Complaint Rating:

I took health insurance policy for myself 3 years back in order to protect my self from any medical ailment or accidents in future. I was assured by the agent that it is the best medical policy and covers everything. I have renewed my policy thrice and was paying regular premium with the hope that this policy will protect me in case of any medical emergency. Last year when i got married i also enrolled my wife (manubha) in it so that she can also be covered. But when my wife encountered a major health problem and was rushed to the nearby escorts hospital we were assured that we will get the benefits as stated earlier but after three days when my wife was admitted in the hospital the hospital authorities informed us that BAJAJ ALLIANZ refused to reimburse stating that Gynae problems are not covered in the policy. I was asked to check the terms and conditions and when i checked i was shocked to see that it doesnt cover any disease except cough and sneezing, and offcourse no one is going to take this policy for common cough n cold.. so then i realized BAJAJ ALLIANZ is the WORST insurance company.. Escorts hospital authority(faridabad) informed us that many patients are refused at the last moment those who are registered with bajaj allianz. They just dupe people and therefore this matter has been sent in all reputed newspapers to protect common man from such corrupt companies. Reference number given to us by bajaj alliance was 1888247.