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| They have done the same thing with me, especially over the last month. They say that they put through the larger amounts first, then the smaller amounts because they wouldn't want your rent check/mortgage pmt./insurance pmt., etc. to be returned NSF. How caring of them. In relity, they put the large amount through first so they can charge you 5 OD fees instead of just ONE!!! Beware of their fees for Authorization Holds! That's another way they get you!!! |
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They have done the same to me and for anyone in the Green Bay Wisconsin area, Pioneer Credit Union is the best.
> Your payroll checks are available in full immidiately,
> Their on-line accounting is MUCH more real-time, ( I mean really, I have logged into my associated account literally a couple hours apart without making any other transactions and have seen different balances ).
> They do daily credits first and then debits ( gee doesn't that make sense, unless your tring to generate revenue )
All I can say is that if your with Associated, "Be Afraid ... Be Very Afraid" |
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Same here. I forgot to write down two cups of coffee for $2.32, when I used my bank card. My checking account got so out-of-hand that I got over $600 in fees and couldn't keep up.
I agree, don't use that bank. |
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Associated Bank posts debits from largest to smallest on a certain day. So, if you had $200 in your account on Monday, and you spent $5, $15, $25, $40, $10, and $175 on Tuesday in that order, the bank
would post the items at the end of the day in order from largest to smallest. $175, $40, $25, $15,
$10, and $5. Then, they assess NSFs based on that so you would get charged for 3 NSFs instead of 1.
WHAT A RIPOFF!!! |
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Hi, me and my husband have a mix of the very same situations that you all have. Honestly we made a mistake with our checkbook balance. Which based on the balances that they show on their website we deserved only 1 charge. But somehow it turned to into 5 and then those caused to be in the negative so then it generated 5 more.
I am pulling my hair out of my head because as I look at the activity as they show it on their website for the past two months there are 3 things that they show put out balance into a negative. And collectively we have 15 overdraft charges. And then where do they come up with their variety of terms. I mean they call some Hold Fee charges, and OD Charges and Item hold item paid charges.
You call them and try to challenge and you get nothing but attitude and they say well the way you see it on the site is not how it really is.
I know it's not important, but I'm a Repulican and usually I'm totally for people taking responsibility for themselves. But I am not for anybody taking advantage. So to this seems like a great opportunity to utilize the Dems that I don't normally agree with. Please join in with me, I am going to be sending copies of my statements to my Senators, perhaps both MN and WI as well as my attorney General to file a complaint. Don't know if it'll amount to anything but it's worth a try.
Any chance would anybody join in with me. This kind of behavior needs to be called out. Email me to let me know if you will, Molly1976@live.com |
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Date
351 days ago by 
