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First Gulf Bank Complaints & Reviews - First Gulf Bank Loan

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First Gulf Bank

Posted: 2011-04-10 by    radiosmith

First Gulf Bank Loan

Complaint Rating:  100 % with 1 votes
Contact information:
First Gulf Bank
United Arab Emirates
Hello All,
Having delayed payments myself because of my current financial crisis, I have been receiving threatening calls from the FGB collection department. These threatening calls include that they will send the police/cid in my workplace. Go to our HR and make a big problem for me and assures me that I'd lose my job etc...etc.. You know the standard hardball tactics they use to strike fear to you. I have missed three installments ..but been trying to catch up with my payments.
But my question here is did anybody actually got jailed for having missed three installments????
Comments United Arab Emirates Loans
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 11th of Apr, 2011 by   radiosmith 0 Votes
Thanks Mellen67, actually It's my wife who lost her job. We've been trying to make ends meet with only my salary for 5 months now. That's the reason for my delay in payments. I tried to explain this to the collectors but it seem like you're talking to a brick wall. They offer no solution whatsoever and could not come to terms with them. I have a very good track record before this happened but they don't care about that at all. I am willing to pay what I owe them if they only give me time to recover. Do you know anybody that got jailed for this?... It seems that nobody is actually getting arrested. Maybe with this assuring thought I can think more clearly.
 26th of Apr, 2011 by   radiosmith 0 Votes
Thanks Mellen67.
 7th of May, 2011 by   Natasha29 0 Votes
can anyone mail me how do i file a case against FGB. They have charged me 25, 000 dhs towards late payment fees and not willing to sort out my account. Can someone guide me how to go about this whole thing. My email address is Gnadv2001@yahoo.com
 12th of Jun, 2011 by   insideout911 0 Votes
I have been jailed and seen lot of inmates police case from FGB.. Mellen67 is correct they cannot arrest you but they can file a case and put you to jail.. it is CID or Police that will catch you.
There is no explanation for this freakin bank.. as other bank eases and make plans for their customers FGB will offer you a trapped .. a payment plan w/ high interest plus another security check which they will use again in your failure to pay.. there is no explanation for this Godlike Bank same goes with RBS( now ADCB) same tactics ..they will send people to humiliate you in the office.. they can make scenario and will irritate your office that can lead to termination as he will braodcast your debt to all co workers.. FGB told me there is no early settlement there because they are local bank. No option and no solution to harassing calls from this bank.. they have send a lot of people inside jail they dont care ... goverment dubai cannot do anything about it.. it seems like FGB, RBS, HSBC, DUNIA, NBD are more powerful than the ruling family in UAE because they are srewing workers and destroying expat life to the debt trap they offered to customers.
 30th of Nov, 2011 by   Lonetaff 0 Votes
Do not trust this bank they will do anything for money and if they have you arrested and convicted they can claim the security cheque amount from insurance so it is in their best interests to file against you and believe me they will in the end so be careful. If they suddenly call you and they seem to be too nice on the phone and requesting you to go to the bank so that they can discuss your problem, don't go, they will have the CID there waiting for you, this is a tactic they have used before. Don't think that they talk to you like shit for 3 months and suddenly they want to help you. They can't be trusted, if you can just keep paying, keep a low profile and don't go near the bank.
 16th of Jul, 2012 by   S U F F E R 0 Votes
borrow money from any other source and pay fgb cc amt and then ask for emi plan in fgb
 29th of Apr, 2013 by   sadyangel05 0 Votes
we have the same case for this, and sad to say my visa is not released because of it cause they already file a case against me. now that i can pay the previous amount due for 6mos, they still ask me to find a guarantor? what the use? are these bank cant understand that how can we pay them if i cannot work properly because of my visa is on hold? is there any other options to do? please help

sadyangel05
 23rd of Jun, 2013 by   zta 0 Votes
hi i would like to ask if imiss 1 month payment actually i am just delay for 1 week and they calling me that need to pay in the same day, and i will having a 3 week vacation in other country em i going to have a travel ban reharding this matter?

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