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Credit One Bank Complaints - Unable to verify payment

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Credit One Bank

Posted: 2008-09-17 by Dolphin  [send email]
Unable to verify payment
Complaint Rating:  100 % with 2 votes
Company information:
First Bank of Marin
PO Box 6055
United States
fnbmarin.com

On 9/2/08 I made my payment on line and received a confirmation number. Today 9/17/08 I receive a call stating that my payment was not made and that I could make a payment over the phone. When I told them that I had made a payment and had a confirmation number I was informed that that number ment nothing and that even if I had a print out of the receipt it was no good. I did not feel that I should have to pay a 29.00 late fee when my payment was not late. I spoke with a supervisor whom also informed me they could not track a confirmation number and he would not remove the late fee.

I work in collections in MA and know that the fee could of been waived very easly and that a confirmation number can be track.

Needless to say - I did call back had the 29.00 fee waived and closed my account with them.
Comments United States Credit Cards
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 374 days ago by Laura K.  [send email] 0 Votes
The same thing happened to me!!! I made a minimum payment online because I was out of town and received a conf. number. The payment never went through and I never knew because I had a number. They told me I should have kept up with my account, but if you sit down one day and pay all your bills and have conf. #'s, you don't exactly think you have to check up on it.

Now they have reported me to Experian for that and I called to dispute, telling them had a conf. # and they said I typed in the wrong sec. code for my debit card. I don't understand why I got a conf. # if the card supposedly wasn't even valid. Now it's on my credit even though I attempted timely payment. Just when I was rebuilding credit . RIDICULOUS!

This happened to me in Sept. 08, too.

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