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Navy Federal Credit Union Complaints - Fair credit reporting act violators

Review all Navy Federal Credit Union complaints

Navy Federal Credit Union

Posted: 2009-08-03 by   Carl
Fair credit reporting act violators
Complaint Rating:  100 % with 2 votes
Company information:
Navy Federal Credit Union
United States

This is just a Suggestion from Personal Experience I would never Bank with Navy Federal Credit Union they are run by a bunch of Morons I have been a victim of Identity Theft since 2000 when I got out of the Military traveling via Greyhound Bus they lost all my luggage. Went to switch Buses in Kansas and went to get my Luggage from under bus but wasnt there Bags had all my Military Discharge Papers (DD214) which pretty much has a persons entire life history Since then crap getting on my credit report I dispute all the stuff that isnt mine and for every 1 thing I get deleted 4 more popup Well come Middle of 2008 credit has for most part been cleared up and I have a Extended Fraud Alert on my Credit Report (what is a extended fraud alert it means that any creditor is suppose to call me on number listed on the fraud alert to verify that it is in fact me applying before extending credit) well come middle of 2008 I went to apply for home loan and come to find out there are 2 $5, 000 Maxed out Credit Cards from Navy Federal Credit Union in my Name that I Never Applied for, Never Received, Never Used. So go home check my bank account and sure enough there is 2 Credit Cards on my NFCU Account and they have been stealing money for the past 6 months out of my Checking Account to pay for these 2 Fraudulent Credit Cards. I have now been working for over a year and a half now to get these cleared up and removed from my Credit Report as trying to buy a house but nobody will give me a loan with this $10, 000 in Debt that fucking isnt even mine I have opened Police Reports sent them to Navy Federal Credit Union Navy Federal Credit Union has failed to show me proof that these are in fact my debts I have requested numerous times them Fax or Mail me a copy of the Signed Application but nope havent sent me anything WHY? Lets see cause they dont have a application with my signature since I never applied for the damn things. So I now gave them 10 Business Days to supply me with said signed application or to immediately remove from my Account, Credit Report and Refund me all the payments for the past like 2 years or I will be filling a Lawsuit under the Fair Credit Reporting Act Well they now have 24 hours left but since court house is closed on weekends they got until 9am Monday Morning I have also submitted my story to numerous news agencies who are willing to play my story on the news So if not resolved in 24 hours expect to see them on the News as well.

If you to have had any problems with Navy Federal Credit Union please let me know.
Comments United States Business & Finances
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 101 days ago by   Jon Awalt 0 Votes
I Agree 100%. They keep reporting that I owe them money from my credit card on my credit report after 15 years when it was part of a bankruptcy. When contacted they said I owe them nothing but they will keep reporting it because I screwed them.
Navy Federal Credit Union SUCKS
 51 days ago by   J D Wright 0 Votes
In my opinion, it appears from my son's loan account statements that Navy Federal Credit Union has been applying a significant part of his payments to "other charges", excessive interest charges, and excessive P3 payments. I am a forensic accountant and have had two CPAs and an attorney look at the statements and they agree. The application of these funds is in direct conflict with the signed Promissory Note. Analysis shows that approximately 42.5% of everything he has paid has gone to these charges. His interest rate is only 8.15%. I have contacted Navy Federal officials on numerous occasions who deny that this has occurred but cannot explain why the money was not applied to the principal. In order to take legal action, I must find others who have experienced the same situation. Please contact me at j_wright0@hotmail.com (notice the underscore between "j" and "w" and the number "0" before @) and provide contact information.

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