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Chase Mortgage, Orlando, Florida Complaints & Reviews - PRINCIPAL REDUCTION

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Chase Mortgage

Posted: 2012-09-17 by    

PRINCIPAL REDUCTION

Complaint Rating:  100 % with 1 votes
100% 1
Contact information:
CHASE MORTGAGE
4890 HEARTLAND ST
Orlando, Florida
United States
Phone: 321-947-1550
MY NAME IS JOSE A. GONZALEZ
EMAIL salsabor77@yahoo.com
CHASE ACCOUNT 0024197527
WITH THE ASSISTANCE OF NACA WE NEGOCIATED A MODIFICATION IN WHICH ACCORDING TO NACA CHASE MORTGAGE WOULD LOCK ME INTO A 2% INTEREST RATE FOR THE LIFE OF THE LOAN . AFTER THE NEGOCIATION
CAME INTO AGREEMENT CHASE SENT ME AN INCREASING INTEREST RATE FORM 2% ENDING IN THE NEXT 5 YEARS,
TEND AT 6.5 % WHICH TO AVOID FORCLOSURE I AGREED AS LONG AS WE CAN CONTINUE TO NEGOTIATE THE 2% INTEREST FOR THE LIFE OF THE LOAN .ALSO ON THE NEGOTIATIONS WAS THE FACT OF REDUCING THE PRINCIPAL
OF THE LOAN .IN MY NEIGBORHOOD THE SAME HOUSE IS WORTH 150, 000 . MY LOAN AMOUNT WITH INTEREST AND PENALTIES HAS RISEN TO 378, 000 .
I CALLED CHASE AND ASKED FOR ASSISTANCE AND THEY REFERED ME TO WWW.NATIIONALMORTGAGESETTLEMENT.COM WERE WITH THEIR HELP ENDDED UP CALLING THE FLORIDA ATTONEY GENERALS OFFICE AND WAS ADVISED TO SEND THIS COMPLAINT.
I ALSO CALLED CHASE IN REGARDS TO TROPICAL STORE DEBBIE DURING JULY 16 THROUGH JULY 21ST WERE MY HOUSE SUSTAINED WATER DAMAGE NOT COVERED BY MY HOMEOWNWERS INSURANCE .CHASE PLACED ME ON A MODETORIOUM SOLUTION WHICH WOULD ALLOW ME TO USE MONEY FOR REPAIRS TO THE HOME . THE TIME FRAME GIVEN WAS 90 DAY'S COMING UP OCT 2ND 2012 AND THEY WANT THE 90 DAY MORTGAGE AMOUNT DUE .
I AM A SALES CONSULTANT FOR HUDSON'S FURNITURE AND AS THE ECONOMY ROLES AFFECTS MY OVERALL INCOME.
I'M ON A 100% COMMISION PAY STRUCTURE.BEFORE JOINING MY CURRENT JOB I WAS EARNING TWICE AS MUCH AS I'M EARNING TODAY .MY MODIFICATON WAS BASED THEN ON THAT PAST EARNING RATE .TODAY IT'S DIFFICULT FOR ME TO MEET THOSE REQUIEMENTS AND THIS IS MY HOME FOR 8 YEAR'S.I'VE BATTLE 1 FORECLOSURE AND 2 MODIFICATION'S. THE HOUSE IS IN EXCELLENT CONDITION WHIT THE NOW EXCEPTION OF FLOOR DAMAGE DUE TO THE STORM MENTIONED.
WHAT I'M TRYING TO RESOLVE IS THE REDUCTION OF THE PRINCIPAL WITH THE ASSISTANCE OF NACA AND CHASE AND YOUR OFFICE AS MEDIATORS.CHASE SAID THAT I COULD NOT SUBMIT A CLAIM TO BE INCLUDED IN THE SETTLEMENT CLAIM SIGNED IN AND ABOUT APRIL 4TH 2012 . I WAS NOT INCLUDED OR GIVEN THE OPPORTUNITY TO FILE AND OR BE CONSIDERED FOR THIS, AND POSSIBLY BE INCLUDED FOR THAT PRICIPAL REDUCTION PLAN.
PLEASE ADVISE
THANK YOU
Complaint comments Comments Complaint country United States Complaint category Mortgage Companies
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