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First National Collection Bureau [FNCB]

First National Collection Bureau [FNCB] review: repeated calls 27

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9:25 pm EDT
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this company has repeatedly called my house looking for my ex husband. i ignored the calls at first because when you answer the phone, there is a recording that says if you are not ******, then please hang up. well, since i wasnt ***** i hung up. but they continued to call. so finally i answered the phone and "pretended" to be ***** since that is the only way you can speak with anyone. i told them that we were divorced and that he no longer lives at this address ot has this #. they requested to get an alternate # for him. i told them that i didnt have another #. since we have no kids there was no reason to keep in contact, WE WERE DIVORCED! they have repeatedly called my house now when i try to speak with someone (press "0") conviently "all representatives are currently busy at this moment, we are experiencing high call volume or the office is closed." this has went on for about 3-4 months and i am getting extremely tired of them calling. this is harrassment! this company should be sued and put out of business. i have seen MANY comments online about this company and all the stories are pretty much the same! they need to be stopped!

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Mitzi G.
, US
Oct 03, 2018 6:52 am EDT

30.00 has been coming out of my account by you and I dont know what for and how you got my account informtion. I am very very upset and want answers now!

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lovemydogs082010
Monroe, US
Sep 07, 2012 12:40 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

My grandmother has been getting phone calls from FNCB INC. They call multiple times a day, when my mother picked up once before they were rude to her asking about her income and how she had the money to pay the phone bill...she told them it was a land line and her mother paid it.Today 9/7/2012 they have called 4 times in 4 hours, that is every hour!I finally got a lady to pick up when I called the number [protected] the lady was so rude and I told her my grandmother had been sick and to please stop calling so much, she hung up on me.I have read all the post and it disturbs me to see just how many people they are doing this too...I hope someone can please help and put a stop to this.

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Mary J Treadway
, US
Apr 22, 2016 11:14 pm EDT

i have letter came to mail they send me 5 coupon payment for $27.40 for 3 months or $136.99 to pay off i have pay them before i went to pay month (1) $27.40 after that i cant make payment for the second time, because they took me off paying online. but, they have my one payment.12 months later ill still owe 136.99. why.? i was trying to off 5 months and stop the balance should be $109.59. ref.[protected]

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Kitty_Katt
, US
Dec 20, 2015 10:38 am EST

I received a letter stated I owed $4471.35 they will accept $1341.40 if I pay in 30 days or 6 installments of $223.57 from a debt in 2007. Which I do not owe. I paid off that card in 2007. Nothing shows on my credit report. After seeing all these comments not sure what to do now. Can they garnish wages for payment?

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AHsu.423
Temple City, US
May 21, 2015 2:09 pm EDT

@ Lola Warren Please stop paying them. This is a classic scam. They buy information of very old accounts whether they were paid off or not, and if not paid off they are past the statute of limitation usually, and they use it against you. You think you're paying off a debt and clearing things off your credit report but you're not. They are not paying the original vendors whom you supposedly owe the debt to or had had a debt with prior. Always ask for the merchant's information that the account is for and hang up, call back to the official merchant's Corporate or customer service centers, and try to inquire about possible existing debts with them.

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Mrs. Future
, US
May 19, 2015 6:52 pm EDT

It sounds like a scam. I would not pay them 1 cent if I were you.

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Lola Warren
, US
Mar 18, 2015 11:05 am EDT
Verified customer This comment was posted by a verified customer. Learn more

I had received from FNCB Inc. that they would reduced my debt from $1, 529.66 to $458.90
over 6 months period. I have made 5 payments and was trying to make my last payment of $57.23, when much to my suprised, instead I was informed that I still owe over $900.00 still. I have made my payments on time, so why are you saying I still owed this. My ref #is [protected]. Is this how you take advantage of people on a fixed income.

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NewWave
Lebanon, US
Jan 17, 2015 3:09 pm EST
Verified customer This comment was posted by a verified customer. Learn more

Just received a letter from these clowns. Somehow they claim a bank I've never used holds a $1500.00 bill for a credit card I've never had. I never used credit always paid cash and have the lowest credit score possible always have. How can this be?

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IceTPop
, US
Sep 30, 2014 10:11 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

I get these calls from [protected] (FNCB, Inc) on my cell phone. I only had this cell phone less then 2 years. My cell number is only given out to (certain) family members and very close friends. No companies I deal with get my cell phone number; as well not listed on my Facebook profile. So, who ever they are looking for, they seem not to listen to my voice mail to know that it is not the person they are looking for. I have it saying that if they need to get a hold of me, they know my home phone number.
I wish FNCB, Inc would freaking' stop calling every 5 to 10 days.
I am thinking of writing a letter, only use my first name with no address, and tell them they need to stop calling this ###-###-#### and not who they are looking for. Continue and I will file charges for harassing.
Like one person said, I might have to file a complaint to my Attorney General Office and hope they will stop calling.

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tiffytbe
Upland, US
Sep 26, 2014 4:23 pm EDT

Someone actually came to my house (and identified himself as from FNCB) two years ago after I ignored their calls. Scary!

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Carrie
,
Sep 17, 2014 12:58 pm EDT

I am being called 4 times a day or more. I do not answer because I know I do not owe these people any money. How are they allowed to harass these people like this. And as one suggested the "do not call list" must be a joke. I am on disability and do not sleep much due to chronic pain. After being up all night last night I finally dosed off about 8am this morning only to be awakened by these people calling again. I'm so tired of this but do not know how to fix it...

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mikehawk
Irvine, US
Sep 10, 2014 1:23 pm EDT

SCAM ARTISTS! DO NOT WORK WITH THEM, THEY WILL LIE CHEAT AND TELL THE LENDER IN WHICH THEY REPRESENT LIES, FALSE INFORMATION ABOUT YOUR PAYMENTS, YOUR CUSTOMER INFO, MAKE FALSE CLAIMS ETC JUST TO LOOK GOOD TO THEIR CLIENTS. THEY ARE FRAU AND HAVE IT COMING TO THEM, F*** YOU FNCB!

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AJ55
Dawson, US
Dec 20, 2013 11:31 am EST

This number repeatedly calls my house. I am ill and even my doctor has advised me not to answer any phone calls I don't recognize the number for. I get calls from many different numbers even tho I am on the do not call list which must really be a joke. Occasionally I will pick up the phone and get a recording so I hang up immediately. Three people live at this address. Nobody here has any credit card debt since the 1990's so this is past the legal time limits for harassing someone over debt. I haven't worked since 1990 and am on disability with a very low income on that, so I couldn't qualify for a credit card if I even wanted one! I wish there was a way to block phone numbers on a landline phone which is what they are calling on.

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bunny30
12635 s kostner, US
Mar 19, 2013 6:15 pm EDT

First of all, every time they call and you speak to them write down name and # they are calling from. DO NOT admit to the debt. Depending how long ago you had this they may be calling because the statue of limitations is about to run out.
If they call but you don't pick up write that down.

Then send them a letter stating to NOT communicate with you. Period. Not by phone, not by mail.. nothing (if they contact you in any way this is a violation). Make sure you get delivery confirmation.
EVERY TIME they contact you after that it is a violation. Keep all that information in one log, keep all letters with envelopes.
You can find a lawyer finder consumer law or look at credit/harassment .Those lawyers usually work for "free" and are paid when you won the case.
I won 8 cases with my lawyer and after the case this stuff got removed from my credit as did all the debt. I was laid off, no unemployment and no one would work with me to make small payments, so my stuff got delinquent.

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suckthisone
, US
Mar 19, 2013 5:57 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

They are calling me too for a debt I do not owe. file complaints with BBB, FTC, States attorney general, send a cease and desist order and sue them.

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lovemydogs082010
Monroe, US
Sep 07, 2012 12:47 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

My grandmother has been getting phone calls from FNCB INC. They call multiple times a day, when my mother picked up once before they were rude to her asking about her income and how she had the money to pay the phone bill...she told them it was a land line and her mother paid it.Today 9/7/2012 they have called 4 times in 4 hours, that is every hour!I finally got a lady to pick up when I called the number [protected] the lady was so rude and I told her my grandmother had been sick and to please stop calling so much, she hung up on me.I have read all the post and it disturbs me to see just how many people they are doing this too...I hope someone can please help and put a stop to this.

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skooterlee
Breaux Bridge, US
Apr 03, 2011 10:09 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

Watch these people. They will open credit cards in your name, then take the money they THINK you owe them. They tried to open a discovery card in my name, but it backfired.

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morebutts
, US
Sep 23, 2010 12:58 pm EDT

Have for those having trouble with FNCB
[protected] this # allows you to talk to a person.
Fncb Incorporated [protected]
610 Waltham Way, McCarran, NV 89434

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DELETEDEBTCOLLECTOUTOFUS
Minneapolis, US
Aug 06, 2009 10:16 pm EDT

IF THEY ARE KEEP CALLING YOU, HERE WHAT YOU ARE NEED TO DO BY THE LAWS:

RECORD DOWN COMPANY NAME AND PHONE NUMBER AND THEN CALL STATE GENERAL ATTORNEY FILE COMPLAINT, I LIVED IN MINNESOTA SO I FILED WITH MINNESOTA STATE ATTORNEY, THEY ARE WILLING HELP YOU AND VERY PROFESSIONAL, IF AFTER YOU ARE FILED COMPLAINT WITH YOUR STATE ATTORNEY BUT THIS COMPANY STILL CALLING TO YOUR HOUSE, ONCE AGAIN, PRINTOUT THE TELEPHONE LIST THAT COMPANY CALL TO YOUR HOME WITH DATE, TIME AND BUSINESS NAME, THEN GO TO YOUR COURT WHERE YOU LIVE FILE COMPLAINT WITH THEM AND YOU COULD SUE THE COMPANY $1000.00 FINE OR MORE THAN THAT DEPEND HOW YOUR STATE OF LAW. BUT SO FAR WHEN I FILED WITH MY MINNESOTA STATE ATTORNEY, ALL DEBT COLLECTION STOP CALLING NO MATTER WHAT SO I REALLY I TO THANKS TO THEM SO I DON'T HAVE TO GO SECOND STEP, CAUSE IF AFTER YOU ARE SEND LETTER REQUEST STOP CALLING YOU AND THE DEBT COLLECTOR COMPANY STILL CALLING YOU AND HARRASSMENT, THEY DID VIOLATION THE DEBT PRATICE LAW AND THE PERSON CALL TO YOUR HOME WILL BE ARREST BY SHE OR HE LOCAL LAW ENFORMENT.

SECONDLY DO NOT CALL THEM BACK AND PUT YOUR PHONE NUMBER IN THERE SYSTEM, YOU DOING THAT THAT MEAN YOU ARE AUTOMATIC PUT YOUR PHONE NUMBER IN THEIR COMPUTER AND THE COMPUTER WILL AUTOMATIC DIAL YOUR PHONE NUMBER DEPEND ON WHAT TIME AND DATE THEY ARE SET IT UP.

I HAVE DEAL WITH A LOT OF DEBT COLLECTOR, SOME NICE, SOME WANT JUMP OVER THE PHONE AND KILL YOU, I UNDERSTOOD THAT THEIR JOB TOO BUT SOME DID CROSS THE LINE, EVEN SOMETIME YOU ARE ONLY OWNED $100.00 BUT THEY ARE MAKE VERY BIG DEAL AND WILL HARRASED YOU EVEN ONLY $1.00 DEBT.

THIRD REMEMBER, DEBT COLLECTOR MUST GIVE EXACTLY AMOUNT YOU ARE OWN IF THEY ARE GIVE WRONG NUMBER THE JUDGE WILL REJECT THE CASE RIGHT A WAY.

THAT ALL I KNOW BUT IF SOMEONE HAS ANY BETTER IDEA PLEASE POST UP SHARE WITH ANYONE.

DO NOT PICK UP THE PHONE WHEN THOSE PEOPLE CALL TOO, LIVE THE ANWSER MACHINE ONE.

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awk2222
Hooksett, US
Apr 15, 2009 3:34 pm EDT

Got 2 calls in the last 2 days about some supposed debt that my new wife incurred in 2000.
What are the statue of limit on bad debts?

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Cheryl Cudney
Eureka, US
Feb 15, 2009 9:06 pm EST

Has anyone been successful in getting the calls to stop? The unknown person they are trying to reach at my number has to be an error. I have had this phone number for over 30 years! Maybe they have the
wrong area code... whatever... the representatives are always busing
and I have been getting the calls for close to a year now..
Please post if anyone starts a class action or has a solution. thanks

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Leta
,
Sep 20, 2008 10:57 am EDT

This company is calling for me everywhere I have never had credit through this financial institution for a bank account nor any loans or outstanding debts with FNCB or any affiliates. If an account has been set up with this bank it has been done illegally. Even if they do purchase bad debts it would be long past any statue of limitations and already have fallen off any credit report I have...Sounds like a bank is Desperate...Follow the failing Savings and Loan Trials of Hillary Rodham Clinton and Al Gore in the mid to late 80's folks... am no help to FNCB regarding this matter at this time...FNCB CONTACT the Federal Government. If others are getting calls looking for GE it is safe for you to assume it is General Electric they are looking for look up the number for McDougal Realtors in Lubbock Texas tell them to ask for Delbert McDougal...He was the Executive Management for General Electric 25 years ago...

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Pissed in VA
,
Aug 28, 2008 6:19 am EDT

These low-lifes keep calling ME AT WORK! At freaking work, repeatedly and tried digging for info from the poor rep lady. I know I probably owe money to someone, but I don't have the funds to pay this one... and ALL MY DEBIT IS PAST THE LIMITATIONS of the law to collect/file judgments on! It's amazing how many laws they are willing to break to TRY to claim money. I'm gonna start calling this company back and doing the "whistle" thing and harassing them!

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Friddler
,
Jul 12, 2008 3:30 am EDT

These stupid idiots keep calling me after i asked them to remove my number from their datebase because they are calling and bothering me looking for a person named g. E. Or geneva ellen. . . I don't have no idea who this g. E. Person is! Hell i don't even think i know anyone with those initals! We all need to sue the ### out of this company!

Friddler

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bajaskier
Fond du Lac, US
Jun 20, 2008 12:47 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

Have the telephone company block incoming calls from their number(s).

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Lisa
,
Jun 20, 2008 12:33 pm EDT

I just kept a whistle by my phone, and when they called, I blew the whistle as hard as I could into the phone. I only recieved 1 more phone call!
They are the bottom feeders who purchase old debts. Mine is from nearly 7 years ago, from a company that absolutely would not work with me (about my then situation, layed off from Intel). The other debt holders (who worked with me) were paid off. This is the last one & dropping off my credit report in November. I feel NO REMORSE for blowing their ears out!

Caller ID: [protected]
Caller: FNCB

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BSmithSpeaking
, US
May 28, 2008 1:26 am EDT

I had worked for this company and I know how they conduct their extremely unethical business and their tactics are beyond any thing I have ever seen in this industry before.

Diane Hall is a supervisor in the Reno branch and I have never seen any heartless, low life individual in my entire life. The illegal tactics that she uses are eventually going to cost FNCB, Inc., an enormous amount of fines and the doors closing . I can not believe the managers turn their head at this extremely emotional hormonal unbalanced woman.

I think she should be fired and sued for her illegal and unethical debt practices that are in blatant violation of the FDPCA.