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Complaints on "IC Systems, Inc."

Read more complaints on this Company

IC Systems, Inc.

Posted: 2007-12-08 by Saryn Tyler [send email]
Rude, erroneous and/or conflicting information
Complaint Rating:  93 % with 27 votes
Company information:
IC Systems, Inc.
444 Highway 96 East, 96 East Box 64886
Saint Paul, Minnesota
United States
Phone: 866 903 1001
icsystems.com

I contacted my credit card company and was told that the account had been sold to IC Systems, Inc. for collections.

I called IC Systems the first time, and all seemed to go well. I was put on a payment plan.

Then when the first payment came and was supposed to be deducted from my checking account, it wasn't on the day they said it was supposed to be. Finally, 3 days later, they deducted it. Then 3 days after that they called me demanding the payment. I called them back and after speaking with them, they at first claimed that I was not on a payment plan an d wanted to knwo when I would pay. I asked to speak with a supervisor, and after speaking with him it appeared that the account payment plan had been revoked for non-payment on the day it was supposed to be paid. I told them then that the money had been in my checking account and was there now but they had not deducted it from my checking account. The supervisor checked some more and came back and told me that it was fixed and the payment plan put back in place. He said he had found the payment.

Flash forward to one month later and I now have gotten a letter from them (note I still have not received a paper copy of the payment plan put in effect). The letter stated, that due to non payment, they were now demanding payment. I reiterated at that point, that I had already called once about being put on a payment and what had happened last month. Again, I asked to speak with a supervisor and when she came on, her name was Lisa, she told me just to ignore the letter but the payment plan was still in effect.

I tried to tell Lisa that it's very confusing and frustrating to get this type of letter after having set up a payment plan with the company but her only remark to tell me that I wouldn't be getting this letter if the bill had actually been paid in full.

This company refuses to send me a paper copy of the payment plan for my documentation and in fact told me to call my original credit card company for this instead.

These people are rude and very very inconsistent with their information over the phone and via mail.
Comments United States Collections Agencies
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More complaints on "IC Systems, Inc."
IC Systems, Inc. - Lie to your face!


Comments

109 days ago by Corrigan Arpin [send email]
These people are calling me at all hours and EVERYDAY. They are looking for someone with the last name of Taylor, which isn't even me! I have not been able to get them to stop. They are rude, pushy and refuse to stop calling. Does anyone have a suggestion for what I can do to avoid these idiots running up my cell phone minutes?
80 days ago by Mizgwen [send email]
According to the Fair Debt Collection Practices Act, once they've been told not to call, you should follow up with a cease and desist letter, sent certified. Keep a record of whom you spoke to, dates, times, etc. They are only allowed to contact you once after receipt of the letter. They are, without a doubt, some of the rudest people walking the face of the earth.
69 days ago by Ashley [send email]
I have never encountered a company that has such poorly trained, communication deficient, stammering morons in my entire life! These people have no idea how to handle debt collection phone calls. You can hear the frustration in their voices and the first sense that you're trying to challenge or question them. I just want what I verbally establish with these people to be sent to me in writing. I have spoken with three different people on three separate occasions, and not one of them knew what the other had spoken with me about or what kind of payment agreement was established.

I just spoke with Andrea, ID# 808 (I actually had the mind to ask), and she told me that she had no record of any payment arrangement that I had made with this company months ago. She then proceeded to ask me what kind of an arrangement I could make with her today. I said, "well, what difference does it make to make a payment arrangement? I never received anything in writing regarding my last payment arrangement, so it seems kind of pointless to establish anything verbally with you." She told me that due to "legal reasons" they cannot mail anything like that in writing. I said that I didn't understand why I was told to mail a request for my previous arrangement in writing and wanted her to explain it to me. She just kept repeating herself and getting flustered because she didn't know what to say or how to say it. She didn't even understand it herself.

So, bottom line is, they are not willing to put into writing any payment arrangement made verbally. I again told her that there was no point in making a verbal payment arrangement if it cannot be backed up with something in writing. She told me that she was making a note in my account that I was refusing to make a payment arrangement and that the full amount would be due in her office by March 13. I curtly stated to her that I was indeed NOT refusing to make a payment arrangement, simply that there is no POINT in making a payment arrangement if your company is refusing to give this arrangement to me in writing. She said that if I made a payment arrangement with her today that it would put my account on hold. I asked her what she meant by 'on hold'. Basically what she said was that this would stop the calls from them daily requesting payment. So I summed it up for her and said, "So what you're saying is that if I don't pay my full balance to you by March 13 or establish a payment arrangement, then you'll just keep calling me." She said yes. I said, "well, that really doesn't make any difference to me." I also asked to just have a bill mailed to me stating what my full balance is. She said that the next letter was not scheduled to be mailed out until April. What? I said, "you can't even send a letter to a debtor if they request it stating their balance?" She said no, that it's an automatic letter system.

This is crazy. These people have absolutely no problem solving skills whatsoever!!! A payment arrangement makes no difference, other than to 'hold' the repetitive phone calls you'll get from them daily. You might as well just pay what you can when you can - which is what I have been doing. I almost don't want to pay them just for spite. I've gotten used to the calls. If they think they can bully me into paying and threaten me with phone calls, they're out of their minds!
56 days ago by Lynette [send email]
I have to agree with the comments posted. I just received ANOTHER call from IC Systems attempting to collect a debt that I had unequivocally said that I was fighting and would not be paying and the woman got soooooo indignant with me and then hung up on me as if the money she was attempting to collect had come directly out of her pockets and was meant to feed her children.

They had made erroneous notes in their system about what I supposedly said to them on a previous conversation --- completely negative and incorrect. And the woman with whom I spoke this morning would not even allow me to speak. Everytime I attempted to speak, she would cut me off and yell over my voice. Then when I asked, "Can I speak?", she hung the phone up.

I understand that they have a job to do, but they have no right to call your home or anywhere else and harass you. So, I don't know about the rest of the victims, I don't know your situations, but I do know that I will be complaining to the Better Business Bureau about this company, as well as the company who referred me to this company.
50 days ago by Elena [send email]
Not only do they call everyday, but its several times a day starting around 8 a.m.
This is how it goes:
The phone rings, I answer, a recorded message tells me to hold for an important message-if you don't hold they just call back. They ask for my husband. I say he's not here, then they DEMAND to know who I am. If I hang up, they call right back and demand to know who I am. This is all for a pediatric vision check that took less than 30seconds as part of an annual physical. The insurance should have covered it.They say I owe them the money---not the doctor. They have called as many as 14 times in one day. This has been going on for at least SIX MONTHS!!! They have never sent anything in writing and Not even a bill. Any suggestions as to how I can stop it?????? It feels like a shake down. If I pay them what I don't owe, they won't harass me any more. Is this legal?
46 days ago by Mr Man [send email]
stop bitching and pay your bill... stupid debtors always looking for an excuse to not pay. if you would have been responsible enough to handle the bill when it was due you wouldn't have to deal with this!!
45 days ago by J C [send email]
This I.C Systems keeps calling our house but won't say why they are calling. They start asking personal questions like address and dates of birth but won't tell us why they are calling. There must be something I can do short of getting my phone number changed and unlisted! I only found out what this company is all about by going on line to their website!
40 days ago by Janelle Meek [send email]
I first talked with I.C. systems last fall. It has absolutely nothing to do with me. I am trying to clean up my husband's credit card mess. I set up a payment plan with the first person I spoke to. I was told that if I called and posted a payment by the end of every month that everything would be taken care of. At first I was very suspicious of the entire thing. I had not seen any paper notices from this company even though they claim to have been sending them. After doing a little research, I made the first payment and continued to make payments for the next couple months.

After a few months had passed, I was told that if I payed a larger sum the account would be up to date and I would not have to worry about overdraft fees any longer. So, I did this. The next time I called I was told that I could pay a minimum of $25.00 every month. So, I continued with this payment for the next few months.

The last time I called I was told that the account was $135.00 overdrawn and that if I simply made a payment of that $135.00 it would be up to date. I was also told that if I chose to pay by online check that I would be charged a $10.00 fee. I have been using online checks from the beginning and this is the first time that I was ever told this.

This is crazy. The rules change with every person I talk to there. I asked to recieve some type of written statement detailing the account and was told that they are a collection agency and do not send out statements, but I have been receiving statements from the credit card company every month. I have never seen one.

I am not sure that I should continue to even try and take care of this bill anymore.
35 days ago by Jacob [send email]
icsystems called my girlfriends house number which i have never given out so don't know how they got it so i called them back and told them someone called for me he asked for my phone number i gave him my cell he said it's not on file so then i told him my name and then he asked for my social i aked why you need my social then he hung up icsystems is a scam.
25 days ago by Nicholas718 [send email]
I.C. Systems is the worse thing ever since the forming of that white substance around your mouth when you're very thirsty. I had a WaMu credit account that I let slide into default. I loved the idea of paying it all off and made arrangements with the company. Fast forward to January when I could no longer work overnight and go to school full time so I stopped work. My account gets handed to IC Systems supposedly for the last three months that I'm behind.

When I speak to them they tell me how imperative it is to make the 300 dollar payment to get caught up, I tell them I can't at that moment, they tell me ok 150 will be just as good for now, I say my check hasn't cleared yet, and they insist that with just a 64 dollar payment that can buy me a week! I'm like wtf... I finally run back into a large sum of money that I plan on using to settle any outstanding things and I call them back.

They were very polite and friendly when I called them inquiring about making payment arrangements. I received a bill from WaMu and the balance is accruing interest and what not, so I'm like okay, let's just settle. So this idiot I'm speaking with tells me he's "not authorized to offer you a settlement but if you did want to settle, how much would you offer?" I lay it out on the table that I'm done with the month to month hassles and I want it over with with a lump sum. He said ok I'll call you back.

Long story short, weeks later I speak with them and let them know that until they're willing to settle, it's nothing to talk about. They tell me I'm going to be accountable for every cent and they'll keep calling until they get me. lol. while im running around shopping for my baby to be with my fiance, they call my house, starting at 8:30.. on a sunday, from california, which would put them at 5:30 pacific... who the f*#@ does that!? Now they call getting nasty with my fiance as well... I'm almost at the point where I feel like reverse searching them on white pages jsut to show up at one of their call centers to spit in a supervisor's face.

-Frustrated in NY-
10 days ago by Eleanor Daly [send email]
I must agree that these people are rude, nasty and start early in the morning to try to ruin my day. There were several atempts to work with these people. They don't seem to communicate with their staff and I keep getting mis-information. When I did atempt to work out a payment schedule with them using my fiances checking with his authorization they said instead of just giving the routing number to his bank we also included the check number, which when they went inot the account for the money it didn't go through. Since then I called, he called, we called together to see if we could work something out. They said we broke the agreement so we forfeited our right to another agreement. They called me this morning before I had an appointment with my Crime Victims worker, and I explained to them I will try to do something after I catch up with my rent which I am behind, he then asked me how do I feed myself and I told him with the help of my parents, his response was ask your parents, I told him I wasn't going to do that because they already helped me with something. They have BULLDOG tactics. My thing was before I get all worked up the thing to do is just say have a Good Day and hang up, which I did.

Anotheer Frustrated New Yorker
6 days ago by Kandi Cook [send email]
I just started receiving recorded messages from I.C. Systems, Inc. about a month ago. Firs they were for a Hispanic Gentleman that I have never heard of. I tried pushing buttons as if it were my debt in attempt to speak with someone and tell them to stop calling me. That didn't work. Their Auto dialer calls 5 to 20 times a day - all day long and it does not matter if you answer the phone or not. Today their auto dialer asked for my name and when I pushed the button a rep comes on yelling just verify your address - who are you? Whats your social security number? I asked who are you and she said "you already know" now where are you located? What the Heck is this all about? I have no clue? I told her to stop contacting me. That didn't stop the calls either. They harass all day long every day - weekends included.

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