BMG Rights Management review: payday loan scam 50

I received a call today from a Sam Smith in benton county arkansas, with BMG Financial and said i had a payday loan from 2011 from a bank i hadn't banked with since 2004, they are going to serve me papers, any ideas as to what i can b do

It's both comforting and distressing to read so many versions of my own experience over the last three years. The common denominators are using bullying to collect on a closed or non-existent account, phone calls from various areas codes all over the country, and BMG. I hate to tell you this Ronda - but you will continue to hear from them. I've done the same thing as you many times - I've provided evidence that the account was closed with no outstanding debt, I've told them I know they are a scam and demanded a written statement of validation of the debt, and have been told a number of times that they had closed my account. In a month or two or even less you'll be called by someone else. They use "spoof" or "masked" phone numbers - meaning the area code and location in your caller ID is not where they're actually calling from. I once received a call from Fresno CA about a week after receiving a call from Illinois. I thought the voice from Fresno sounded familiar so after ending the Fresno call I blocked my caller ID and called Illinois - the same person answered the phone. They're shameless. They wont admit to being the same person you've spoken to countless times. Every time you explain the details and facts of your particular case which should begin a process of verifying and closing the case you're simply wasting your time. They know the debt is not valid and don't care. HOWEVER, the fact that they are engaged in an outright fraud does have some benefits. They cannot reveal what company they actually are and WHERE they actually are. So none of things they are threatening any of us with - court cases, wage garnishments, law enforcement involvement - can actually happen because it order to do any of those things they have to identify themselves to a court or to law enforcement. The same is true of a standard letter of validation of the debt - it has to contain details such as who and where they are. So they can never actually validate the debt - which means they can never collect it. After complaining once I received a "validation letter" but it may as well have been written by a grade school student. It was entirely deficient in meeting the legal standards for what has to be in a debt validation letter in order for them to legally pursue collection. That's the good news. The bad news is they are all about the telephone. You'r'e going to get calls. I'm retired so there's no job for them to contact - so I just keep adding their numbers to my call block list and I have always more blocking spaces than they have phone numbers. You can also change your number and remove it from public listing. They operate based on a single piece of information. All of us seem to have had a payday loan at some point over the past five to ten years - usually on on-line because a lot of those businesses come and go like lemonade stands - and the probably sell their information. Make no mistake - this is a crime. It's wire fraud because their primary means of perpetrating their fraud is the phone. And because they work across state lines they are engaged in a federal crime. The problem is it's not easy to track them down. It a lot of investigative time to come up with a result - and it does come down to a dispute in each individual case as to whether there might be a legitimate debt in there even though they have completely shredded the rules for legal debt collection. If anyone has an actual physical address that someone associated with BMG really is at please share it. On this site alone there is so much evidence of fraudulent activity and if enough information becomes available that law enforcement would know where to go investigate one of these phone boiler rooms then the mass of our collective experience would go a lot farther with getting them to act than if we just complained individually. And my experience and my theory is - that it might be just one boiler room. Buffalo NY came up in one post above and it has come up for me as well. So has Los Angeles. I had managed to isolate the phone calls I was receiving to a Los Angeles area code - even though none of the actual calls had come from that area code. I did it by cursing one of them out so badly and then hanging up on them - and the next thing I knew my phone was ringing and it wasn't any of the previous numbers - it was an LA number - and the woman I had just cursed out was calling me on her cell phone to tell she didn't appreciate my language. From that point on whenever they called I would answer and say "How's the weather in Los Angeles" and they hung up immediately . The important thing is NEVER think you can end this by paying them something - because, like the phone calls themselves, it will just let them know they've got someone who thinks one payment will buy you peace and quiet. If they're willing to make up one debt they'll make up a second one a couple months later, and on and on. Be strong and don't be afraid. And if they're calling your work tell whoever, your boss or office manager, that this is a scam and they should not take their calls or take them seriously - and if they're skeptical ask them to try to get a company name and physical address that they can then verify on the internet. And then point them to this site. These ### can NEVER win.

I was called today and was told I owed for a payday loan I took out in 2011. I told the rep that I've never taken out a payday loan. She transferred me to her "supervisor". I was told the money was deposited into a credit union account that I have. I was told that I applied online and stopped making payments so it was sent to collections in 2012. The guy had my social and address I moved away from in 2006. He said I need to file a police report because I owe $900 plus and I have to pay if I don't report identity theft. I said I'm not calling anyone and to send me validation of this debt. I told him I closed that account in 2007 so how was money deposited in it? That's when said he would close the collection account and they won't contact me again. That easy?!?! SCAM!

i just received a call from a Ray Garrett at NEA Group who 'bought' a contract from BMG. I owe $987 from 2012 but they will settle the claim for $527.86. He said the first and last Tuesday of every month a 'server' comes out to serve papers for the claims. The called my workplace and reached my desk through operator. The # is [protected]. A search of this number shows it coming from India.

These guys had someone call me and leave a voicemail from an unknown number. The woman, Karen Brown, said she was an independent process server from my county and was coming the next day to serve me with legal documents. I called the call back number she left, a Houston, TX number, [protected] and they told me they were from BMG Financial and that I owed monwy from 2011 and that I wrote 2 bad checks (I don't even write checks, never have) the man I was speaking to said all evidence pointed to me that I did this and that if I went to court, I'd have to pay $4, 000 because now they wanted triple the amount, but if I paid right now I'd only have to pay $832.00. I'm telling him I'm not abut to pay for something that I didn't do. Then his "manager" comes on the phone and he's asking me if I filed a police report since I'm saying its fraud I said no so he says well honestly 99% of these cases are won by the plaintiff if you don't have a police report. He's telling me I'm better off paying the $832 now instead of going to court. The entire thing was bogus. He asked if this was the first I've heard of this and I told him nothing like this is even on my credit report. He says it wouldn't be on my credit report. More lies. Then I googled the name they gave me, BMG Financial, and that came up as a mortgage firm in Florida. Clearly scammers who are trying to get money from any and everyone who is gullible enough to pay them. Please beware.

my husband recieved an unknown call they left a message to call [protected] spoke with a jason lords...they said they were representing canyon creek management and bmg group for an online payday loan that went to collections in 2011...webhave never gotten a payday loan online...these people are ridiculous

I received a call from National Asset Processing saying they are taking me to court for a pay day loan which was taken out ion 2-16-11. they are threatening me to come to my house and to my job, They are rude, i told them they were a scam and they hung up on me

I just received a phone call from a [protected] number stating they were a group called LAM calling on behalf of BMG. They said I owe them $680 from a previous delinquent loan and if I don't settle this more legal action will be taken. They couldn't give me any information on when I supposedly took out this loan or any other information of that sort. Also everything they were saying to me didn't make any sense and was all so confusing. So while they were talking I decided to google this BMG group and came upon this page which showed other people have been through this before and it is all a scam. This whole situation was scary and frustrating because I was really considering to settle this situation, but luckily I did some research!

I received a call today from someone named James Jenkins (Phone number [protected] from PMC, LLC on my caller ID) who stated that I took out a BMG payday loan in 2013. While I did take out a payday loan in 2013, I paid it back in full, immediately, and have documentation confirming that. Like in the messages above, Mr. Jenkins threatened me with immediate legal action if I did not pay $588 immediately to avoid legal ramifications, court fees, etc. He also could not supply me with the original loan paperwork. He was rude, talked over me, and refused to field any of my concerns or questions. So, I guess I'm just adding to the above sordid pot. It sucks that people like this exist in this world.

I obtained a copy of my Experian Credit report, and on it was this account for National Credit Solution for BMG Music. I have not ever had a BMG account and would like this removed from my credit report.

I have been receiving harrassing calls from BMG LLC stating I took out a payday loan in 2012. I did obtain one from another company in which the debt was paid within weeks. Lesson learned! Since April 2014 I have had 3 companies call stating the debt was never paid. They were quickly shut down when i offered to send them the letter of declaration of being paid in full. This particular company however isn't so easy. They call stating that they will garnish my wages, send me to court, be served at my place of employment for fraud. The only info they have is my email and last 4 digits of my social. With all this frustration, I sought legal advisement. They informed me that the debt collector must provide me with the original loan #, date of deposit and/or the original loan paperwork, which they never have.They also are generally calling on behalf of their "client" but will never tell you the name of the company. How am I able to confirm anything since i never took out a loan with a debt collector. There must be another name. I have requested them to email the information, they cant. I asked them to provide the supposed funds were deposited they give me the month without a date. Very frustrating! Month will go by in with nothing then it starts back up again. How can I have this stop forever?

I have been getting calls for years fro BMG or people representing them. Even calling my place of work and I've since retired and their still calling and they have called family and friends bugging them to death. None of their so called borrowing money lines up with anything on my checking accounts! I even had copies of my checking account to have ready for comparison to what they are telling me.
I received two letters today from a collection agency saying I owe all this money! I don't even know of these people! So fed up these people have haunted by these people since 2008! It's time something is done about these crooks ###! Oh I was also told they would send the a policeman to serve papers on me and put me in jail! I waited no one came! I told them to go ahead!

I have been receiving calls from a loan with BMG back in 20011. calls just started in January 2015. a Joe Lane at ACH Recovery stated he was with court remediation with my county which I found out is a lie. his number is [protected]. Also at same time an Anasazia Group Veronica has been calling me threatening court papers. [protected]. I closed my bank acct. back in 2011 to stop charges now I have to close my credit card and get a new one, because I just found out Im being scammed. I just made a report with FBI internet crimes division. This is insane. I was really terrified. I am a single mom with 3 kids and barely pay my bills as is. I never authorized the loan in the first place. Take me to court let me speak to a judge. Lets see what happens when I don't take their calls.

I got a call from [protected] claiming to be Pinnacle something. They said they could only speak to me and if they didn't hear from me by 3pm, they'd locate me. They called at 4:30. Georgia is in my time zone. I say let them find me. Between work and recreation, I'm only home when I sleep, and they don't want to mess with me then.

I have been also getting phones call from this collection agency stating that I owed from a previous loan back in 9/23/11. The person whom I spoke to was Tony Johnson at [protected] and her extension is 1003. I never took out any kind of loan with this company BMG. Well! they scared me so bad that I started to make payments to pay off the loan. It started out as $300 and ended up as $600. I have one more payment to make and I just called to check and make sure this was my last payment and the phone number was not available right now. I could not get through on this phone number. Now! I am really scared. What do I do now?Shoud I stop this payment or what?

So glad that I found this site. I have been receiving harassing calls from a local company claiming that I took a loan out ( one guy said 2007 the next guy said it was charged off in 2009 but I never heard of this company until now I did have a loan out but it wasn't through the company that he said he represented.) I had legal action pending against me. I paid this loan off back in 2011 ( was living reckless and not being responsible) and the payment is on my bank statement needless to say the company to which I made the payment to never sent me a paid in full letter. But any way this company states that even though I paid this through another company and the fact that the payment is on my bank statement that doesn't mean the bill way paid and I was going to be served papers through the courts. So we went back and forth about this issue I kindly explained to this guy my bank statement is my proof that I paid and I wasn't about to give up more money just because the company I paid didn't send me a paid in full letter I had my proof (the amount he said the loan was for was the exact amount my payment added up too and I gave him the dates of the payments and the amounts). The guy tried to tell me that my bank statement wasn't proof of payment he went on about that's like going to the store and making a purchase and not getting a receipt. In my mind if you pay with a bank or credit card and your statement reflects that the bill was paid that's the same as a receipt (please correct me if I am wrong). So needless to say this conversation ended with me telling him that I will not be paying this bill again and they will be contacted by my lawyer. I just want the harassing calls to stop because they are not getting anymore money out of me.

I got a call from ms Hilliard from a pinnacle management company and I told them to go ahead and serve me the paperworks legally but the. She backed out again and asking me to pay the amount of 260.00 that u supposedly owed from they BMG payday company that I never took out in the first place glad I researched this one and found all of this complaints against them. I will be filing legal action to them so they can be stopped from harassing people. Ridiculous. I told them to serve me the papers and I will be gladly waiting. Number that she calls me from is [protected].

I AM CONSTANTLY GETTING HARRASS FROM THESE PEOPLE AND THEY ARE CALLING MY DAD PHONE AND SISTER PHONE BLOCKING THERE NUMBER, TELLING THEM THAT I HAVE BAD CHECK CHARGES AGAINST ME, , THEY ARE PISSING ME OFF, ITS ONE THING TO CALL ME BUT TO CALL MY FAMILY MEMBERS THATS ANOTHER THING... THEY NEED TO BE STOP! THIS IS RIDICULOS AND ITS NOT RIGHT FOR THEM TO KEEP DOING PEOPLE THIS WAY.. THEY ARENT GETTING ONE DIME FROM ME NO ONE.. WE SHOULD GET A PRIVATE INVESTIGATOR ON THEM AND THEY THEM TO COURT, , SUE THE HECK OUT OF THEM.. IT IS ALSO SCARY THAT THEY HAVE SOME OF MY INFO, , , NOW I CONSTANTLY HAVE TO CHECK MY CREDIT REPORT TO SEE IF THINGS ARE OPEN IN MY NAME THAT I DID NOT AUTHORIZE. THEY NEED TO BE STOP

I am getting these calls too, regardin g my husband. They have called my parents and his parents as well. We have spoken to Cain Marco, Matthew Antonelli, and Ashley. Phone numbers [protected] and [protected]. I called the Sheriff's office, it's a scam. We are filing complaints with the state attorney general. Don't give them any information-they will use it to make their story seem more valid later on! Don't give them any money. Do not answer the phone.

5/29/14 - Received a call yesterday for my son who does NOT live with me. They stated he owed $710 on a payday loan from BMG Payday One from July 26, 2010, but they would settle for $470.00. I told them I would call them back when I spoke with my son. I called them back today -- it took them FOREVER to find the man, Richard Porter, which is the name the man I talked to yesterday gave me. When I told him I had not talked to my son, but told him I had talked to my lawyer. I told him before I agreed to do anything on behalf of my son, I wanted something in writing as to how much my son originally received and all the information as to the bank account my son used, etc. he said he could only give me information if I AGREED ON A SETTLEMENT. After arguing with him back and forth, I finally hung up on him.

i have not heard from them since i told them i got a lawyer and called a detective give it a shot

My husband and I just got a call from theses people saying that my husband had taken a loan out through BMG in 2013 which he never did. I talked to 3 different people at 2 different phone numbers what do we need to do? They are threatening to take my husband to court.

i just got a phone call from national credit saying i owe for a different loan. another scam as soon as i told them i was talking to a lawyer and detective iwas placed on their do not call list. maybe try it and see what happens.

i also have been getting calls from BMG Financial saying i owe 680 on a loan i took out in 2008. Iclosed the bank account in 2007. They had my banks name and everything they were going to bring my court papers to me 3 weeks ago and have called my parents and my wifes parents. Do not fall for this scam.

My husband and I have also been getting calls from Hamilton Processing trying to collect 600.00 fir BMG. Supposedly I talked to an attorney who threatened my husband with arrest. We checked our account on the two different years that they gave us and we never received any money from them and we have never dealt with BMG. Called my state attorney generals office and they said it was a scam. Then they had me call the Office of Consumer Credit and they said it was a scam. They then had me call the Federal Trades Commission who will be sending me a complaint form. Any time that you go on an unsecured sight like the payday loans anyone can get your info.

Got a call from a Marcus Douglas, said to call him Marc. Didn't get his company name. He just started with asking for my boss and stating that the call was about me getting arrested for Fraud for a transaction made to first financial when I would ask a question or comment he would be rude and angry. When I finally got to ask for his company name he got angrier and stated that I would never talk to him again, so I stated I didn't care I wanted info. He hung up. Figures. His number [protected].

This Company has also called my job stating a garnishment of my pay if I don't make
arrangements to pay the outstanding amount I have never had a payday loan with
this company someone stop them from harassing me at work

I'm getting the calls in PA (1/5/14)exactly like you just described same name same rhetoric. What info I could get out of him didn't match. Finally told him to send the sherriff with the warrant so I could talk to a judge. Then he back peddaled and tried for the cash settlement again. What a lowlife piece of ###. Had the same call from same guy like six months ago how does he not get caught.

This "BMG" payday loan collection scam and hard ball collector is getting around...! BIG TIME!
It appears they bought my banking, address and SS information some information from a payday loan company - that was paid !
A BMG investigator or collector (with a Southern American accept) started lo it late today by calling my elderly Mother in another city, she inturn called me, I called them back.
They are total hard ball, they said I am involved in BANK FRAUD from BB&T and they are seeking $1, 750 debit card payment today IMMEDIATELY for payoff of an old FULLY PAID $300 payday loan from mid 2009! The caller, says his name is Bill Larson states they are from Larson & Associates in Tampa but have Dallas/Irving Texas phone number [protected]. They have a very hard attitude, and making threats of to turn me offer to FDLE and Florida State Attorney to authorize an arrest and pickup warrant. Says I will get booked, go to jail and pay a $5, 006 bond to get out unless I make a secure settlement payment of $1753.00 within 30 minutes.
WFT is this legal? Not from what I am seeing.
Does anybody else have the same situation or issues with BMG Financial or Larson & Associates?
WTF! A collector with a, Texas phone number (21

I received a call stating that i owed $1350.00 to setting a loan that i had taken out in 2009. Sharon Jackson was the person that i was dealing with on the phone. She was very unprofessional in stating that i had 15 minutes to settle or she was issuing a warrant for my arrest and going to make sure my D.L was also revoked. When i tried to tell her that i did not have that amt of money she hung up on me and said have a nice time getting arrested at my Job and being embarrassed. I called Sharon back and she stated "I don't know what you don't understand Mrs. ***** but you had 5 min to make payment or I will send over the warrant request to your county police department." I of course am scared to death and don't want any issues but i don't know if i really took out a loan through them as she gave me a very strange case number but no other information. I have done my due-diligence on researching this and keep coming up with pages stated that they are not BBB certified, have been kicked out of California for the same type of practices. She had reached me through my father-in-law's number and had my very old bank acct. info, my very old email address and my employer name. When i would ask for information Sharon would tell me she had to get my file and then would ask me to hold and would disconnect the call and i would call back and she would be very snooty to me and again say things like "i don't know what you don't understand this is very serious and you will go to jail". Sharon stated several times that i broke the law and created a bunch of felonies. Scared please help!

BMG has sent me a letter as well stating that they will be filing a suit against me for a loan I never made. The initial loan was suppose to be 350 and I now owe them 850 from 2012. Some of the information is correct and some is not but I never made a loan with them. I just received this email in September 2013 complete with a case number and a call back number. I missed the email until today when I was cleaning out my box. They claim that they mail to my address but I did not receive anything. This is scary but I was relieved to find I am not alone in this and will follow through to a resolution.

I got a call today from pmc saying I owe 350.00 from 2008 and it is now 4000 and that I am being charged with fraud and the attorney will take my taxes and husbands checks all i got out of all of it was BMG I have no idea who they are. I asked what state did I take out the loan and she would not tell me, also she said she was here to help but when I argued with her she said I am just letting u know that this money is coming out of your husbands check n urs accept I dont work and she could not tell me where I woked

I just got the same type of call from [protected] saying they are lawyers and I am about to be arrested on federal fraud charges for a loan taken out with BMG. They said my bank name. My email address. And asked if I was still employed at ", , , , ". I did not answer the last question as my husband (who was on the phone with me) told me not to and she said ok ya know what fine, we will proceed and have them come arrest you on the warrant and you can thank your husband later and she hung up on us.

I am so glad that I decided to research more about this company. I received and email from a Troy saying that I took out a loan in 2008 and that i didn't pay them. It was weird because when i called he just said hello like I called his home number. Didn't state what company he was with or nothing and funny thing is that they had all my old information but my email has remained the same. I even asked why are they just now contacting me about something in 2008 if they had my email address.. He didn't have an answer for that. What was even more funny was that when I talked to him the first time the name of the company that he stated wasn't even the same name of the company that he was calling me with the 2nd time! He keeps saying he will call the company and get back to me but he will not give me their information directly! I'm glad that I do my research!

Received a phone call today from a Vivian with Legal Offices Mutual stating that I owed a payday loan from BMG also known as Triple A services from September 2011. Vivian called from [protected] with a case id# claiming that I had a pending fraud case with the local district court in the county I live in located in NC. Vivian claimed she worked with the summons processing division. She also claimed in my return phone call that she had verified with my bank that I had received the funds and requested the bank to revoke any authorization for repayment of the so called funds I requested over the Internet. Vivian also very professionally let me know that they had my IP address from the computer I used which matched my actual address. She stated that she will contact my human resource department so papers could be served on my job. Little did Vivian know I also checked with my bank who denied any communications and verified there was not any transaction posted to my account from a loan during that time and that the employer where she was going to have papers served is a local detention center. Needless to say Vivian was not a happy camper and refused to give me any documentation on the so called funds that I had allegedly requested.

Just received a call today stating I owe money on payday loan which I took out March of 2012. I had some identity thief and have a police report on file with Phoenix/Chandler Policy department. I have also put in a compliant in with the Arizona Attorney General office... Number [protected] (BMG –EPayDay)

Hey folks they are doing the same to me. Go the FBI's website and fill out a complaint form, This is fraud and blackmail. I recorded the conversations and sent those also

I have also been getting calls the past couple of days. I answered one call and a lady said she was a private locator and that she needed to meet up with me to give me some papers, I asked for what and she told me she didn't have that information but I could call a company and she gave me a number and a claim number. When I called them I got some jerk that couldn't tell me anything and kept putting me on hold. He just said that I had a loan for a company and I owed 630.00 and if I would settle they would remove the 200.00 locator fee. He couldn't tell me the company I took the loan from or anything after putting me on hold 3 times he told me that the loan was through BMG a year ago and that I was going to be charged with fraud and something else. I asked to speak to a manager and he couldn't tell me where the money was sent or if it was a check. Finally the man gave me the last 4 digits of what he said was my routing number they did not match. Now I am getting calls non stop from a local number that I can't find any information on.

I also received a call today, but mine was from some Brian Davis from Westwood, told me that I am going to be served papers for defaulting on a payday loan. A loan I never recall taking out. Said that I owe BMG 1100 for loan and legal fees but loan was originally for 300 and would settle for 600. Told them no. Told them that I had filed bankruptcy back in 08 so they would not be able to take me to court. Brian then told me that there was a clause from BMG that I would not include this in a bankruptcy. I said if that's the case then why doesn't any financial company put clauses in so all their money is guaranteed to be paid back. Offered my lawyers name and number but wouldn't take it, and said that it wouldn't help the situation and that a lawsuit was still going to be filed. Glad that I found this site and that I'm not the only one being harassed.