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I also had a dental loan with care credit , which goes through ge money bank... What started out as a $500 loan, has now escalated to $850 and is still growing... i am at a loss as to what to do here. I have spoken every month to people at ge bank and they are of no help, nobody knows what they are doing, no supervision... I could send my payment on the first of the month, and it is due on the 12th, and i would still have a late fee somehow... I will never deal with them again, i don't know how i am going to pay this now, and each bill i get now has a $30 over the limit fee and another late fee... It is such a mess... What can i do? Any advice from anyone... I can not pay this loan if they do not take off these late fees... So discouraged with this all, ready to just file bankruptcy, I'm to avoid more late fees and over the limit fees... Please if anyone reads this do not deal with ge money bank.