Complaint Rating:

Company information:
GE Money
United States
gemoney.com

It was only $82.00 but to all of you out there trying to manage your debt, stay away from this company. To begin with their late fee on anything over $250.00 is $39.99; one penny shy of $40.00!

Be sure you understand that even though they say interest free that does not mean that you don't have to make a payment. I did make payments on their online services site. I owed $1291.92 and divided what I owed into three payments which I made monthly within the 90 day period. Funny thing is, though that the last payment never showed as being made. Because I made the first two without any problem, I failed to make a copy of the last one. Shame on me I guess, but I got a call about a week after it was due telling me that I had not made the payment. and that I then owed the $39.99 late fee and interest on the ENTIRE $1291.92. And I thought I had done everything right. I know I made that payment, and am going to try and get one of our office IT people to see if there is a way to retrieve the screen to prove it. THe whole experience feels like I have been a victim of a scam, like I have been slimed, really.

Just be careful out there, this is not my first experience where a credit card company has lied. When I used to have a mileage plus account with VISA, they would continually tell me that my check would not arrive in time even though I would have mailed it over a week in advance and it only went from CA to NV. Apparently I was not the only person to have had this experience because a class action suit was brought against VISA for this very thing.

DON"T USE CREDIT CARDS UNLESS YOU ABSOLUTELY HAVE TO.