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3.3 14 Reviews

Amone Complaints Summary

7 Resolved
7 Unresolved
Our verdict: While Amone has an above-average resolution rate, there’s room for improvement. Investigate common issues reported by customers and understand how they were resolved. Be prepared to follow up on your queries if needed, and keep detailed records of all interactions.
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Amone reviews & complaints 14

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6:03 am EDT
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Amone Applied for personal loan they went on phishing expedition of my debt and credit , then did not inform me and

Applied for personal loan they went on phishing expedition of my debt and credit , then did not inform me and transferred me to Lexington law on a recorded line, who repeated what amone just did. Pushed hard for credit report attempting fake credit repair. I implied just looking for small affordable personal loan. Not $3,100 payback $579X12=$7,200 unethical unequal deceptive culture. Now getting couple phishing calls buyer beware

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5:36 am EDT
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Amone I received fraudulent requests for account verification without my consent

I received fraudulent requests for account verification without my consent. These requests seemed like phishing attempts, and I was not provided with any information to report. On April 2nd, 2020, I received two text messages asking me to verify a new account. I blocked the first one, but the second one came from a number XXXXX. It asked me to verify my phone number for the account. I did not respond to this message. Later, I received an unsolicited phone call and voicemail from a person claiming to be an employee of AmOne. The caller's number was (XXX) XXX-XXXX. I looked up AmOne and found their contact information on ComplaintsBoard.com as X-XXX-XXX-XXXX. I called and spoke with a person named *** at 12:31pm. *** identified himself as a receptionist. I informed him about the unsolicited calls I had been receiving, and he mentioned that he "remembered" my name and a loan request for $1,000. I told him that this was fraudulent and asked for more details so that I could report it. However, he did not provide me with any information, except that it was taken care of and came through an affiliate. I am concerned about the lack of details provided and believe that this may be a phishing attempt and a breach of security for identity theft. If this incident has affected my credit or if the company has any information about the person who contacted them, I request that they provide me with the necessary details. I want to keep a record of this incident for my identity theft records.

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9:29 pm EDT
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Amone Loan disbursement

Hello! I'm Tita Dalumpines from the Philippines m

I applied for a loan of 50Kphp last March @ Amone Financial Loan Service with Mr. Robert Jason as agent and Mr. John Ben as CEO and they gave me the address if their head office at Florida, USA Until now I havent gotten my loan because they always add and add to the payment. They did never tell me of the total cost of the loan. They always promise of last payment but fees never ended. I already paid more than 10Kpjp. I'm tired of this persecution. I want a refund. I am a struggling Filipino. Please help me.

Desired outcome: Payment Refund

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Update by Tita Dalumpines
Jul 19, 2023 4:38 am EDT

Hello! This is just a follow up to my complaint submitted yesterday re loan not disbursed after more or less 5 months of non stop payment.

Mr. John Ben and Mr. Robert Jason sent me a message yesterday to pay the last fee of 200php. They assured me again of 💯 loan disbursement but after waiting for so long, Mr CEO asked me again to pay 300php as withdrawal accelerate fee. I asked him to give me the link where I could complain but his answer was just pay the Php300 pesos and you will receive your loan.

Please help me get back my money. I can't take this anymore Honorable Members of the Complaints Board. I need my money for our patient. Thank you for a quick response to my problem.

Tita Dalumpines

titadalumpines804@gmail.com

Contact# +[protected]

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Is Amone legit?

Our verdict: Amone has achieved a rare feat of perfection in legitimacy, as per the rigorous analysis conducted by Complaints Board. This achievement underscores Amone's position as a benchmark of trust and quality within its industry. Users and clients of Amone can engage with its offerings, confident in the knowledge that they are dealing with a top-tier, fully legitimized company.

Amone earns 100% level of Trustworthiness

Perfect Trust Endorsement: Amone achives 100% ligitmacy per Complaints Board. Highly recommended, yet always stay vigilant.

We found clear and detailed contact information for Amone. The company provides a physical address, 2 phone numbers, and 2 emails, as well as 5 social media accounts. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.

Amone.com has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.

Amone.com you are considering visiting, which is associated with Amone, is very old. Longevity often suggests that a website has consistently provided valuable content, products, or services over the years and has maintained a stable user base and a sustained online presence. This could be an indication of a very positive reputation.

Several positive reviews for Amone have been found on various review sites. While this may be a good sign, it is important to approach these reviews with caution and consider the possibility of fake or biased reviews.

Amone website is deemed to be popular and indicating that it receives a high volume of traffic. It is important to be cautious when using a highly trafficked website, as it may be a target for cybercriminals looking to exploit vulnerabilities or steal personal information.

Amone.com regularly updates its policies to reflect changes in laws, regulations. These policies are easy to find and understand, and they are written in plain language that is accessible to all customers. This helps customers understand what they are agreeing to and what to expect from Amone.

However ComplaintsBoard has detected that:

  • You should not trust a website that appears to be parked, especially if you have already paid money to the website. A parked website may be a sign that the website owner is no longer actively maintaining or developing the site, and there is a risk that the site could be a scam.
  1. Pros
    1. Free, no-obligation service
    2. Wide network of lenders
    3. Personalized loan options
    4. Secure and confidential process
    5. Quick and easy application
  1. Cons
    1. Potentially high APRs for loans.
    2. Limited to U.S. residents only.
    3. No direct lending services.
    4. May receive numerous calls from lenders.
ComplaintsBoard
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3:58 pm EDT
Resolved
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Amone mitch peschansky

Mitch Peschansky was supposed to be helping me locate some loan companies that help people with not so perfect credit. I told him my scores were low and he specifically told me that he could still possibly help me. He then proceeded to send me some limks to apply. Which, I did. I was denied and simply called him to see if there were any other options. Did not get a call back so I sent a nice email. He called me back and left me a nasty message (which I saved) basically telling that I, of all people (because I told him I work in the credit repair industry) shuold know better than to apply for loans with scores like that. He then belittled me some more before saying that I needed to repair my credit and call him back when my scores were more "respectable". I then called him to discuss the misunderstanding and he shouted at me, speaking really fast so I could not get a word in, and then hung up on me. I will be contacting his boss and providing the phone message he left me.

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AmOne
AmOne
Fort Lauderdale, US
Jun 12, 2013 5:17 pm EDT

Hello. I work for AmOne and we are very sorry to hear about your experience. I've shared your post with our team and we'd like to do what we can to ensure you're satisfied and to find a solution for you. Please call us at your earliest convenience at [protected] to speak with our Client Service & Solution Manager so he can handle your complaint directly.

We apologize and we will do our best to improve on your experience and to help you find the financial solution you need.

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8:38 pm EDT
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Amone beware!!

Beware! I am not angry but feel like I have been scammed by Am One. I gave these ###s $199 per Trevor we could get a refund back if not happy. Janelle from Am One said they do not give out refunds. I know they are not a loan company but research banks and pass information on to you as a consumer. WRONG! The banks are junk and you are better off going to a website and researching banks on your own. We have a 800 credit score but banks are very picky these days. We wanted a loan to roll all our doctor bills and few credit cards into one sum and Am One does not promise a loan but the banks are junk. If you did get a loan using them "Great", but please do not lie for them and if you do work for AM One, "Please" do not post like your a consumer and got a loan. That is very misleading and gives hope to consumers. If they helped you in a time of need I am happy, but the people who did not get help I feel for.

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2:56 pm EDT
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Amone loan and credit solutions

At AmOne we welcome all comments and concerns. Although, we cannot control all the personal factors that come into play when borrowing money, we always strive to provide the highest level of customer satisfaction and empathize with any client that does not feel they received the exact outcome they initially desired. We welcome you to visit us at www.AmOne.com and learn why over 3 million consumers and small business owners have made AmOne a nationwide leader in loan and credit solutions since 1999.

AmOne Management

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12:35 pm EDT
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Amone fraud

THE COMPANY OFFER TO HELP WITH MY LOAN CONSULTANT BUT IT WAS JUST A FRAUD. I HAD TO PAY 299.00 BUT NEVER RECEIVE ANY HELP FROM THEM.

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bcamp8218
, US
Jul 05, 2012 12:28 pm EDT

They are such a rip off!. I will admit I was desperate for help. It sounded so good. But honestly, i got my head bumped. At $ 299, you really don't get anything you cant find yourself on the internet. Jared gave me the names of several credit unions that could not help me. His responses were slow and vague. I will NEVER recommend them to anyone! RIP OFF

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james king
, US
Aug 21, 2010 10:07 am EDT

im currently in the processed of gettin screwed by am one, lying ###, there names are jared nadler, & kevin maciek.
I asked him will my credit score be a factor he, said no & guess what it was a major factor in everything it was a waste of time money & effort.then that sorry ### kevin dont want 2 give a refund of ur funds unless u get a loan from some one elese.then the banks u try to get the lloans from they wqant 100% collatarell, its a scam all the way around, dont give them not 1 red cent, pieces of ### co. is in florida.

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1:05 pm EDT
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Amone 10% rates way to high

I saw the website which showed rates as low as 6.9% and was shocked when I got 10%. I have a 650 score and never pay on double didgit interest rates in my life. They connected me with some credit union whihc obviously give out these higher rates. I suggest not using them unless you are looking for a high rate loan. I would try your local bank first and use them as last resort.

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5:15 pm EDT
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Amone not what they say

I should have known better. First person (salesman) I spoke to was wonderful. I explained my situation to him and he said although there were no guarantees, that it should be 'no problem'. I was very clear as to my circumstances and the amount that I needed. The actual consultant was brief, but he submitted two applications for me. Those people informed me that NO ONE would give me a loan with my circumstances, and most certainly not in the amount I needed. The consultant then said I could get a co-signer... and he would not be able to submit those applications but would give me instructions. They had told me that THEY did all the leg work. At any rate, that was $300 right down the tubes. I needed that $300! Stupid me.

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8:30 pm EDT
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Amone advertising

I used America One and was disappointed with the rate I received. I saw on the website they were advertising a 6.9% rate. Mine came back way higher, 9.5%. I have good credit. I don't see why places post one rate and then give you another. It seems like alot of places do this. They told me I could get my money back if I was able to get a better rate somewhere else but I have no idea where to go, that's why I retained there services. I guess Im out with my high rate.

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11:04 pm EST
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Amone not an honest company

The company charges $299.00 with the understanding that it will analyze your financial condition and refer you to banks, credit unions, or loan companies that 'fit your desired loan needs'. The implied assertion is that AmOne has 'special relationships' with these lenders and that you have a good chance of obtaining a loan.

I stress 'implied' because they do not actually guarantee a loan - but they do claim to stand behind the client 110% and also claim to have a 100% client satisfaction guarantee. However, after receiving nothing more than a few emails with links to banks, credit unions, or loan companies, when contacted AmOne does not provide a refund to an unsatisfied customer.

Lesson learned...I got burned.

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rosemary-parker
Vista, US
Jun 25, 2010 8:57 pm EDT

Total rip off ...wish I would have researched before using them. Like many of the comments I am reading
on this site...I paid 299.00 for nothing. They guaranteed they could help since I had filed for BK they
stated they could still get me a loan...total lie...was denied one after another. I called them and told them
I wanted my money back they said they have up to 1 year to get me a loan...my daughters wedding was
in 3 week I explained all this to them upfront. They end up referring my to [protected]-cash I could of
did that on my own and now paying a ridiculously high interest rate! They need to be put out of business...
does anyone know how to fight these people to get our hard worked for money back?

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JenniferHall
Sanford, US
Apr 04, 2010 8:23 pm EDT
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I used America One and was disappointed with the rate I received. I saw on the website they were advertising a 6.9% rate. Mine came back way higher, 9.5%. I have good credit. I don't see why places post one rate and then give you another. It seems like alot of places do this. They told me I could get my money back if I was able to get a better rate somewhere else but I have no idea where to go, that's why I retained there services. I guess Im out with my high rate.

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A.A.
Springfield, US
Mar 15, 2010 11:26 am EDT

AmOne is a rip off. For sure. After I tried to get a loan on my own and was denied I decided to try this company which made it sound like they were positive that they could help me. Well after losing $300.00, all I got from them was the same results that I had received on my own.
I don't know about anyone else, but I didn't need to pay $300.00 just to be told no. I can get these same results for free. I am very dissatisfied with there services and don't believe a company like this is needed.

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10:57 am EST
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Amone untruthful

This company claims to offer you a 100% guarantee that they will aid you in getting a personal loan. I read all the negative reviews and should have listened to my gut feeling.

They tell you for $300 that they will match you with a bank that will give you a loan for certain. They tell you that they would not waste your time or their time if they knew you wouldn't get a loan. They then give you this whole process you have to go through to at the end of the day, basically it's a backyard bank that you could have walked into yourself and got your own loan without paying the $300. You can never get in touch with someone there. They are basically only looking to make $300 off you.

If you need a loan, go to your local bank. Listen to your gut feeling. They will not help you secure a loan any differently than you can do on your own. Save your $300, be smart and go talk to your local bank for a personal loan.

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Darlene Kircher
, US
Apr 19, 2023 8:48 pm EDT
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Gave ssn, driver's license number and then they had the nerve to ask for my bank info before even knowing if i was even approved for aloan hellooooooooooooooooooooo

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8:00 am EDT
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Amone complete scam artist

I was dealing with this company for almost two weeks before they reeled me into their loan scam. Because of my hesitation I was short on time and needed a loan quickly and amone or americaonenunsecured must have smelled the blod because they talked me into something I never should of payed for!

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10:29 am EDT
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Featured review
This review was chosen algorithmically as the most valued customer feedback.

Amone - money for nothing

This company fronts as a company with funds that can help businesses. It is actually a consulting firm for poor people. They receieve a few hundered dollars from a prospect and then tell the prospect simple advice like it takes good credit an assets to borrow money. Money not well spent. Get a refund or dont bother at all. They are not a lending institution.

Read full review of Amone and 38 comments

Amone Customer Reviews Overview

AmOne is a financial services company that specializes in connecting individuals and businesses with lending and credit solutions. They offer a range of services including personal loans, business loans, and debt consolidation options. AmOne aims to simplify the process of finding financial products by matching users with potential lenders from their network, based on the user's financial profile and needs. Their service is designed to assist customers in making informed decisions when seeking financial assistance.

Amone In-depth Review

In summary, Amone service is providing help for people to find loans, credit options, and other financial solutions. It is good for those who not sure where to start with personal finance. Here is detailed review for Amone.

Overview of Amone Services

Amone specializes in helping individuals to find suitable loans by matching them with multiple lenders. They offer services for personal loans, business loans, and debt consolidation among others.

Ease of Use and Website Navigation

The Amone website is user-friendly. It is easy to navigate and find information about different services. Forms for applying are simple and not complicated.

Loan Matching Process

Amone's loan matching process is straightforward. You fill out a form and then they match you with potential lenders. This process is quick and does not require too much information to start.

Range of Financial Solutions Offered

They offer a variety of financial solutions including personal loans, business loans, and debt consolidation. This range is helpful for people with different financial needs.

Interest Rates and Fees

Interest rates and fees are not directly listed on Amone's website because they are a matching service. They connect you with lenders who provide this information.

Eligibility Criteria

Eligibility criteria for loans through Amone's partners vary. Generally, you must be a U.S. resident and have a steady income. More specific criteria will depend on the lender.

Application and Approval Speed

Application process is quick, and approval speed can vary. Some users report receiving offers shortly after applying, which indicates a fast approval process.

Customer Service and Support

Amone provides customer service and support, but the quality and responsiveness are not detailed in user reviews. It is important to consider this when applying for loans.

User Privacy and Data Security

Amone claims to protect user data with secure technology. However, specifics on their data security measures are not provided on their website.

Client Testimonials and Success Stories

There are some positive testimonials on their website, but it is hard to verify these stories. It is better to look for reviews on independent platforms for a balanced view.

Pros and Cons of Using Amone

  1. Pros: Wide range of financial solutions, user-friendly website, quick loan matching process.
  2. Cons: Lack of transparency on interest rates and fees, limited information on customer service quality.

Comparison with Competitors

Amone competes with other loan matching services. They are similar in offering a variety of financial products, but some competitors may provide more information on rates and fees upfront.

Financial Education Resources

Amone offers financial education resources on their blog. This is helpful for users who want to learn more about personal finance.

Transparency and Disclosure

Transparency is somewhat lacking as Amone does not provide detailed information on lenders' interest rates and fees upfront.

Final Verdict and Recommendations

Amone can be a good starting point for finding loans, but it is important to do additional research and compare offers from the lenders they match you with. Always read terms and conditions carefully before accepting a loan.

How to file a complaint about Amone?

Here is a guide on how to file a complaint or review about Amone on ComplaintsBoard.com:

1. Log in or create an account:
- If you already have a ComplaintsBoard.com account, log in. If not, create a new account to proceed.

2. Navigating to the complaint form:
- Locate and click on the 'File a Complaint' button on the ComplaintsBoard.com website. You can find this button at the top right corner of the website.

3. Writing the title:
- Summarize the main issue with Amone in the 'Complaint Title' section.

4. Detailing the experience:
- Provide detailed information about your experience with Amone. Mention key areas, transactions, nature of the issue, steps taken to resolve it, personal impact, etc.

5. Attaching supporting documents:
- Attach any relevant supporting documents but avoid including sensitive personal data.

6. Filing optional fields:
- Use the 'Claimed Loss' field to state any financial losses and the 'Desired Outcome' field to specify the resolution you are seeking.

7. Review before submission:
- Review your complaint or review for clarity, accuracy, and completeness before submitting it.

8. Submission process:
- Click the 'Submit' button to submit your complaint or review.

9. Post-Submission Actions:
- Regularly check for responses or updates related to your complaint or review on ComplaintsBoard.com.

Ensure to follow these steps to effectively file a complaint or review about Amone on ComplaintsBoard.com.

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Contact Amone customer service

Phone numbers

1800 781 5187 888-401-0330

Website

www.amone.com

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