First Recovery Associates
reviews and complaints

Repetitive calls asking for someone else. I told at least 6 callers I was not the party they wanted. Today I repeated that I was not the party they were looking for and threatened a harassment suite against them. Hoping it helps

I dealt with these jokers a few months ago when they called my mother, grandmother, and my employer looking for me and when they asked not to be contacted. They told my family members that I was in a severe car accident and they were medical staff seeking information but claimed that by law they could not tell them which hospital. I was not in any accident. They called the next day and claimed to be the police to my employer and told 2 random people who answered the phones that I committed multiple felonies for check fraud.

I called them several times and was told that they were a collection agency after verifying who I was. They said I received a cash loan for $2500. When I asked when they said sometime in 2013. When I asked what month and date I was advised they could not give that out. When I asked which bank it was deposited into. they said Bank of America, however, I have been with a Credit Union for about 10-years now. I asked them to mail me proof that I signed a contract for a loan and proof that it was deposited . They said they would only email it. That never happened. I checked all folders including Spam. Nada.

Days later, my grandmother received a call from these jokers claiming to be with the National Government for Fraud Investigations and that my family members would be arrested for harboring a fugitive (ME). Now, hold on. I have my BS.MS in Criminal Justice and Criminology with 12 years law enforcement experience and I am a former Criminal Investigator and in the past, I worked with the Secret Service on Check Fraud cases, I have never been arrested or charged with a crime!

I asked for supervisors and supposedly, they said those employees who lied about their credentials would be fired. Yeah right, The calls continued. Eventually, I blocked their phone number.

About an hour ago, I received a call from a cousin because he was annoyed with calls by these people. He gave me the same 844 area code and So, I called and the first person I spoke with; I said that I received a phone call from someone who has the same last name but not related (trying to get them to leave my cousin alone). I then asked what is this regarding. She spoke very little English. I gave her the claim number 3xs before hanging up on her because she kept reading the numbers back incorrectly.

I called back and said the same about someone with the same last name receiving calls about me (to help him from having to deal with this). The woman said it was regarding a loan that I received which i denied receiving. The company she mentioned I never heard of and then she said they own hundreds of companies (un hun). I asked which of the 100 is it that I supposedly took a loan from? She said there was no supposedly but that I had. I asked which company and she read off like 10 companies. I asked which of them and she said it doesnt show on her end. Yeah, sure!

I asked when was the loan taken and she said that I received it in 2013. I asked her to narrow it down to the month and date and she said she was not at liberty to provide me with that restrictive information. (Whatever)! I asked which bank and she said it was deposited into my Bank of America account. I said I never had a BOA account. She asked if I was calling her a liar and I said YES! She went on to say she has proof that I received a loan to a BOA acct with my personal information and she read off my SS#. I am thinking Identity Theft. I said I have been using the same bank for nearly 10-years and not BOA! She told me I was lying because according to her records they have my credit reports which shows 9 loans with BOA. First of all, why do they have my credit report; secondly, those were private student loans with the last taken out 2007. Looks like these scammers are pulling credit reports and skimming through any prior loans. When I had those loans, I still did not have a BOA account number. I asked for a supervisor and she hung up on me.

I called back and went though the same sh#! again. This time, when I asked for proof to be mailed to me of the deposit and the alleged BOA account #, month, day, and year, only then would I take any action. This woman also asked (I think I got the same person) if I was calling her a lair when she said info was mailed out 2-years ago. I said ABSOLUTELY! She said she didnt appreciate me accusing her of lying. I said I really did not care and began raising my voice. I asked for a supervisor and she went on to say the loan was for $5000 with a total of $9300.29 in late fees and collection fees but I could settle this right now over the phone for $500 but only via Western Union. -- because that doesnt sound like a bunch of BS! I demanded to speak with a supervisor and the woman said, "No. I will not transfer you to a supervisor, you are a very mean person and I want you off my phone immediately!" -- WTH! If she cant deal with upset customers especially those who feel scammed and over a company who lies about who they are to friends and family members of those they are trying to reach, then she is in the wrong business. Once again, I demanded a supervisor and she said that I was being a 'Meany" and that she didnt appreciate my tone. I told her that I didnt care if her feelings were hurt and that I wasnt going to pay a single dime until I receive proof. She said she would not send any more and that in order to avoid court and prison time that I needed to pay the settlement of $650. I asked what happened to the $500 and she said it went up due to my attitude. SAY WHAT?

I said, "You know what, take me to court." She said are you sure you really want to go to jail when I lose and pay over $10, 000 in fees including attorney fees? I said, "Yes! I would like my day in court!" I asked where court would be and she said NY. I said I am in Missouri and court does not require state by state travel by defendants. She ask, "Josh, why do you think you are better knowledge than me? Are you a lawyer?" I was like, you know what, just give me a dam supervisor and she said, "No. We dont have anyone who would want to talk with you until you learn the meaning of respect and phone edicacy. I said I would just call back until I get a supervisor and she had the nerve to tell me that repeated phone calls by me is against the law as harassment. She hung up. I tried calling back several time but not I keep getting a busy signal. Looks like they have now blocked me.

SCAM! SCAM!

These people have some nerve calling my house they don't even have the right person i have asked to be removed from their calling list they caim i owe money and i am not even the person they are looking for i am tired of the harassment they cuss you out hang up on you etc etc etc they need to be put out of business for this!