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LowPay Card Complaints - Stealing money from my bank account!

Review all LowPay Card complaints

LowPay Card

Posted: 2008-02-14 by Ryan [send email]
Stealing money from my bank account!
Complaint Rating:  100 % with 11 votes
This company automatically withdrew $ 79 from my checking account on Feb. 8,2008. I never gave them any account information nor have I ever so much as spoke to these people. Somehow they managed to steal my account info and then withdrew money from the account. I looked them up online by their phone number and it leads me to this site. Obviously this is a scam. The difference between the complaints I read and myself is that I never gave them my account info for any reason. I never requested this low pay card or ever spoke to anyone in regards to it. This is a definite fraud. When I called the phone number I sat on hold for hours and never got the chance to speak to anyone. I am going to contact my bank in regards to this.
Comments United States Online Scams
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Comments

271 days ago by Adam [send email]
This same exact thing happened to me on 3.3.08... One odd thing that the name on the transaction was also someone i;ve never heard of I called this company and it was the shadiest place i've ever called. They refused to tell me any full names, the companies tax id or the address. If this happens to you file a police report with your local police department.
253 days ago by Nannetta [send email]
The same thing happed to me except i allowed them to take the money out of the account. And i waited and waited and didn't get anyything i spoke to a operater on line and they said they never got the money even thou the account said they took it. So i went and sent them another payment by money order this time aand i got ripped off again. At the worse time they screwed me. This was my firsttime dealing with a card company and it'll be my last. Make sure you call the law and report this if it happens to you.
133 days ago by Officer Romel Ocpd [send email]
We have had several reports of Lowpay making unauthorized withdrawls from customers bank accounts. I was just wondering if anyone out there knew how lowpay was accessing their accounts?
124 days ago by Hugh Harris [send email]
I was told by a lowpay rep that this card is a credit card that i can only use online to shop.
I went and gave lowpay my bank info, they went in my account two weeks earlier than what we had agreed on. They took $156 out of my account. I tried to contact these people for almost 3 weeks. When i finally make contact with them, i told them i was no longer interested in there service because i could not reach them, and there customer service was very bad.
I ask for a refund back to my account, I was given a refund code over two months now with no answer from Lowpay.
52 days ago by John Doe [send email]
I'll answer all your questions. There is no way they can obtain your bank account information unless it was provided by you, or somebody else stole your stuff and used it. If this was true that they magically got your bank account information, then all other companies would be capitalizing on this method and we would all see mysterious charges constantly.

To comment on the person who said they told you they never got your money, and yet you "give" them another payment. What a joke. Someone who knew for a fact that they paid that transaction would have never paid a 2nd time.

To comment on the person about the refund. Since you failed to read your contract, you forgot that the first year annual membership fee, had you asked for a refund would've been due. Looks like you left that part out. They give you 2 choices. Get your refund, pay them the balance on your LPC card of $198 that you did agree to, or use the refund to cancel out that balance and owe them nothing. I'm sure you weren't listening and refused to accept their answer, and went with the refund. Not to mention, they don't release the refund check until you pay the 1st half, which is $99. I'm sure you bounced that payment.

You got to keep in mind, everybody who did sign up for this service and complains, all had either horrible or pathetic credit scores. They don't do credit checks and you became greedy when you saw how much you were approved for. You let that blind sided you in not thinking rationally and reading the contract. Do you really think any credit card company would really automatically start you out that high and have 0% interest. Read your contract.

One final word, they're still around because they are doing this legally, and have proof that you agreed to this but ignored it entirely. Don't you think they would be shut down already? Listen to what you people are saying. You are all liars!
52 days ago by John Doe [send email]
And one more thing. The search bar at the top right? Do you see that? Type in a name of a company that would have at least a decent size of customers that's not well known, or even better, the most well known company out there. Somebody is saying something bad about them and what is funny is they don't tell their whole story. A lot of these people, I'm sure are upset because they didn't read their contract. A charge came through, they weren't aware of it and may have also caused overdraft fees. However, most company, if they were the ones to cause the error, they general fix it. Now if a company causes an error and they know about it and doesn't fix it, now that's a fraud or a scam.

I'm only posting this 2nd one because this is the 2nd call center I've worked for and both are for Escalated type calls. I want you to see it from the customer service representative view. The people that call in drive me insane because you failed to read your contract and I had to keep your money because you were dumb or I wasn't doing my job. If everybody read and understood their contract, I probably wouldn't have a job but I prefer that over extreme mental stress. Having to explain your foolish mistakes and making you pay for it when you just want to cry mom and get a slap on the wrist.

The 2nd call center I've worked for was AT&T prepaid in the billing department who had a company called Vesta to do the debiting. It saved them money because Vesta also process payments for other telecommunication companies like Tmobile and Boost. I'll tell you what dirty work I did for them.

Their Pick your plan service requires automatic recharge. You make that payment and you somehow failed to "listen" and "hear" that they tell you about it at the end. That's funny. I would expect AT&T, this billion dollar corporation to start sounding alarms to catch your attention because you have a problem with listening. No, the skim by it at the end of the call. You call us back after we charge the next month you saying you didn't know. 70% of you love playing that "I didn't know game". Then you tell us you haven't used the minutes and your phone shows you dollar amounts since that's how they represent their airtime on pre-paid, like it was a checking account with an available balance. When I end up telling you it's not refundable, and that it's in a pamphlet you've never even seen, or never was given this information inside anything you bought from them, you blow up. Then on top of that, I tell you that by making that payment, you are electronically signing an agreement to it, saying you understood it, something that I never told you that you were or asked you if it was okay, and politely say sorry about 20 times plus keep your money with a smile.

All of this was much more stressing because I had to say it while kissing your butt when you're screaming at me. If you continued to press the issue, I would repeat myself until you gave up and hung up the call since I couldn't hang up on you. Continue to scream louder and I would lower the volume until you sound like a mouse, not caring what you said because it would equate to the same thing you just said but in a more obnoxious way. Then you give up and hang up frustrated and I win. I got the company their money legitimately and fulfilled my job duty while being so "courteous" about it all at a wage that was no better than minimum wage. The average employment of a representative in that department was maybe 3-4 months. That's okay, there's more fish in the pond. However, I lasted a mere 2 years in that department before I went insane. I didn't fully agree with what I was doing, but they did it legally and legitimately, and capitalized on your stupidity. Plus our name was well known. We know you could never shut us down and we laughed (inside) at all your threats of taking us down. With LPC, if you don't get it and get out of line, I just hung up on you. We really didn't care what you said because we have an agreement you made and we got your money. There is no difference between the two. AT&T sugar coated things and said it all nicely but kept your money in the end and hid the terms and condition you never saw. LPC showed it to you, you just flat out ignored it and we kept your money. We ask you if you understood it in 5 different questions and you said yes.

Ask me which way I would like to get screwed? I would prefer the way LPC did it because at least if I was listening or read it, I could prevent it from happening in the first place.

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