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lowpay Complaints - unauthorized withdraw from account

Review all lowpay complaints

lowpay

Posted: 2008-02-21 by Jack Walberger [send email]
unauthorized withdraw from account
Complaint Rating:  100 % with 2 votes
Company information:
lowpay credit cards / loans
p.o. box 381
Phoenix, New York
United States
Phone: 315-695-6584
lowpay_standard direct

on 2-15-08 i got an overdraft charge notice on my bank account. i have tryed several times to contact them to cancel my subscription to there web sit. but when i go to the site they have no place to go to so you can cancel your subscription from there site. and i am still getting charged 99.00 for this. i am really upset with them. and i am going to get a lawyer after them real soon. if you can help me with this i would be most greatful. thank you jack walberger
Comments United States Unauthorized Charges
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Comments

273 days ago by Adam [send email]
Еhis company somehow got my info and charged an account 79 dollars. Еhey are definitely a scam.
262 days ago by Johnny M Miler [send email]
DO NOT KNOW WHY I COMPLAIN SO PLS DO NOT DRAFT OUT OF MY CKG ACCO FOR IT IS OVER NEGATIVE OVER $200 wAIT TILL NEXT MARC 28 DUNNO WHAT IT IS ALL ABOUT SO PLS CANCEL IT UNLESS YOU TELL ME WHAT IT IS FOR THANKS, JMILLER
137 days ago by Heather [send email]
I have been having the same trouble with them and EVERY TIME I call to cancel they hang up on me! I have it recorded so now I am ready to start a lawsuit against them! Please contact me at withit@hotmail.com if you want to join in a class action lawsuit against LOW PAY CARD! I will be researching lawyers for this or if you are one and is interested in this please contact me at my email address as well. THANK YOU!
52 days ago by John Doe [send email]
If you read that contract of theirs, you can't sue them. Your rights were given up when you signed up. Now you say, "I didn't sign up". Then it would be fraud and you'll need to go through with a fraud investigation but wait. They have a recorded conversation of you agreeing to it. Look at all these posts crying for lawyers and lawsuits. It's a joke. This company still exists because in the end, they are all, and I mean ALL are proven wrong.
52 days ago by John Doe [send email]
And one more thing. The search bar at the top right? Do you see that? Type in a name of a company that would have at least a decent size of customers that's not well known, or even better, the most well known company out there. Somebody is saying something bad about them and what is funny is they don't tell their whole story. A lot of these people, I'm sure are upset because they didn't read their contract. A charge came through, they weren't aware of it and may have also caused overdraft fees. However, most company, if they were the ones to cause the error, they general fix it. Now if a company causes an error and they know about it and doesn't fix it, now that's a fraud or a scam.

I'm only posting this 2nd one because this is the 2nd call center I've worked for and both are for Escalated type calls. I want you to see it from the customer service representative view. The people that call in drive me insane because you failed to read your contract and I had to keep your money because you were dumb or I wasn't doing my job. If everybody read and understood their contract, I probably wouldn't have a job but I prefer that over extreme mental stress. Having to explain your foolish mistakes and making you pay for it when you just want to cry mom and get a slap on the wrist.

The 2nd call center I've worked for was AT&T prepaid in the billing department who had a company called Vesta to do the debiting. It saved them money because Vesta also process payments for other telecommunication companies like Tmobile and Boost. I'll tell you what dirty work I did for them.

Their Pick your plan service requires automatic recharge. You make that payment and you somehow failed to "listen" and "hear" that they tell you about it at the end. That's funny. I would expect AT&T, this billion dollar corporation to start sounding alarms to catch your attention because you have a problem with listening. No, the skim by it at the end of the call. You call us back after we charge the next month you saying you didn't know. 70% of you love playing that "I didn't know game". Then you tell us you haven't used the minutes and your phone shows you dollar amounts since that's how they represent their airtime on pre-paid, like it was a checking account with an available balance. When I end up telling you it's not refundable, and that it's in a pamphlet you've never even seen, or never was given this information inside anything you bought from them, you blow up. Then on top of that, I tell you that by making that payment, you are electronically signing an agreement to it, saying you understood it, something that I never told you that you were or asked you if it was okay, and politely say sorry about 20 times plus keep your money with a smile.

All of this was much more stressing because I had to say it while kissing your butt when you're screaming at me. If you continued to press the issue, I would repeat myself until you gave up and hung up the call since I couldn't hang up on you. Continue to scream louder and I would lower the volume until you sound like a mouse, not caring what you said because it would equate to the same thing you just said but in a more obnoxious way. Then you give up and hang up frustrated and I win. I got the company their money legitimately and fulfilled my job duty while being so "courteous" about it all at a wage that was no better than minimum wage. The average employment of a representative in that department was maybe 3-4 months. That's okay, there's more fish in the pond. However, I lasted a mere 2 years in that department before I went insane. I didn't fully agree with what I was doing, but they did it legally and legitimately, and capitalized on your stupidity. Plus our name was well known. We know you could never shut us down and we laughed (inside) at all your threats of taking us down. With LPC, if you don't get it and get out of line, I just hung up on you. We really didn't care what you said because we have an agreement you made and we got your money. There is no difference between the two. AT&T sugar coated things and said it all nicely but kept your money in the end and hid the terms and condition you never saw. LPC showed it to you, you just flat out ignored it and we kept your money. We ask you if you understood it in 5 different questions and you said yes.

Ask me which way I would like to get screwed? I would prefer the way LPC did it because at least if I was listening or read it, I could prevent it from happening in the first place.
42 days ago by Jack Walberger [send email]
you can say what you wish about the contract. but the fact still remains that i asked them three times to stop charging my accout. did they, yes for about six months and when i asked them the first time to stop i told them not to charge my account any more and they still kept charging my account. it was not untill i had to threnting to sue them for the money that they took out of my account. then they stoped and to be on the safe side i changed my account number too. oh and by the way i read your so called contract and i may have agreed to that but when i ask you to stop charging my account and you do not stop charging my account then you are just plain out stealling money for people and that is just down right wrong. so if you wish to push the this then i can play your game as good as you if not better, so do not tempt me .

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