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AmeriCredit Complaints - AmeriCredit nightmare

Review all AmeriCredit complaints

AmeriCredit

Posted: 2007-12-21 by Raymond E Litt [send email]
AmeriCredit nightmare
Complaint Rating:  100 % with 9 votes
Company information:
AmeriCredit Financial Services, Inc.
801 Cherry Street, Suite 3900
Fort Worth, Texas
United States
Phone: 877 994 9115
www.americredit.com

Good day,

I would like to file a formal complaint against Americredit.

AmeriCredit Financial Services, Inc.

801 Cherry Street, Suite 3900

Fort Worth, Texas 76102

Tel: 877 994 9115

F: 877 579 3746

Unfortunately for me I have been a client of this company for about 16 months.

The problems are as follows:

I make payments for a car loan timely, using the Americredit website to make the payments, but yet Americredit either loses my payments, holds my payments until atleast the 16th of each month, (which is 9-10 days after the payment is due), or does not credit my account.

I have sent proof to this company of my timely payments numerous times and yet they still have not corrected my account.

It is now about 16 months 13-14 of which I have been arguing with too many of the Americredit supervisors, proving to them our payments were made timely and correctly but yet the account is still wrong.

I have demanded the correct payoff figure for the vehicle but it is like I am talking to a wall.

I too am 1 of possibly 100,000 people this company is abusing with these business practices, and harassing collection calls and horrible business practices.

Americredit is also listed with the BBB due to it's horrible business practices.

I have personally sent the BBB 3-5 letters complaining about Americredit, but Americredit seems to ignore my complaints.

Americredit has called me from Toronto, Canada, which makes me think they are trying to by pass American Consumer Protection Laws.

As a last resort I am asking both of your offices for guidance, and if possible would like to start a class action lawsuit. If you know of a legal firm that might be interested in handling a lawsuit against Americredit please recommend it.

In summary I have demanded the payoff amount to be correct and the account be up to date and correct. I would think that there are numerous people in the same situation as I am in and we would like to sue or be part of a class action lawsuit against Americredit and the dealer that processed my loan with Americredit VIP Auto in South Plainfield, NJ

Thank you for your attention and prompt response to my complaint.

Raymond E Litt


CC: Texas Attorney General

CC: Office of Consumer Credit Commissioner Tel: 512 936 7600 F: 512 936 7610

CC: BBB RippedOff.com

CC: Call For Action National & NYC OFFC Tel: 301 652 4357 F: 301 652 9148

CC: Economic Crimes Unit of Tarrant County Tx, District Attorneys Office
Comments United States Loans
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Comments

284 days ago by Sonia Dameron [send email]
Sounds like a great idea... a lawsuit should be filed against them. They have some unethical practices. I believe that they somehow changed my percentage rate. When I purchased my car back in 2002, I had A-1 credit, and has never paid more than 7% on a car. Unbeknownce to me I never received from the crooked dealership (Montell Pontiac) a contract for installed payment agreement. So when I assumed my car would be paid for in 2007, Americredit informs me that I have 24 more months to pay on this loan. I was completely and utterly blown away. I had them fax this contract to me. Yes, my signature was on it, however, it looks as if the number of payments, the percentage rate (which is now 11.9% - unbelievable), and just about everything but my signature was whited-out and replaced with B.S.! I too, am requesting a pay-off amount, which they keep giving me the run around. Oh, here's the kicker! I called the crooked dealership for the ORIGINAL contract. They must have been working together because they've gone out of business, and only have 1 dealership still open, they informed me that everything from that particular location/dealership has been shredded!
264 days ago by Esteban Lopez-flores [send email]
I Totally agree with all this below:
AmeriCredit - Do not do business with this company
AmeriCredit - Fraud and scam!
AmeriCredit - Harassed me time and time again at work
after all they charge me $244.22 on past due amounts plus $334.44 doing a total $578.66 a month for a 2004 Hundai
if I knew it was going to be like this I would be driven my old toyota 1992. Besides I did not choose this Americredit as My creditor, this company is a very ripoff
AmeriCredit - This company is a ripoff!
AmeriCredit - Unfair business practices!

I need help to get out of this, Help, help help... if there's someone out there help me!

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