My daughter and I experienced the same issue. It was advertised as a report in 5-7 days click button or pay $1 to get the report NOW click button. Since it was something my daughter need immediately I told her to get it now and I would put the $! on my card. During the information / continue page we were informed we could opt for added components for credit reports and monitoring (which would cost blah blah blah per month) or just go for the $1 free report.
They take their $1 for the free report - and then try to hit my card for 31.95, which was denied and after a few days they hit my card for 16.99 ... which was denied, and still continued to hit my card. I could not find any place to cancel the charges they claimed were authorized. During this time I refused to place money onto my card in hopes I could find their number and how to "cancel" the free - FREE - credit report. But it reached a point where I had to weaken because I have to pay bills.
When I was able to contact the company they said it was because a subscription had been placed on my card that was not cancelled in 7 days.
I have screenshots of the times they attempted to charge my account.