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I also have found myself livid... checking acct has more than enough funds, called bank, they have nothing to do with it... checks denied in past 3 weeks from Ashely furniture, Sears, JCPenney, and today Macy's... they all give me a number to call, but if I use my debit card linked to same acct... transaction goes right thru... so needlessly voiding out 4 checks, giving my driver's license number and all my personal information, which should be a part of the so called privacy act... and still the checks are denied... I finally called certegy and they told me go on line, site is secure, and fill out our gold application, which asks all kinds of personal information they don't need to know... I am more than livid and just emailed the company, which will probably not respond to me...