IC System review: class action lawsuit 5

I have sued IC Systems in Small Claims Court in Collin County, TX. Case #31-SC-17-00347 titled Stephen Campbell Sr. vrs. IC Systems, Inc. If you are having similar issues of this Predatory collection company attempting to collect old debt I advise you to file a lawsuit in your local jurisdiction.

Stephen Campbell, J.D.

Hello,
I have a Credit Karma account and regularly check my credit score…I have worked hard to keep good credit…I went on the account a couple of days ago and was shocked to see that my credit report had dropped 33 points and now had a collection listed on my report. I have no delinquent accounts and keep minimum to 0 balances on my credit cards. It listed a company called IC Systems and the collections was for Cox Communications. My wife and I had a Cox account for over 8 years recently with an impeccable payment history. Cox Communications said that it was an account from 24 years ago that IC Systems purchased from them…I told Cox I did not owe the amount and they verified that… saying they would delete the account and send me an email verification. So some how IC Systems has charged me with owing $114 dollars from 24 years ago (1993). I would never have been able to keep a Cox Communication account with this delinquency. I do not owe this bill yet IC systems has taken it upon themselves to charge me with a supposedly 24 year old account, knock my credit report down 33 points, and leave me with an open collection on my credit report that I do not owe. No phone call, no letter, no warning, nothing…

Thank you,
Tim Boudreaux

Pay your bill.

I worked for I.C. Systems and what the representative told you is correct. However, the name of the company does not matter. What does matter is the fact that you have/had a bill that is/was past due that you were/are not paying on. They were contracted by the company you owe to contact you specifically to receive payment on your account. Also, depending on whether it is financial debt or medical debt you only have a limited time to pay it before it either charges off or goes to another collection agency. Further more the representatives that work for I.C. System have a salary wage and do not live off of commission so they are just doing their job and get paid either way. It's up to you to take care of your finances if you give them a chance though to help you out they could possibly to rolling payments (i.e. you owe $2000 and are 5 months past due and to get you current is $340 with a first rolling payment of $15 for the first month then you pay $25 the next and so on a so forth until you are caught up.) Also, you could most likely work out a settlement with them, however, do keep in mind there are a strict set of guidelines that the representative has to follow instilled by the company that you owe. I hope this helps you and good luck :)

I asked them what IC stands for, and they said it stands for nothing, I said "nothing" it has to stand for something!, so I then said "do you really believe that IC systems stands for nothing?, I mean who just picks 2 letters out of the alphabet and puts it in front of the word systems and uses that to name their company?" I then went on to say "it must stand for something, like maybe Igor Costanza, who may be the founder of the company, you cant with all seriousness expect me to accept at face value that the "IC" in IC systems stands for nothing!... So, does anyone have a clue?

Mike... W2AIQ@optonline.net