they read the usual "this is an attempt to collect a debt, this call may monitored for quality assurance (yeah right), your Capital One account, - we need a payment of $249 right away." I told them I was paying THROUGH the Capital One website, NOT them and that I had just made that payment and to STOP THE FREAKING CALLS.

The moron on the other end apparently did not believe me and said the calls would continue until they received confirmation that the payment was posted.

I think they're all in Bangalore, by the way.
 373 days ago by William Lytle  [send email] 0 Votes
This is Typical of this company. If you research them on google. you will see that they "make up" fake bills on their system to look legit and then they buy your contact information from one of the many clearing houses available. They then start calling people demanding payment for bills they have no entitlement too. I have seen where NCO has actually called the family members of people who are dead and have been for many (40+) years telling the families the the person "died owing this bill..." and "You are REQUIRED to pay it or you are going to be sued..." and these SUPPOSED Bills are from companies that were not even in business 40+ years ago...go figure...so you DO have to watch these life sucking crooks. DO NOT give them ANY information and study up on your FDCPA and State Debt/Debtor laws...Something else you can do is tell them that you will deal with the ORIGINAL CREDITOR ONLY!!! and not them then send them a cease and desist letter. This is what I have done and they still call me in violation of that order but I turn it over to my attorney and the FTC and BBB ( I tape them when they call. I tell them I recorded the conversation AFTER the conversation ends and then IMMEDIATELY hang up). Totally legal as long as you tell them the conversation is recorded, nothing they can do (this of course depends on what state you live in).

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