I have just settled a lawsuit out of court with this company. They will pay my attornies fees, I get a $300.00 personal settlement check and they will remove all negative collections data from the three credit reports. It does pay sometimes to argue. It was an old AT& T bill for a Cingular Cellphone early termination fee - remember ATT bought Cingular. What I did was keep a record of when they called, and even was able to record one of the treatening calls. When they called my ex-husband (who I divorced over 15 years ago) I knew I had them. Here is the attorney who helped me.
Krohn & Moss, Ltd.
120 W. Madison St., 10th Fl.
Chicago, IL 60602
(312) 578-9428 ext 242 (office)
(323) 988-2400 ext 238 (alt - office)
(866) 870-0941 (fax)
They can not help with every collection company and they can not always settle but they were very upfront with me before we started whether they thought I had a case.
Thank you Adam for all your help