I had set up payments to be taken out bi-weekly. What they didn't tell me was that it was only good for one year. They didn't tell me that I had to resign again. I missed a payment and they rasied my interest rate to 29%. When I called them they refused to help me or lower the interest rate. I told them that if they could lower my interest rate that I could pay off my credit card and get back on track. They would not work with me or make any adjustments. Even the manager I spoke with refused to help me.
I had some financial setbacks and had difficulty keeping up with payments. Today, my mother called me...she was not listed on the credit card. They went to a law firm to take me to court. My mother was told that I had to contact this company and I would be taken to court.
My father died five days ago. They called my parents to get me to work with them. I called the agency and they told me if I didn't pay the $1800 in a month they would file a judgement against me.
I thought it was illegal to call someone who was not on the account or whose was not a co-signer. Midpoint is the agency. I can't afford to pay the full amount but managed to pay $400.00 I don't have the rest of the money.