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NCO Financial Systems Complaints - Fraud and cheating!

Review all NCO Financial Systems complaints

NCO Financial Systems

Posted: 2007-08-06 by Suzann [send email]
Fraud and cheating!
Complaint Rating:  100 % with 3 votes
I had an acct that got sent to Asset Acceptance LLC for payment. I recd letters from them. Couple months ago, I recd a letter from NCO Financial Systems stating that they bought out the bill from Asset Acceptance LLC, and they would accept $1,055.63 for the debt.I mailed a check for $1,055.63 check #6136 on 6/26/07 to NCO Financial System and now Asset Acceptance LLC wants that money. We know this by the bill we recd in the mail today. My husband called Asset Acceptance LLC and they stated they never sold our account to anyone. They still expect payment.

Help or advise smb!
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Comments

455 days ago by T. Potter [send email]
The simplest way to clear this matter up is to contact NCO Financial Services Inc. and inquire as to why they felt this account had been transferred when the creditor claims no prior knowledge of any such transaction. Ensure you record the time and dates of your communications with NCO, including the name and agent number of the individual you spoke to. In order to speak to an individual with any kind of clout regarding this, you are going to have to ask for the supervisor in charge of accounts for this creditor, Asset Acceptance LLC, and inquire of this individual when the account came to be in their possession, and why it is the creditor seemingly has no prior knowledge of such a transaction. In order to back your claim up, you are going to need to have the cheque or money order receipt clearly showing that payment was made to NCO Financial, and in what amount. Offer to fax a copy of the cheque to both NCO Financially, and Asset Acceptance LLC. This should go a long way in clearing the matter up. If, for some strange reason, this fails to achieve that end, you will have to contact your government offices, and ask to speak to the regulator for debt collections. Once put through, you can explain your situation, and offer him/her proof of what you are saying by way of the processed cheque. Unfortunately, if you are unable to get a copy of either the cheque or money order (which always comes with two copies, one for the recipient and one for the debtor) used to pay this debt, it's unlikely you will be able to resolve this matter. However, that said, you should be able to get your hands on a copy of a the cheque through your financial institution. Money orders are also kept on file within the bank or credit union for, I believe, ten years. As such, for a fee, they can and will provide you with the money order receipt if this is how you opted to pay.

I'm sure, once you gather all the evidence, you'll get this matter cleared up in no time. Collection agencies are NOT above the law, and answer to regulating bodies. Providing you made payment, as you state, and can prove such, you'll find yourself with more help than you need in seeking out these regulatory bodies and advising them of your situation .

Good luck!
267 days ago by Linda [send email]
I have the proof however, I do not truth anyone anymore.
I would rather write to the regulator for bad debt collections. I am not so sure if I trust them either!

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