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Consumer Portfolio Services Complaints - harassing phone calls, visits

Review all Consumer Portfolio Services complaints

Consumer Portfolio Services

Posted: 2009-04-21 by   catwoman34
harassing phone calls, visits
Complaint Rating:  0 % with 0 votes
Company information:
consumer portfolio services
Virginia
United States
consumerportfolioservices.com

They are terrible. They break every sarbanes oxley rule in place. They call my neighbors, get their numbers from white pages, they call my work, they told me to sell my jewelry. They called my daughter names and called me names. They finally took the vehicle, and I feel releived and not afraid of them anymore. Terrible company to deal with during tough economic times.
Comments United States Loans
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 212 days ago by   Advocate for the People 0 Votes
Consumer Portfolio Services is what you call A SUB-PRIME LENDER! It is the Equivalent to getting a loan with a LOAN SHARK! Their UNPROFESSIONAL, UNRULY MANNER, LAW BREAKING TACTICS, are exactly what you will get with a Company like this... This company's SURVIVAL is by PREYING on those who have filed BK and those who may be having financial problems! This company MAKES BANK by giving you a loan with a JACKED-UP INTEREST RATE! If you are 1 min late on your payment you can count on getting several HARRASSING phone calls! If payment is not made, they turn around repossess the car and you are responsible for the deficeit...HEY DOES THIS SOUND FAMILIAR TO ANY OF YOU THAT HAVE LOST YOUR HOME TO SUB-PRIME HOME LENDERS! These people operate the same way! However, you the Consumer has RIGHTS! The DC (debt collector) cannot call you at WORK... They cannot call your EMPLOYER... and they cannot call your REFERENCES and DISCUSS YOUR LOAN OR BUSINESS WITH THEM... They cannot THREATEN YOU, and they cannot say things such as " we are going to garnish your wages.." they cannot be abusive in any way... Each State has similar but different laws regarding repossession and it would behoove anyone to contact a Consumer Attorney to know your State Laws... There is also THE ROSENTHAL FAIR DEBT COLLECTION PRACTICES ACT... (California) You may send a CERTIFIED letter to CPS and Request that they stop Harrassing you and anyone else they may be bothering with your loan... By Law, they should honor your request... However, dont be surprised if they won't... The point is to start documenting on paper what is occuring with you and this company... BUT FIRST DISCUSS YOUR RIGHTS WITH AN ATTORNEY... Some attorneys are willing to give you free advice... Good Luck to anyone who has a loan with this Company... your going to need it...

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