Morgan & Associates Law Firm review: Terrible experience 216

I got a call today from [protected], so blocked my number and called the number back and of course everyone that works there has a thick accent and they just continue to pass the phone back and forth between each other because they dont know what to do. I asked them for an address and the address that I was given was 1320 Michelle St, Fort Worth, TX 32101, I tried pulling up information but I couldn't find anything and to my surprise ( lol ) I wasn't able to pull anything up for that so called company. I have had these calls before and they have told me it is about a payday loan I do not owe anything and when you ask them for information they will not give it to you. I actually called a payday company and they said that these companies are scams and what they do is they are out of the country and are able to get US phone numbers to make it look like they are actually a liget company. They are trying to get these people shut down but they just keep popping up

With a student loan killing my credit I decided to try id byrider. Over the 3 days between the time I made the appointment until the day of my appointment the lady called 17 times to confirm. I was told to call if I was going to be late. I got caught in traffic and called to say I may be late. Well I was right on time. I was totally ignored for the first 45 minutes I was there. I only saw 2 half way ok cars on the lot. The grand prix. And the grand am. Also they tried to push the impala

I got the same type of phone call from this same company - Morgan and Associates Law Firm. The message was like others on this site. The wording on my voice mail was the same as Dave's from November 13th. "Do not discard this message, (my name) if you discard this message and I do not hear from you or your attorney today, then the only this I can do for you is wish you good luck as the situation unfolds on you." The message sounded like it was from Harry Smith but like the others here he had a thick Indian accent. I tried calling back several times because of course this scared me. The first three times I called I got voicemail but could not leave a message because voice mail was full. I finally got through and spoke with a Jack Marshall, also with a thick Indian accent. Since I have taken out payday loans I asked which company and he said United States Cash Advance. I told him I did not have one with that company and I am current on the one I have. He says I have to pay $489. Jack said United States Cash Advance is the parent company and he doesn't know which particular company under them that my loan was through. I asked him for a loan number and he gave me one. I checked my payday loan account and one I have had previously and this is not the number to either account. This guy had me so scared I could not even sleep. He emailed me a "promissary note" document that he wants me to fax back first thing in the morning. This does not have the name of the law firm or anything on it. He did not send me any documentation about my so-called payday loan. The document wants a copy of my id, and my bank information so they can deduct the money from my account. I am not going to send it. He says they will file a lawsuit for fraud and violating bank check fraud laws. I am so scared and am glad I googled this company and found all this information. Thank you everyone for posting messages here. I am still scared but it helps to know this is happening to other people, too. I will report this to the FCC also. I didn't know who to report it to but now I do. I do not have the money to pay this. If I had extra moneylike that I would not have had to take out a payday loan in the first place. I know now that I was stupid to do this. I wonder what would have happened if I never returned the call?

I was actually searching for something else and saw this thread - after reading the entire 3 pages its alarmingly clear that someone who works at the site(s) where you have deposited info possibly knows this group. A lot of outsourcing going on with a lot of programming gigs being done at 1/2 the cost. One of the reasons is to gain access to servers like this. But, it appears, IMHO, whomever you signed up with has some noob on the inside releasing your info. I would call the companies you left info with and speak with their IT manager, their IT Security manager, then their counsel and finally ask them who their insurance company is that will represent them at trial.

Read the online website privacy and terms statement again. This isn't the movies and hacking doesn't necessarily happen this easy with companies who have tight control. The argument here is that while although showing a secure "symbol" of security - this online company is possibly guilty of providing a "false sense of security" - let alone carelessness with your information.

Subpoenaed records will show a data download by a logged user with a datestamp.

i got a call from this place today about oweing so called payday loan money...the guy got mad because i was yelling and cursing him out cos i knew it was all b.s further more CALIFORNIA? seriously how is that possible to sue me there when i live in pa?

POLICE

I am a Detective in New Jersey and am trying to look into this for a victim in our town who received calls from [protected] and [protected]. Both were an Indian male from Morgan and Associates saying our victim has a lawsuit against them for a cash advance payday loan they never payed off. Of course this is not true. I called today and the man who answered just asked "Can I help you?" I told him I got a nessage I was being sued and had to call this number. He told me he cannot help me. I told him if I'm being sued I need to speak to someone. He told me to call back in 30 minutes and speak to Jack Marshall and that he couldn't help because he is an operator only. The only other thing he would say is that they are in California.

I called back two minutes later and asked for Jack Marshall and he said he'll be back in 15 minutes. Called back in 15 minutes and was told by a man who couldn't think of his own name that Jack would be back from break in 15 minutes. Eventually I spoke to "Attorney Jack Marshall" who could not find my information, since I made it up, and told me I wouldn't be bothered again then hung up on me.

Anyway, there's nothing, really, that a local PD ca do for you, it needs to be brought up to higher level where jurisdictional lines don't matter. I'm gonna be looking into which federal agency to contact and will keep this site posted.

I too have received calls from this so-called law firm. I made a complaint with the FTC. this is a SCAM. I never took out any pay day loan with US CASH ADVANCE. I spoke to a Leo Fernandez ( who had the thickest indian accent) .
I will be filing a complaint with the Florida AG's office as well.

Hello - My name is Dave. On 13 November 2010, at 8:57am, I got a phone call from this telephone number on my cell phone [protected]. I was unable to answer the phone at that time. I got a voicemail several seconds later. *Broken English Male**India* or other foreign accent. The voice-mail said and I quote "This message is intended for, my name, with the last four of 1234. Of course he used my real last four. David the very second your receive this message I need you or your attorney to call the issue at hand is very time sensitive. My name is Kenny Rogers, my contact information is [protected]. Do not discard this message, David if you discard this message and I do not hear from you or your attorney today, then the only this I can do for you is wish you good luck as the situation unfolds on you.

At 9:15am I returned the call. The first time I got a voice mail saying the person at extension 987 was unable to take my call please leave a message. At 9:20am I tried again. This time I got through to a Leo Fernandez, I told him that I just received a call from this number and I was returning the call as it was urgent. He went through some papers and told me to please wait just one moment. After finding my records he said is this David using my last name with the SSN# [protected]? I said yes. What can I help you with? The man named Leo said that he was from Morgan and Associates in San Antonio, TX. I said hello, what can I help you with? He asked me if I lived at an address that I lived at over 10 years ago. I said no, I do not live there and haven’t for 10 years. He tried to get off the phone with me. I said listen here, you said this was urgent; you have my SSN so you got me on the phone what the hell do you want? He said that charges were filed against me in the state of Indiana for fraud and theft. He started reading me this statement which I could not interrupt, which sounded like he was reading me a subpoena, Count one fraud, Count two theft, blah blah blah. When he finished he said do I have any questions. I said yes. Who is the company that is suing me? He said he could not give me that information. How much do I owe this said person? He could not give me that information. After about 5 min on the phone, he told me that US Cash Advance gave me a loan to my bank, knew my bank and the address, by direct deposit and I have failed to make payments. The company was not willing to settle the debt and they will be taking me to court in Indiana. What is the name of your attorney? I verified the information and asked if he was a lawyer. He said yes, for Morgan and Associates. I said that I never heard of US Cash Advance and that I would not use a company for a payday loan. He said that he will have to notify my place of business USAF... NOTE: Everyone in the world sees USAF and the first thing they think of is United States Air Force... but he didn't know that he just said he would have to notify my place of business at USAF what I have done and the legal matters that were against me. I asked him how we can work something out.. He said if I pay the amount that I owe off today, which was $1, 499.00 then this would all go away, but he would have to speak with the company first to see if they would accept my offer without court. He said the court cost would be in the amount of $4, 000.00. I said I can't pay that amount today and he said that he was sorry and that he will proceed with the court. I said that was fine with me. He would not send me anything in the mail or anything.
While I was on the phone with my bank to freeze my accounts, my wife got a phone call from Kenny Rogers. A completely different number than mine, so this told me this guy had my wife’s cell phone number and my number. He was asking for me. The same phone numbers everything, except the law firm was Jesse and Jesse. He asked me the same stuff I asked him who he was.. He told me Kenny Rogers.. I told him Kenny Rogers is a singer not a lawyer. He got really mad and said I know that and it is none of my business what his parents named him and he starting speaking to someone in another language and hung up the phone. I called back. The person answered and said can I help you? I hung up... I contacted my bank, credit bureaus, local, and county authorities. What worries me is that our cell phones are only 3 months old and on Verizon network. Did Verizon have a leak of information? Who are these men calling and what is he going to do with my information? I will also contact Morgan and Associates. I traced the number to an invalid number, and looked up Morgan and Associates on Google.. I didn’t even find the Firms webpage until page 5 all these complaints and scams about this people’s stories. BECARFUL! Leo Fernandez or Kenny Rogers could call you next.

11-12-10 message from Mark Ryan Called back spoke to Stan Lee same scam; I tried to obtain info from him but he hung up on me; so I called back told me I was harrassing him and to never call this number again! Reporting to FTC, BBB and CA AG. Thanks to all who post their info

[protected] Morgan & Assoc,
Received a call from Mark Ryan this morning demanding call back from me or my attorney. Called back and spoke with Stan Lee;payday loan advance never paid back $200; asked him how and where to send money to; said they filed lawsuit against my SSN; asked why I never repaid loan; asked again how and where to send money; also asked for his State Bar Number which he refused saying that it was protected private information; asked for company address same response; I laughed he didn't said I would be served with legal papers tomorrow and dragged off to prison - then he hung up on me. So I called him back and he said I was harrassing him and told me not to ever call the number again! Question: Who or what agency do I report this to?

I am glad that I was smart like the rest of you and knew that something was rotten in Denmark. Those very same clowns called me with the same song and dance. Thanks to some investigation via google and a quick call to the FTC the are now alerted to yet another SCAM being conducted by Morgan & Associates. Folks please make others aware that they can report it. Be sure they get as much information as possible like names, phone numbers, fax numbers, western union account information, etc. String them along since they were kind enough to pull the SCAM, and provide as much info as you possibly can to the FTC.

I also received numerous of call form Mark Rymes [protected] stating he needs to talk to my attorney i was baffled because i don't even have an attorney so he said OMG you don't know so i said dont know what? he said that i will be sued for 6000 or i can pay 600.00 now to settle the debt, I told him i don't have no 600.00 and the loan that i did take out was on a payment plan but like everyone else he had all my information. So he said if i can't pay i will be fired with 2 -3 days and police will be at my door tommorrow to pick me up on charges...So im glad i read all the comments that are so similar to mine

Got a call from "Kenny Rogers" stating that I or my attorney needed to contact him immediately. Didn't say what he was calling about or where he was calling from. And to top it off he even called my work and harassed one of my co-workers after they told him not to call my work anymore. Then when I try to call the number back to give them a piece of my mind it tells me that all lines are busy and I get a busy signal. Very frustrating.

I received a call from Morgan and Associates Law Firm to explain to ask for my attorney's name. I told them I don't have one on retainer and asked what is this for? She says, OMG you don't know, OMg I can't believe this you did not get your subpoena? I tell her no and ask what this is in reference to. She gets her Sr. Paralegal on the phone, Scott Nicholson, who has very broken English, perhaps Indian or Pakistan or something similar. He says I took a payday loan out for $300 and the case was referred to them and I was due in court this Friday (today was Tuesday) and needed to prepare to defend myself on criminal charges. However, he can stop the case from going through and place a hold on it (he called it a OCC or some type of form he would fill out for me) but that I had to fax him a letter stating my full name and he told me exactly what to write. He even said he needed my state ID and SSN, when I asked why he needed my whole SSN on the letter he corrected himself and said just the last 4 digits. When I asked about the state ID he said it was needed for the legal documentation that had to file with the court.

I knew I had takena payday loan out before once and knew it had been paid back within that week, but I started second guessing myself. So I asked who it was I took it with. They said EZ Cash Advance for $300. I asked the date, he got angry and said he don't have all that information he has not even gotten my full files yet. I asked for the number to EZ Cash Advance so I can call them and verify what happened. He gave me [protected]. I called them and got a same type of broken english with the same accent person named Mike Anderson. He asks for my last 4 of my ssn, he has everything on me; address, DOB etc. I ask him on what date I took the loan and he dodges the question and says they tried to contact me twice via my email account. I tell them I know it has been deducted and he says it is now a legal matter and I referred to Morgan Law Firm and Associates and hangs up on me.

So I call the law firm back and ask for Scott Nicholson, he comes to the phone and says hello this is Mike Anderson (who I just talked to at the EZ Cash Advance). So I ask what is his name Mike or Scott? BHe quickly says this is Scott Nicholson. I tell him I find it curious that I just called EZ Cash Advance and spoke to a Mike Anderson and when I call back to the Law firm I get another Mike Anderson and when asked he changed his name to Scott. He says it does not surprise him becasue two of their Sr. Attorneys are named Mike Anderson and thats why he said Mike Anderson. (It is possible they are not partner attorneys but most of these small attorney offices list themselves all as partners especially if they are senior attorneys, but not always.) So he gives me exactly he wants the letter written to be faxed to him in order to stop my case from going to the courts (which again, if I was supposed to have received a subpoena it would be too late already). So at this point I am freaked out and believing them although I still had doubts, but remember, they had everything on me that I don't give out to people so it all seems legit. After faxing this letter tonight, I was to go to Wal-Mart to purchase a pre-paid debit card and then call them back with the card information. So as I am writing this letter I look them up online and find this site, thank god! Now they are blowing up my personla and work phone non-stop trying to get me to fax this information.

Here is their information:
Morgan Associates Law Firm
[protected]
807 Pecan Street
Bastrop, TX 78602

EZ Cash Advance
[protected]

Names used: Scott Nicholson and Mike Anderson
I am also reporting them as others indicated I should in their posts.

I received three calls today from Morgan Associates, threatening me and wishing me "good luck with the the bad fortune about to rain down" on me. They tried making me believe I owed a pay day loan company over $5000 or else I'm going to prison as soon as Friday! DON'T LET THESE PEOPLE INTIMIDATE YOU, IT IS A BIG SCAM. After hanging up on one of their "American" attorneys named Jeff, I immediately called the FTC [protected] and was insured that Morgan Associates is indeed a scam. Do not supply them with any information, instead threaten them by saying you know they are scam artists and you will be reporting them for fraud and harassment. Good luck everyone, hopefully the more times they are reported the sooner they will be shut down for good!

this company is still in business.. there needs to be a lawsuit against the company that gives these people the information and the company itself...

THEY ARE STILL IN BUSINESS... THERE SHOULD BE A LWASUIT AGAINST THE COMPANY WHO GAVE THEM THE INFORMATION AND THE COMPANY ITSELF...

They keep calling my son and telling him he is going to get locked up. I asked for the address and name of the company couldn't tell me much but gave me a fax # and of course I need to send all of my bank information. The connection is horrible and, when you call no name of a company is mention goes right to a voicemail, but nobody's name is mentioned. For instance, this is Sean from so and so company. They have called 4x already tonight, and could not give me the name of their attorney. jennifer from baltimore

Same issue I have as others have already posted. I am currently living in VA and the number was a CA number (could have been a transfer) phone number was [protected]. It was a male person with a heavy Indian accent and said his name was John Fernandez. Called me on my cell phone first, then my work. made all the same threats as above actually read my SSN. back to me, which kinda freaked me out, and knew where i banked. I have never accepted Pay day loan money, but have went to the web sites looking at them. I actually called an attorney for a free consul before i found this site. I did not give them any money and will do as other to report them. I am in the military and do not need these people ruining my security clearance! I sure hope they get shut down. And i hope nobody else falls scam to this type of thing. they told me www.easycash.com was the ones coming after me and they gave me some off the wall amount. 4, 584.84. who sues for an uneven amount? lol

My Husband got the same phone call this morning, Stating that we would receive a subpoena In the mail tomorrow at 11:00 am haha little did he know they come by Sheriff not by mail. The man that called was a Mike Robinson. he told my husband he owed them $5800.00 and they were going to contact his employer to have him fired immediately. We have called the sheriff's department and the fair trades commission and reported them. We did not and will not pay them. My husband and I have never done a payday loan and hopefully never will. I hope all these comments help somebody from getting scammed.

"Scott Nicholson" called me saying that he could only send me written information if I agreed to use a prepaid VISA to give them $200 by Monday. I must admit, this guy was intimidating but he couldn't provide me with any specifics and said that he could not send me anything in writing until I paid $$. He said, "If you don't have $500, how will you pay $1, 000 in legal fees?" This guy thought I was buying it hook line and sinker. PLEASE do not send them any money. Any legitimate claim would not come out of the blue and they would send you written information - especially if asked.

I got a call from them today form a Thomas Cook stating I owed a payday loan company $300. They said they would get a search warrant and come to my house and drag me to court if i didn't pay. Little do they know i used to work for a police department and they cannot do that. When i accused them of samming me they hung up. Then someone else called me back and tried to get me to send them my CC information. LOL funny funny! the nUmber they called me from was [protected]. Some indian guy saying they needed me to send them all this info but refused to send me anything stating i owed them money until i paid at least one payment. I will be reporting them to the FTC and I suggest you do to!

I received a call from them today at work non the less. Stating that I owed a payday loan company $300 or they were going to take me to court. They told me someone with a search warrant would come drag me out of my house and make me appear in court or i could pay them the $300 today. They would not send me any documentation when i asked for it but told me once i paid one payment they would send me the information. I accused them of it being a SCAM and they hung up on me. LOL I just don't know who to report this to.

I dont know what I feel more, ashamed or irate. These low lifes contacted me on August 11, 2010. They gave me the same shtick as the rest of you. Unpaid fees from an online pay day loan, which I'll admit I did but had already paid off. They threatened me with jail time, losing my job, losing my kid, not be able to receive SSI when I retire, and a whole myriad of other things. Being the person I am I didnt want to risk my families future over some oversight I made on a bill. I actually paid them $756.56. I cant believe I paid them, but what I couldnt believe even more was the fact that I got another call from them today, claiming that I owed $859.56, for the same Damn loan. These people need to be reported to the FTC: [protected], but they also need to be dragged down a dark alley and left in a dumpster. The names I have been given Jack Williams, Mike Anderson, Julian Harper and Jack Jenkins, now my first clue this was fake should have been the fact that all these American names were used by people with Indian accents, with an attempt at a southern drawl as well. The numbers that they used were [protected], [protected], [protected] and [protected]. I hope that my embarrassment can prevent someone elses.

I received a call from Morgan and Assocites today. The person that I spoke with was John Fernaadez (india accent) and then he transferred me to Jullian Marshall (also India accent). He told me that they were suing me and that in order to stop everything, I had to send them $1100.00 dollars. They tried to get me to buy a pre-paid card becasue that's the only way they will accept a payment. I did my research on the internet and that company is not even on the internet. I called Jullian Marshall back at [protected] and asked from his address for my records. He gave me Morgan and Associates 102 lawhouse St. mateo, ca 94403. I called the BBB and they have no record of this company in St. Mateo, Ca. The crazy thing is, St. Mateo is not even in Ca. They should have said San Mateo, CA. I called Jullian Marshall back and told him that I did not find him anywere on the internet and that the BBB in CA does not show a listing for his company. He got very mad at me because I did research on his company and told me that an investigator will be at my house in 30 minutes then hung up on me. It has been two hours and I am still waiting for the police to show up. I hope people do there research before they sent any money to this company. I want to thank everyone for posting on this site

I had my b/f cell phone and they called asking for him. First it was a guy by the name John Fernandez then it was the same guy with a different name (Adam Scott) The calls were only hours apart. The 1st time he called I was running errands and he said he was with the FBI. Then the same number calls back and says he is with Morgan and Associates. [protected] which is a Baytown, TX phone number. AFter about the 5th time they called I finally asked them what they wanted and they proceeded to tell me that my b/f had a case against him that would be filed tomorrow. That they needed to speak with his lawyer. They were trying to say he was being sued over some money he had borrowed. He has never borrowed money. If they were real they would have NEVER told me any of this info b/c I plainly said I was his g/f. If they were real they would have said they cannot discuss this mater with me and they would leave only a number. IT IS SUCH A SCAM and they won't leave you alone either!

OMG - I just had the same thing happen! It sounded as if he was calling me from a room filled with people making these calls! I asked to see the legal work he had on me and was told that he could not send anything in writing at this time. He hung up on me once and then called back and asked why I'd hung up on him. He said I would be sorry tomorrow!

He said he had my ss number, but I don't know if that's true or not. It did freak me out enough, however, to go open a new checking account. I filled out some info online recently and had to use my checking account number so I'm worried they might have it. Just my paranoia perhaps and maybe some bad timing.

Would rather be safe!

Hello All!
Just got the scared of my life with these people… They call me every day starting 8am till 9pm they say there from Morgan and Associates Law Firm as well as ACS Cash Advance. Mind you I have never took a cash advance with them… yes I have done a cash advance before put I have paid them in full, and have the letter to prove that I did. Now they keep calling from different numbers and giving me different names such as: Don Wesley, [protected]; Officer Mike Walter [protected] CFI# 150781, Keith McNauilty and Thomas Cook-[protected] which this number if you call it back it asks for a card # the other number this person calls me from is [protected] these people keep calling me at work and I’ve asked many times to stop calling, where I almost lost my job because of these incoming calls; it came down to where I had to put my manager on the line to tell them to stop calling. The first time they called they said I owe them 1500.00 and the second time they called they said it was 551.00. We asked them for an address and at first they didn’t want to give out any of their info. After so many days later I asked for the address again and they gave us (myself and my boss): 1800 Jacksonville Dr, Austin TX 73344 and this person’s name was Jack Marshall. I checked with Better Business Bureau; and nothing came up on them I search by company name, phone number u name it I did it.
I filed an FTC and got my Ref #, I also called the consumer protection in TX; which their number is [protected] spoke with a Rep and he guide me thru the website: http://www.oag.state.tx.us/ which is Texas attorney general.gov…. Go under Consumer Protection and file a complaint fill-out the online form and submit the complaint. You also want to make sure you dispute that in writing with all 3 credit bureaus, and keep copies of the letters. That way they won’t hurt your credit just in case...
I am so sick of these people.
1. They call you names,
2. Say if you don’t handle this they will call the cops on you and put you in jail
3. That may God help me
4. My boyfriend has got on the line with them and they told him that I better be home in an hour cause the cops were on their way to arrest me.
I told them to mail me all the info and I will take care of it, till this day I have received nothing but calls after calls. What else can we do about this? If anyone else knows please share.

I also have been harassed by Morgan & Associates at my Job and at Home, but my calls are comng from Morgan & Associates in Lewisville, Texas [protected]. The person calling says his name is John Fernandez (but has a heavy Indian Accent). He has threatened me with Fraud and the people who I put down as references on a Pay Day Loan Application( I filled out on the Internet). He would not give me any information about the suit, and said it would cost me $12, 000, but they would settle for $350.00. At that point I had a feeling this had SCAM written all over it. According to Mr JOHN FERNANDEZ of Morgan and Associates my papers were to be filed on Friday 8/13/10 with the Court and if I didn't pay the amount requested, They would arrest me and my references. Again He could not tell me the name of the Loan Company or the original amount of the Payday Loan. I never received any funds from a Payday loan company recently. He also threatened to call and have my Social Security payments stopped because of this phony Fraud Charge. This all took place on 8/12/10. Than on 8/13/10 He called again and I agreed to pay the $350.00, in installments of $175.00 on 8/13/10 and the balance of $175.oo on 8/25/10. I than told him I would pay with Western Union and he refused saying THE PAYMENT HAD TO BE MADE WITH A PREPAID VISA CARD. Finally a light went on and I figured this was a SCAM and I paid them NOTHING. I am greatful that this information was on the Internet, because this just strengthened my coviction of the SCAM. On Monday I will call the FCC and the Attorney General of Texas to find out why they haven't closed this place down yet. I think they should go after the 2nd party who is allowing them to use their landline phone to assist in the illigal Scams from North Carolina. Thanks to Sarahetarts for that information. I'm sure Mogan and Associates will be on the phone tomarrow because I never sent the payment. But I'll just tell MR JOHN FERNANDEX TO GET A REAL JOB IN INDIA, LIKE BATHING ELEPHANTS, at least that would be ligitimate. Thank You all for your input and filing of the complaints. I'll Keep you informed of what happens.( ANYONE NEW READING THIS, DON'T PAY THEM ANYTHING).

Same thing, morgan associates called me today, "Anthony Williams" has called me four times today on my work line. Its against the law to break FDCPA guidelines by calling your work continously after being told to stop. I work at a call center so my phone pulls up the number and where its coming from they are calling internationally from India. Some a** hole in north carolina is allowing them to call thier business and three waying their calls to innocent people. They threatened me as well with jail time and fraudulisious charges. This is foreign extortion on americans. Have we not gone through enough with these poeple! I have as weel complained to the Fdic and BBB. Honestly, we could do a class law suit. My line has recorded every one of the conversations.

These people need to stop, ehat they are doing is highly illegal.

I received a call today by the same name John Fernandez at [protected]. They said they were from Morgan Associates and said I am being sued for a payday loan. I was a bit nervous as I have one outstanding but for 3 weeks only, which I had contacted the company to arrange payment. I asked the date of the payday loan and it was January this year which did not match the time I had taken it out. I knew then it was a scam. I yelled at them stating I am a woman of God and they are forbidden to call my phone again trying to scam me. They transferred me to a manager and he said he can't speak to me only my attorney (the voices sound as if it were disguised). I said if it is a lawsuit against me then you have to talk to me. He hung up. I then called them back to back for an hour harrassing them and said now you see how it feels, hahaha. I told them they are being recorded and reported. They were so annoyed with me. Well I don't think I will get a call from them again. I now know to never put my personal info over the web no matter how much I may need to borrow from a payday loan. It won't happen again.

God Bless You All

I just got seven calls today- asking me to pay them immediately on a past loan I know I paid off. They even verified my social, names of references, my checking account number and my place of work to steal my money- calling feds immediately!

Hi everyone I two got a call on friday a man name James dawson who said I owed them money and I was going to be in trouble if I did not pay them I did not remember oweing anyone any money and got scared and give them my card # but then I thought about it and called the bank and they closed out my card.I can't believe these people are going around doing this to us. They call them selfs MORGANS and ASSOCIATES its not true it ashame they are calling people with this types of threats call the police and your attorney for help.

I just got had by these SOB's, i should have looked this up on the computer first damnitttt...glad i know now, i am calling the fed's tomm.

I just got the same call from an Indian speaking man who goes by the name of John Fernandez, calling from Morgan and Associates Law firm [protected]. It is clearly a scam and its ashame that they are calling people with these types of threats. I've contacted my PPL attorney and called the FTC. I suggest you do the same.

I recieved a call from Sean Woods and he has been really harrassing me to the point were I became worried and faxed over my drivers license and a statment agreeing to pay and as I continue to investigate i realized its fake. What can I do . I reported to the FTC and Us secret services. What else ?

I was called earlier in the beginning of the year that I owed money. I took out a payday loan before and it off a couple years ago more recent. This guy a Mr. Leo Fernandez (the guy I spoke to was Indian, his accent was very strong yet he has a Spanish name) claims that I took out a a payday loan from Cash Net USA. The first time they called they said I owed $5000.00 and recently this guy said $2084.84, I mean really. I argued with this guy for about ten minutes and it's a shame how much information they have on me. This is number [protected] is different from the first time also the company name is different Morgan and Associates Law Firm this wasn't the name they gave me first time around. I got the same threats as others have in their complaints. These people really need to be stopped. If they call again I will get as much information as I can and post it. They may be located in California, he kept telling me to go to the court house there. Don't know why they can't get a job like the rest of us.

I like all of you had the same experience with this company . i also turned them in to the F.T.C. i cant wait for them to take action so i suggest we all start a class action law suit not for the money just to shut them down! there are people who they scare and those people end up paying these low life's.I have an attorney friend of mine looking in to this matter i will keep you all posted.

I won't go into the same details as everyone else and be redundant, because my story is more or less the same. I won't say I have never applied for pay day loans - but I definitely don't owe any money to any of them.

Anyway, my concern is, I googled this company/the number they called from and there's hundreds of commentary like this site here with people whom have been harassed continuously by them. All of you, including myself just now, have reported them to the FTC - but that isn't doing anything, and the FTC isn't doing their job apparently if the 'company' is still circulating and harassing MORE people.

So how do we actually get these people in trouble? I'd like to sue them, they threatened me and my family.