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American Express Complaints - Notice of future card charge refusal

Review all American Express complaints

American Express

Posted: 2009-05-28 by   bflmcase
Notice of future card charge refusal
Complaint Rating:  100 % with 2 votes
Company information:
Massachusetts
United States

I've held an Amex card since 1976, loved the convenience of being able to charge and pay in full each month whatever amount I needed to, use the rewards system etc. I gave each of my daughters their own card under my account so that they would have an emergency fund. I signed up with Amex Open/Blue i 2002 when I started my own business. Always paid on time, excellent credit rating. In May 2009, I started getting pressured by Amex Blue to pay off my business balance under the guise of offering me a 'promo', so that they could lower my credit limit. On my Platinum card, I've charged tens of thousands of dollars each year and today I received this email "
The balance on your account has reached a level where we must suspend your charging privileges."

The charges were $811!!! I called them and was told that my 'charging privileges' were based on my previous 6 months, that was news to me. I don't even want to think of my reaction if I were to be put in the situation where I would need to charge a purchase and getting it rejected - how embarrassing. I'll empty my rewards account asap and then will cancel, don't need that type of harassment from a financial 'partner'!
Comments United States Credit Cards
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Sort by: Date | Rating
 163 days ago by   Jason 0 Votes
I charge and pay off about $4K a month on my amex, never carry a balance. I am dreading that same email.
 130 days ago by   goinLAte 0 Votes
i got the "phone call" this morning at 8:30am... demanding my balance of $1550 be paid immediately, so they could "unfreeze" my card. The bill isn't even due for 3 more days!!!

And then I though about it... they are trying to punish me by not allowing me to use their card. Oh well!!!
 125 days ago by   Wronged in Harlingen Texas 0 Votes
AmEx sent me the same email last night, time stamped at 7:30pm. NO phone call, NO letter...just this unjustified email. I have previously charged thousands of dollars per month, of business travel, airline tickets, hotel, car rental, and of course paid it before the amount was due each month. The current charges on my AmEx Green card is $600.00. I am "voting" with my right to use whichever card I choose by the card issuer that deserves my business. I have always been treated well by them for many years, UP UNTIL NOW. Doing the same, emptying my rewards points, paying off the card and not using it anymore. Wronged in Texas...

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