MoneyMutual review: Scam 114

Like i said Montel is a POT-HEAD, this man puts his trust in a fake psychic Sylvia Brown that has been caught in a web of lies and revealed on 60 mins. The psychic didnt tell him that his wife would be banging another man in house and would be killing with alimony and child support. So whaddya know Montel starts scheming millions of innocent, desperate viewers.

Like i said he is a POT-HEAD, this man puts his trust in a fake psychic Sylvia Brown that has been caught in a web of lies and revealed on 60 mins. The psychic didn't tell him that his wife would be banging another man in house and would be killing with alimony and child support. So whaddya know Montel starts scheming innocent, desperate viewers.

I applied for a loan from this company five days ago and have yet to hear anything from them. I will check with my bank to make sure they have not made any withdraws. What a fraud. This company promised to make a decision within an hour when I first looked at the sight. It sounded good, so I applied. They told be old me it would be 72 hours before I would received a decision. Didn't Montel say all you needed was to have a job making $800 or $850 a month. What a waste of time. He must be getting paid really good to endorse a MAJOR FRAUD! If they make any withdraws from my account without first depositing the loan I requested, I should report them for theft. Smells like an identity theft scam to me!

NOTE TO EVERYONE: MONTEL WILLIAMS IS A BLUNT HEAD! HE SMOKES WEED FOR HIS ILLNESS (SO HE SAYS) THIS DUDE HASN'T BEEN RIGHT SINCE HIS WIFE CHEATED ON MONTEL WITH THE FAMILY PLUMBER AND LEFT HIM FOR THE SAME GUY!

NOTE TO EVERYONE! MONTE WILLIAMS SMOKES WEED! HE'S A BLUNT HEAD! DON'T LISTEN TO HIM HE HASN'T BEEN RIGHT SINCE HIS WIFE LEFT FOR THE TELEPHONE MAN WHO CAME TO HIS HOUSE TO INSTALL WIRING BUT ONLY ENDED INSTALLING MONTEL'S WIFE!

Thanks to the information in the reviews I didn't even look any further into the scam. My feelings are that Montal is the biggest ### and also when you really watch his TV show he is way out there for me. I just seen the TV ad. for something that sounds like it might help.The U.S. goverment should get involed and also look at Montel to see if he's involved=I know if you were to ask him if he knew that the he was hurting the poor people in the U.S.and he doesn't care what race (white-black) makes no differance.He's got his money. I would say it's time for alittle pay back-- STOP WATCHING his shows and his rattings will drop off and that will force the networks to take him off the air. How could you ever believe any thing he had to say or even agree with any social problems that we as amercians face in our laws.

Unfortunately, I had just applied for a loan and was approved for

Unfortunately, I had applied for a loan a little over an hour ago on April 17 at 11:00 p.m. After reading these comments, I immediately sent them an email thru their site and my personal email asking them to cancel the loan.. I also went ahead and filed a complaint with the attorney general here in Louisiana. I just basically wanted my greivance to be onn file that I did cancel the loan in case they try to force it on me. Now, I have to go to my bank tomorrow and see if there is anything that can be done. For everyone calling people like me stupid, desperation makes a person do things they would necer normally do. I pray to God that you never end up in our situation.

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Wow! I have been thing about applying for a loan with this company for a few days now. For some reason every time i called no one was able to take my call, they gave me the web site. I felt uncomfortable when i realized they wanted my social. Upon trying to find the sit to apply i saw a customer comment section and decided to read them first. Thank you holy ghost and to all of you for the heads up! I would have made a huge mistake !

People should try getting loans by a more reputable means, which always takes a little more time. Sometimes you just have to learn to do without some things and sacrifice them for a while. Try opening up a couple of new credit card accounts and paying it off when you can. As you do this your credit gets better, and the credit limit on the cards will gradually increase. You can take a cash advance from an ATM machine with your cards when you need it, but be careful to pay it off as quickly as possible. Scammers always prey on the desperate, so don't make a hasty decision, because it may carry heavy consequences afterward.

it is clearly stated in their terms that they will use your info for marketing from third-party companies. In other words, once you give them your info, you give them the right to contact you in in any means possible.

it is not a "scam" if they fully disclose this policy, which they did. You clearly did not bother to read the terms.

from their site:

"If you choose to provide personal information, it will be used for and/or shared with trusted third parties such as Loan Providers and/or other financial service providers, credit bureaus, and for marketing products and services that you might find of interest. We reserve the right to share, rent, sell or otherwise disclose your information with/to third parties in accordance with applicable laws and as described herein. These third party businesses may include, but are not limited to: providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; e-mail marketers; wireless services providers and telemarketers. Information collected by us may be added to our databases and used for future instant messaging, telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders and/or loans placed online. By using this Website, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do-not-call registry or similar registry. We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from customer lists, analyzing data, and providing marketing analysis. These agents have access to our users' personal information as needed to perform their functions for our sites, but may not be used for their own marketing purposes. "

Thanks to all of you

I was a "click" away from applying for loan ... I mean up to 300% in interest are they ###ing kidding me!

Money, everybody could use some, but no payday loan is a good investment on your hard earned cash. The old addage "something for nothing" does not exist. 30% to 90% to 150% is the usual going interest for loans without credit checks. If you have abused your credit rating to the point to be in need of such services, expect to get ripped off and further in debt than ever before. If you have a job, do you have a 401 plan, try borrowing from this source. Interest is minimal, usually less than 10% and, in most plans, if you have been with your job for 5 years or more or are over 59 years of age, there is a yearly, one time, within service provision where you can take a portion on your money down (no pay back). Credit unions are usually good sources for loans, you have money going in, you can get money out. And, last but not least, you can file bankruptcy, one of those chapters 13 or 11 (I forget which) allows you to pay your creditors over a 5 year period of time. Creditors can't take your car, furn off your utilities, repossess your furniture, garnish your wages or put you out of your home or apartment. You can file or refile this action at least once a year (check your state laws) and I guarantee no foreigner will be calling you on the phone. Or, in the alternative, two can play that game, take the loan, get three references from the telephone book, close your bank account after receipt, change your telephone number. I seriously doubt these perps will call you employer, espcially if you work for the State of Nobody. Cuddles.

Like it or not Montel Williams is a celebrity and people will buy into a company because of a celebrities status. True it probably wasn't the best idea. But these are hard times and seeing Montel on the commercial would seem to give that company credibility. If he doesn't know what MM is about then shame on him. He should have done research before endorsing such a scam. Should he be held responsible probably not. However no one has the right to tell others that they are not allowed to feel the way they do about him. I am glad this site exists and and I have a lot of respect for the people posting on here. It's not easy to admit you were a victim of the scam. And the others that act like they are better because they can wait until their next payday or borrow from family are just ###s that need to get off your high horse. That may not always be an option for some. Everyone lives a different life and MM may have seemed like a place to get real help. You should always do more research before giving out any of your personal information. And I am sorry that anyone had to go through this to learn such a hard life lesson.

We are already behind on our bank account, and when I saw the commercial for Money Mutual, I thought that this was what we were looking for, I mean, it's Montel Williams, so I didn't think it would be a scam. I went to the site, and ever FAQ is basically a run around to confuse people into thinking its all just fine, you get no direct answers. I'm so thankful for all of you that posted and stopped me from making a huge mistake, and feel just awful that you all trusted someone America thinks is a "good person" and now you are in a horrible situation. Why hasn't anyone tried contacting Montel on his site and bashing him for this? After all these people have been betrayed and scammed, why hasn't something been done yet? Why are they still playing the commercials? WHY hasn't Montel got his head out of his ### and made a statement or tried to help fix this?! I'm so sorry for all of you, but thank you for your comments, they saved me even more. I'd rather be broke and in the negative for now, then have to worry about being stolen from for weeks, let alone months after borrowing a small amount to save us for a brief moment. Good luck to all who were vitcims!

I agree it is a scam they dont loan ### and i personally felt like it was a good site because montell was endorsing the company. They don't even have live customer care is automatic voice that tells you sorry but u aint getting ###. That's all. I believe what they gain is ur personal info so people please dont enter in anything.

montels old bald headed ### don't care he got his check

There is no god. You people are fools for trying to blame a money hungry celebrity for taking money to endorse a shady loan website. Plus expecting a legit loan from an online c based company that "doesn't require a credit check" is stupid. You ###s get what you deserve.

Montel, you need to ask the Lord Jesus Christ for forgiveness for all the people you led in the wrong direction, and giving them false hope! That sure isn`t of God, I don`t believe! Shame on You!

I was going to try it out, thanks to all of you it`s been a blessing to read!I can`t afford to get in dept like that, shame on you Montel! I am disabled and live on a fixed income, just think of what kind of a problem you would have put me into.pPraise God for looking out for me, the Mercy he has is Great!

I had applied for one of these loans durring the month of October. I was approved fro what ever it was i needed. i ended up with a loan for $400.00. When i was talking to the loan officer we had set up payment method to come directly from my chcking account. I agreed to pay back the loan in $120.00 payments. It has been 3 months now and they are still taking mney out of my account. I was approved through American web loans. To date they have taken out $600.00 from my checking. I called and they said that each payment was a $120.00 finance fee to extend the loan. I was under the impression that this was a payment arrangement. HELL NO it was not. They are crooks!

THANKS FOR ALL OF YOUR COMMENTS BECAUSE IT HELP ME TO KEEP MY SITUATION IN TACT. I DONT NEED ANYONE TAKING MONEY THAT I DONT HAVE TO GIVE. I HV TWO TEENAGERS TO TAKE CARE OF AND ALL MY MONEY NEEDS TO BE SPENT ON THEIR FUTURES!

I to am very glad that this information has been put out there like this, although unfortunately I did not do my homework before I applied for the loan. I didn't give my banking information I did give my SS# OMG! I pray that no one uses my number. I applied over the phone and after talking to the young lady on the phone and telling her the same thing over 3 times she could not understand what I was telling her I started to feel very uncomfortable about talking to her so I just hung up the phone. As for Montel you would think he would let the public know that this is a SCAM! before they endorse anything their agents look into what it is they are promoting. I have lost ALL RESPECT for Montel and everything he stands for. SHAME ON YOU MONTEL AND MONEY MUTUAL!

Wow, I just saw the Ad on Television today with Montel, Shame on HIM! I too was thinking of using this company, (I'm one of those people that have fallen off the EDD numbers list and our family is falling apart, our world is just crumbling as we know it). And no, I'm not a bum, I have never been out of work in my life, 52 years old and I'll do anything. Recycling cardboard and digging through dumpsters now to keep, literally a loaf of bread and milk in the house. But after reading about all the posts everyone has compiled I won't be using them. I want to thank each and everyone of you for taking the time to document this SCAM endorsed by Montel Williams. I thought I was smarter than this, I thought I could detect any SCAM there was. Obviously I was wrong. For all of you people that unfortunately have had horrible things happen to you from following Montels' advice, my prayers are with you all. I'm so sorry. I can't thank you all enough.

wow. i am glad i read this before i went to the website. than god.

Wow! I am too glad that I read this mm complaints, I received the offer yesterday in the mail and was tempted to apply but something told me to check the company out first and the first thing I see is the complaints. I hurried up and tore that card up. I used to work at a payday advance company and used to laugh at people coming in and getting charged all that money for a loan. Now I'm one of them people and it's not so funny. I will never apply for loans on the Internet, if you read the small print it tells you mm is not the lender they send your information off to some other lender unheard of. So only God knows where your info is being sent. Lesson learned hear is that we need to better manage our finances, and yes the unexpected bill will appear at any given time, but still we have to save the money and better prepare ourselves so we won't be getting scammed out of money we already don't have. After this loan is paid, I'm gone plan on saving at least 500 dollars in the bank so I will never have to deal with a place like pay day advances. They are loan sharks and is only out for your money! Good luck to all!

i delt with money mutual as well, , a 250 dollar loan cost me almost 500, , plus nearly 300 in bank fees when they withdrew two days BEFORE payday, , montel should be arrested for endorcing this scam, and the whole thing shut down and the sharks jailed, , it really is a scam run by loan sharks weather or not montel knows or not the fact he endorces the crimminal act is enough for his arrest

The worst part about all of this is so many innocent people had to fall into the pit so the rest of us could avoid it.

I really need the money so bad...but I wish I had researched Money Mutal before agreeing to a $400.00, finance charges were $120. making my loan a total of $520.00. They told me they would deduct $120.00 every 2 weeks from my checking acct. I called today and they said the $120 was only to extend my loan for 2 more weeks. why would anyone agree to this kind of BS? I was explained to me at the time I got the loan. So far I have paid then $480 to date. they said if I pay-off today my balance is still $570.00. making my loan now $1050 damn dollars. It was not explained to me this way at the time of the loan. I was going to pay off my little $40.00 I thought was my balance. My hours have been cut at my job. I can never pay this back. I am so pissed at the inital loan rep ...and most of all feeling so stupid. I should have never listened to Montel...lol

Question?How did anybody on this board hear about Money Mutual?Through a friend or family member who's done it.Hell no, You got it from watching Montel Williams advertising it.Even though I didn't do this loan and got robbed, dont tell me he has NOTHING to do with why everyone here even considered it.Don't be so critical of people who got caught up, because obviously you considered it or you wouldn't be on this board...NOW WHAT?

Wow...I'm glad I read this!I guarantee you everybody who went to this company was because of Montel Williams.I'm just glad I did a little research by reading this board.So I thank you all for your stories.You can say people are irresponsible for thier financial situations.But, it doesn't make it right in this country to be taken advantage of.Remember those adjustable home loans...YEAH...bait and switch!

Every one who feels that this is montel williams fault can hush it. He didn't tell any one to go and get a loan thru money mutual. America is so financially twisted that when someone offers a helping hand I.E president obama, oprah, ellen, and others we're so quick to jump the handle! I myself thought about going with money mutual not because of montel but because a little extra money wouldve helped but after seeing your comments I feel sorry for the ones who got scammed and for the economy of america!

Thank you very much for all of you speaking out. I called today and they ask for me to go to the web site. I have been calling that 800 number thinking that I will get someone soon and not once has any one picked up. I was on my way to the web site when I hit the letter "S" and seen the words "Money Mutual Scams" I came here not thinking about it much until I started reading what was left. Thanks to all of you I will not be leaving my information.

people, you can't blame monetel for this. if he hasnt applied for it, and doesnt know that the thing is a scam, then we wouldn't be promoting it. be adults and take responsibility for your own actions. you should be smart enough to not apply for a loan and give your social security number ONLINE! it could go anywhere. people can hack int your accounts. you never know what your going to encounter. stop [censor]in about montel williams. its not his fault.

Let's take their loans then close our account for that loan. take all their money and teach them not to scam America.

I kept receiving invitations from Money Mutual and I kept throwing them in the garbage and then today I thought maybe, but I would investigate 1st. One of my rules while researching anything is when I google anything and the 2nd or 3rd search reveals the word scam I never follow through. I hope all you people with computers research companies and make smarter decisions the next time.

You people have to be ###ed. WAKE UP. If somebody is giving you money to borrow, YOU'RE GOING TO GET RAPED IN INTEREST. It's a simple scientific fact. Why would ANY company give people money to borrow for free? OF COURSE IT'S A SCAM!

I feel horrible for your kids, for your families, for everyone who knows you people. If you see a commercial like this and you do ANYTHING but laugh, you are too stupid to deserve a loan anyway. What a joke.

I paid $32.67 for a XBOX 360 and my mom got a 17 inch Toshiba laptop for $94.83 being delivered to our house tomorrow by FedEX. I will never again pay expensive retail prices at stores. I even sold a 46 inch HDTV to my boss for $650 and it only cost me $52.78 to get. Here is the website we using to get all this stuff, CentShack.com

Money mutual did the same thing to me too! They redirected me to Everestt Cash Advance and US Fast Cash. Both loans for $500 each. One of the loans was paid off, so I thought! Then the other day just took another $700 from me. I have paid over 2000 just for that loan and the other almost 2000 and now sending me to collection agencies. This is horrible and ridiculous to do to someone. I will be going to the bank tomorrow to file a claim on both of these companies. THIS IS A REAL SCAM, DO NOT GET THESE LOANS BECAUSE THEY WILL RIP YOU OFF TIL YOU HAVE NO MONEY LEFT!

A lot of the things you guys are saying is illegal. I for one have done it and yes the interest is sky high but not illegal its called SHORT TERM LOANS, that is the purpose. This isnt a car note or mortgage its intended purpose is to get the loan and pay back immediately. I borrowed $400 for a repair to my home and was charged $35 per $100 so in essence $140 flat finance charge and I paid it back as soon as I got paid. Get real people.

Whew, I almost fell for it. Good thing I read the comments! Who couldn't use $1000 dollars. I'd put that ### to good use! Not at the expense of a scam though. Frickin' ###!