Complaint Rating:

Company information:
GMAC
3001 E Camelback Rd
Phoenix, Arizona
United States
Phone: 480-515-6143
www.homecomings.com

Homecomings Financial forced my account into
delinquency by blocking access to their mandatory
payment system, delaying or reversing timely loan
payments, applying payments retroactively to cover
those they'd delayed or reversed and refusing payments
that would cure the default . This company's misdeeds
have put me at risk of foreclosure but a calculated series
of roadblocks has been erected to prevent me from recourse.

They continually send letters requesting that I call to discuss
my options, schedule meetings or fax information but when I do,
I'm referred to someone who's on vacation, my call is dropped
during transfer, appointments are no longer available or my faxes
have not been received. This vicious cycle creates a paper trail
for the company while making me appear unresponsive and is
obviously intended to establish a bogus loss mitigation history.

This company is publicly committed to preventing foreclosure
and was istrumental in founding the HOPE Foundation but their
true objective is to defraud America without restraint, which
they accomplish by misapplying funds, sabotaging communication
and manipulating records. Homecomings Financial is operating in
violation of the Truth In Lending Law, the Fair Debt Collections Act,
a number of Arizona Statutes and their own Principles and Practices.