People need to remember that the large print giveth and the small print taketh away. These types of solicitations are usually guised as being semi-authorized or referred by local utilities. For that matter, there is an attempt to make it appear that this is a local business when in fact it is likely far away from you. In the case of appliances, the retail outlets who offer this service, which they have zero investment or responsibility for, are richly rewarded for selling you a piece of paper they, themselves, will never have to stand behind. From the hundreds of complaints about Homeserve and AMT Warranty Corp I've seen they are apparently either extremely tardy or outright unresponsive when attempts are made to contact them for services that would ordinarily be considered emergencies. Again and again we read of unanswered phone calls, shuttling around your calls to four or five different individuals, inept sub-contractors not even bothering to show up or return and incompetent work. Stop and think, is an organization like this going to find you the best repairmen in your area or the cheapest?
Even more disturbing, it seems that those most adversely affected are senior citizens.
They count on you either not reading the fine print of purposely confusing legal mumbo-jumbo or forgetting you purchased the policy and never hearing from you. And if that doesn't work, you will be worn down by the intentional non-response.
In case you didn't notice folks, your government no longer protects you from the lies of corporate America. Nearly every TV commercial (commercials which have swelled to occupy 25% of your viewing time) either misleads or simply presents Flo-type of cartoonery, sound and fury signifying nothing.
When we all allowed the corrupt Supreme Court to rule that unlimited money may now undermine what was once democracy we lost our country. And this isn't an insane Obama rant because he never had a chance as long as the progeny of several slave owners, from both sides of his family, the Alabama born Mitch McConnell and the profiteers of confusion were in control.