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M&T Bank Complaints - Insuffiecent funds!

Review all M&T Bank complaints

M&T Bank
Posted: 2007-12-27 by Michael K. B [send email]
Insuffiecent funds!
Complaint Rating: 100 % with 2 votes
Company information:
M&T Bank
Baltimore, Maryland
United States

Due to Christmas falling on a Tuesday this year. I got about 5 insufficient funds charges attached to my account. Because my direct deposit didn't show up like it normally does Tuesday at midnight. I got it Thursday morning. BUT Wednesday was when i got all my charges drafted to my account... LOOONG story short.


I am stuck with -$220 in my account.
Comments United States Banks
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More M&T Bank complaints
M&T Bank - Unlawful foreclosure threatening!
M&T Bank - Legitimate insufficient funds!

Comments

329 days ago by Dawn Daniels [send email]
Almost same thing happened to me. However, I was charged, in error, insuffienct fees for charges that were covered which in turn caused subsequent withdrawals to overdraw account. Tune of 385.00 Bank manager will not return phone calls. Unable to locate M & T complaint dept. Next step Better Business Bureau.
319 days ago by Guinevere Hurley [send email]
Something similar happened to me too. I'm somehow heartened that I'm not the only one. I can't get away from this bank fast enough. They're evil!!!!!
303 days ago by Joseph M Walsh [send email]
This bank s*cks. I was in them years ago and was disatisfied and left them only to have my new bank taken over by M&T. Now i am taking my accounts out again because of their lousy service and treament of customers. Spread the word to go elsewhere.
202 days ago by Dave [send email]
Put my debit card in a "fee free" M&T ATM today. Reached in to get my cash and the little plastic door went down on my fingers. Got a receipt claiming a successful transaction. Called the 800 number on the back of the receipt. Told I have to have MY BANK file a claim. Well, it was a PayPal debit card. Imagine having PayPal go to bat for you?

I followed the procedure but I am sure I will NEVER see my cash. If you EVER see an M&T ATM, run away.

http://www.PriusGuy.Com
173 days ago by Mel Horn [send email]
I realize the best way to avoid NSF fees is to have an adequate amount in the account, however what if a deposit (direct or otherwise!) does not post in a timely manner? Also I have noticed that a charge, usually a gas station, will show up first as $1.00 then the full amount. What happens to this $1.00?
I have experienced a deposit that does not post until two or three days, also an automatic EFT withdrawal will come along right on time followed by the $37.00 fee. This can cascade when a charge that would normally have sufficient funds comes along after the fee, you are out $37.00 again. At least I cancelled my EFT withdrawal.
My bank branch manager will work with me on occasion but it is made to feel like an imposition, It's not my fault every time.
173 days ago by Mel Horn [send email]
Somehow I posted twice. See above
173 days ago by Dave [send email]
I can tell you that the chances of the Better Biz. Brueau doing anything is unlikely. That's the thing that stinks with big banks but more so the federal regulations. The banks can assess whatever fee they like and essentially how ever they like as long as they follow the feds rules. Find a small bank or credit union (if you can anymore thanks to the big guys) and start a good relationship with them. I have and I can't tell you how nice it is to have someone actually call me back with an answer or at least listen to my compliant versus just saying no. M&T cares about two things their large business customers and their investment customers. Us personal customers don't mean crap.
I know not everyone can do this but - about 5 months ago I had a large CD due and when it came due I sat with the person who 10 months ago refused to reverse two $30 fees (first time) for a stupid mistake I did. When she asked if I wanted to renew I paused and said, no not really, I figure if you can't help me out with $60 why should I keep my CD with you? Now honestly, the money didn't matter to them, but it was nice to give a bit back to the girl who refused to help me!!!
96 days ago by Arthur Grigg [send email]
M&T BANK What can I say about them? nothing! putting it mildly they are stealing money from their customers by calling it NSF I have been with them for more than 5 years and in 1 year alone suddenly hit with NSF more than 3 times at cost of $37.00 and always twice when it happens even when my avail bal never shows in red but they always says it is I have had it with this bank do not bank with this company they will find a way to take your money under the disguise of Insuffeicent fees $222. So far this year. again DO NOT BANK WITH M&T I'm closing my accounts as we speak
95 days ago by Sue Mccourt [send email]
I have NEVER been so ripped off by a bank! M& T Bank shall be investigated ! I will talk to my congressmen tomorrow...THIS BANK STEALS MONEY !!! I HAVE THE PAPER WORK TO PROVE IT ! I ALSO HAVE THE NAMES OF THE PEOPLE THAT WORK AT THIS M & T BANK AND LAUGH...AND SAY "WE KNOW IT'S A SCAM...THAT'S HOW WE PAY THE EMPLOYEES..."
I WAS SMART...I BROUGHT A WITNESS WITH ME!!!...HE'S SHOCKED !!!
WILL BE TALKING TO LEGAL COUNCIL TOMORROW...CONGRESSMEN...BETTER BUSINESS BUREAU...ETC...
DO NOT TRUST YOUR MONEY WITH THIS BANK !
70 days ago by Kevin [send email]
All-of-a-sudden checks from local banks may take two days to clear! I agree that they go out of their way to nail you with NSF fees. If I have a low balance and I use my Debit card, they will never decline the charge and always execute it forcing a bounce and a $37 fee. This fee is so large that it triggers additional NSFs. A $10 Starbucks charge triggered a cascade costing $185!!! They also play this game where debit card transactions double charge both my checking and overdraft, locking up overdraft $ for days at a time -- meanwhile the online system reports available funds that are 24-hours out of date. When you are running things close to the line, you are guaranteed to get killed.

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