Complaint Rating:

Company information:
NCO Financial Systems
United States

About a year ago, I missed a call from a company called NCO Financial Systems, saying they're trying to collect an outstanding debt of $610. I was very confused, I had never been sent a bill for that amount from anyone, and to my knowledge had everything paid off. Ten minutes later they called again. I picked up, and it was an automated message from a computer telling me to pay my debt. I'm sorry but I will not pay a debt I know nothing of or who it's originally intended for. So I hung up and went about my day. Fast forward a few months they called again, and again, and again. Everyday 2-10 times a day, always automated. I finally found a their "business" number and called them. Automated again, with an option to leave a message. Left a message never got a call back. Finally I found an option and got their business hours. Well by the time I can talk to them they're "closed" yet they call me with these automated messages upwards to 10pm at night. Now it's been a year later, with no idea still what this debt is for, I still get the calls, and get no human to talk to. So I decided to leave one more voicemail for them. This time I got very firm in the message. This message was also left at 5:30pm. Which is after their business hours. Five minutes later, I finally got a call from a live human. I asked what my debt is for, they say it's medical. I ask who it's from, they say it's medical. Then he changed subjects, and got talking about my message I left. He said it was very threatening, and to expect a police officer at my door to arrest me for "threatening" them. Well cop never showed up of course. I have told them to send a rep to my house with credentials, because I don't believe their really is a debt. They tell me they do not conduct business this way and to pay my debt or else. Well come today, I got 11 calls from them asking to pay the debt, can way say harassment?