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American Credit Services Complaints & Reviews - Phone call regarding a supposed loan

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American Credit Services

Posted:    MissBee

Phone call regarding a supposed loan

Complaint Rating:  99 % with 106 votes
Contact information:
American Credit Services
United States
Received a phone call from number listed as 941-961-8518. The gentleman named Johnathon on the phone had a strong accent and stated it was urgent I or my attorney contact him at 714-400-0563 (not the phone number listed on the caller id). Since this appeared suspicious, I first called the number listed on the caller id (941-961-8518) and the service provider indicated the number was no longer working. I then called the 714-400-0563 phone number and I had to call this number several times before I was able to get through. The individual on the line stated his name was Andrew Brown and he was an attorney with the Crime Monitoring Division Law Firm based out of California with the zip code listed as 92805. He stated that if I did not pay approximately $1500.00 by today, I would be sued for approximately $5500.00 beginning on tomorrow by American Credit Services. He stated someone would come to my place of business and arrest me and I would be very sorry. He stated this payday loan has been in default for over a year (since 01/08) and that I had neglected to respond to over fifteen (15) emails sent to me. I never recalled requesting a payday loan from an American Credit Services and surely would not have ignored a default of over year nor emails, so I requested Account information regarding the loan. Mr. Brown stated he did not have any account information other than he knew ALL my personal information and that I needed to settle this matter IMMEDIATELY. I told him I wanted to honor all my obligations, but I needed more information before making a $1500.oo payment. I requested he have copies of the emails sent to me or a copy of the supposed contract and he stated that would be a conflict of interest between his law firm and American Credit Services. I requested he at least give me a loan number because every loan has an account number, but he kept referring to my personal information and I found this to be very creepy. I then asked for at least a contact number for American Credit Services and Mr. Brown stated he could not provide this information. I became further suspicious. Mr. Brown stated I would need to fax two (2) letters to 714-845-0766 with the first letter containing a letter of apology listing my full name and the second letter containing authorization for me to make payment. I then said I wanted to talk to his financial services department to make arrangements for the payment of $1500.00 and he transferred the call. A young woman answered and I began asking what the loan account number was to I could reference this in my payment and she started to stumble in her speech and put me on hold. When she came back I could hear Mr. Brown speaking to someone else in the background and she said she did not have an account number other than my personal information (that Mr. Brown had provided to me earlier) and that if I wanted specifics she could transfer me back to the attorney. I asked her the attorney's name and she said the gentleman I had been speaking with but could not give me a specific name. I was getting more suspicious by the minute. While speaking with her over the phone I began searching the internet for this American Credit Services and could not find out any specific information. The more questions I asked the more confused the young woman became and stressed I might need to talk back with the attorney. I told her that was not necessary and I asked what forms of payment she accepted. She stated they would accept credit cards and/or debit cards and I told her I would make payment but I needed to transfer funds into my account and hung up. While searching on the website for American Credit Services or Crime Monitoring Division Law Firm of California, I stumbled upon another complaint for American Credit Services. Because the complaint I read sounded so similar to mine, I felt the need to make a complaint as well.
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 18th of Mar, 2009 by   Nerd 0 Votes
Why would you even let the phone call get that far? Obviously it was bogus but you were saying how to make payments, etc.
Just hang- up next time. I hope you didn't verify you're information with him.
 25th of Mar, 2009 by   Heather 0 Votes
The same thing happened to me yesterday and they called again today. Are they still calling you? If not, what did you do to get them to stop?
 27th of Mar, 2009 by   ccds 0 Votes
This just happened to me last night and I must say that when they call you at 8pm at your office, when you have already been there for 12 hours and plan on at leaset another 2, you are very likely to let this nonsense carry on for a while. Although I was never asked for any money, he told me I was a bad person for letting this happen and I would pay. I basically to him to f*** off then hung up on him. He called back and left a voice mail, which i have saved, and told me I was finished in the morning and he would use all his powers to make me pay, and he hoped that God could save me.
 27th of Mar, 2009 by   jbear831 0 Votes
COMPLAINT! You need to do what I did - FILE A POLICE REPORT! You know that they have your information and while you may put the fraud alert up on your accounts, what if they do try to take some sort of action against you (fake or not?!) Be prepared!

When I had the police officer call the number I was given (213-550-4171), they basically hung up on him and when he called back, they asked for his badge number and when he gave it to them, they started laughing!

He may use all of those powers to make you pay - let them "sue" you and take you to court - countersue for emotional distress and make them pay you for any time you lost even messing with this stuff!
 28th of Mar, 2009 by   john 0 Votes
Whenever you get such calls then please tell that you have an attorney. Also tell them that the attorney will give you a call back. They will not go further in harrassing you.
 28th of Mar, 2009 by   john 0 Votes
This is a fraud company, which has only the database of the people residing in United States and all they do is to threaten them. no one will take you to court, neither will any investigation officers come to your place.
be bold enough and straight away hang up the call.
 3rd of Apr, 2009 by   wendy 0 Votes
i just got the same phone call from a johnathan same number and same story as yours would you have americancreditservices phone number i would like to call please email it tooo me please
sweetiepiz@yahoo.com thank you very much
wendy
 3rd of Apr, 2009 by   Jennifer +1 Votes
my sister in law just received a call from an John Adams who said to call back with this phone number (310)362-4312 which comes up when looked up on reverse phone search as out of beverly hills, ca. Company Name is American Credit Services.
1. Said my brother in law would be arrested if he went to work tonight because they faxed paperwork to his job. Also said he would be fired!
2. Wanted payment of $7000.00 by credit card and also wanted them to sign up for a new credit card to pay for the loan they supposedly have not paid.
3. When called back have all information about the family, sss#, all personal information.

Later my husband called them back and said that the cops were involved and they hung up on him. Called back again on a different phone and said, "The Cops Are On Their Way." And hung on them and laughing at them.

So Far They Have Not Called Back!

We Have Filed A Police Report. This is the only way fraud can be tracked. File A Report!!!
 5th of Apr, 2009 by   Kelly 0 Votes
I received several messages from a loud, heavily accented woman threatening me into returning her call. She said if I did not call back, then all she could do was wish me luck. I called the number (714-333-2954) back and spoke to a man who sounded of the same nationality. It sounded like he was calling from a pay phone onthe freeway! He tried to tell me I was being charged with money laundery and said that I received a $500 deposit on 10/2/08. But when I called him out on the date, he changed it to 10/2/07. The scary thing, he knew my bank account number(ironically, I did have $500 deposits on both of those dates) and had my sister and mother in law's names as referrences. He read me an affidavit to me and stated that I needed to turn myself into local authorities or contact my attorney. I just received another call tonight from the same annoying lady but this time it came across as 941-861-8518. When I tried to call back within 10 minutes of receiving the call, I received a message that the number was disconnected or no longer in service. I was not asked for any money but I didn't let get that far...I was so angry when he accused me of money laundering I went off! This is a definte scam and we cannot allow these scumbags to scam anyone else for anymore money!!
 5th of Apr, 2009 by   wendy 0 Votes
i agree i had johnathan calling me several times a day very hard to understand asked him for americanservices number he said he would transfer me and i hung up another man called claiming to b a moanger at americanservices but the number he called from was also 1 of the numbers that johnathan called from when i questioned that he got stumbled i agree we need to stop them!
 6th of Apr, 2009 by   fijimike 0 Votes
This is a SCAM! Please take all precautions.
 7th of Apr, 2009 by   Elizabeth 0 Votes
I have also recieved a call from the telephone number 310-362-4312, telling me that I owed money on a loan that was never paid back, the person was extremely rude and very unprofessional, I had no idea what he was talking about, I have contacted the BB and the Attorney General's office to contact this number, they would not give me any information about this only that I owed money.
 8th of Apr, 2009 by   Debbie Russell 0 Votes
I also have had phone calls from a man named Jimmy Mantrel from a 310-362-4319 number. He was threatened me over & over again with somebody coming & taking me right to jail as I had performed fraud & scamming. Said I didn't pay any money on a pay day loan that I had. He has also contacted one of my sons trying to get a answer from him. I have filed reports & in the process of changing my account numbers & all information. He had all my personal phone numbers, ss #, work phone & etc. He used very rude threatening tatics that it really scares you. I just found out by checking that this number is from California. BEWARE OF THIS PERSON AND ANY OTHER PEOPLE FROM THIS COMPANY. He said he was with a law firm & was working for American Credit Services.
 8th of Apr, 2009 by   Barbie 0 Votes
THESE IDIOTS ARE ALL SCAM ARTISTS, THEY PREY UPON PEOPLES FEARS, FIRST OF ALL NO ONE CAN HAVE YOU ARRESTED FOR A BILL, PAYDAY LOAN OR ANY OTHER CIVIL MATTER. THERE IS NO SUCH THING AS DEBTORS JAIL.. SECOND, IF YOU ARE SUED YOU HAVE TO BE SERVED A SUMMONS & COMPLAINT THAT GIVES YOU THE OPTION TO EITHER GO TO COURT AND EXPLAIN YOUR SITUATION, OR PAY WITHIN 20 DAYS OF SERVICE. I HAVE RECEIVED THE SAME CALLS FROM THE FOLLOWING NUMBERS CALLER ID 102-855-1013, PAUL WALKER, OR MIKE HENDERSON, OR JAMES WHITE, 904-425-7345 VERY STRONG INDIAN ACCENT, SAME EXACT PERSON, HE LEAVES THE SAME DUMB ASS MESSAGE AND I QUOTE "I NEED YOU OR YOUR RETAINED ATTORNEY TO RETURN THIS CALL THE VERY SECOND YOU RECEIVE THIS MESSAGE AT 310-362-3167...BLA... BLA... BLA... BLA, AND ONLY GOD CAN HELP YOU, IF YOU DO NOT RETURN THIS MESSAGE, AND THE ONLY THING I CAN DO IS WISH YOU GOOD LUCK, GOOD BUY AND TAKE CARE OF YOUR SELF. I STARTED MESSING WITH THESE PEOPLE MY SELF, I HAD MY HUSBAND CALL THEM BACK, AND SAY A FEW CHOICE WORDS. THEY FINALLY STOPPED CALLING. WHAT EVER YOU DO, DO NOT PAY THESE IDIOTS A DIME, ITS A SCAM, EITHER HANG UP ON THEM, OR REPORT THEM.
 13th of Apr, 2009 by   taken4afool 0 Votes
I to got the same phone call from a GREG STEVENS.. But I was caught off guard and got scared into paying, but only paid 150.00 of a debt he said was over 800.00 plus.. He had all my personal information, email address, work information (which I was no longer working there), reference names I had used.. He told me I was being sued for bank fraud, internet fraud, and check fraud, They where faxing all judgments to my place of employment and I would fired.. So since I had been laid off work for 10 months I was scared to get fired from my new job I had just started less than two weeks prior.. So I paid the first amount to secure my payment plan, and of course had to send the apology letter, but I stated to them that my identity was stolen and had no clue about this loan. Pretty much a stall tactic to get more time to pay. He advised me I had 30 minutes to fax the letter, same number everyone else had to fax one to. I faxed my first letter, he called me back saying that was not good enough and I need to give my credit card info on the letter. I told him NO I would not since I was a victim of fraud as it was. He was very persistent on getting that info. So I made a payment on a credit card only used for paying old debts, so if they try to charge it money will not be there unless I put it on there for a payment. I then get a call a week later, from GREG STEVENS again, your credit card was declined and we are sending your case to court.. Ok so I continue to avoid the phone calls, I get calls at least 5 times a day, with the same message. So I am glad I read these before I called to make more payments..
 13th of Apr, 2009 by   arturo 0 Votes
It just happened to me too... I got the call from Henry Jones (310) 362-3167
OMG...this is so scary !!!
How do these bastards know our personal info (SSN, job info, bank info, family references, etc)

I did take one payday loan over the internet two years ago but i paid it in full and on time. Silly me, in order to do this i provided all my information to an unknown company over the internet without even talkign to a live person. My guess is that this unscrupuluos company could have sold my info to this other scam company.
 24th of Apr, 2009 by   Heather 0 Votes
I received 4 calls from them today, stating I was going to be picked up on Monday and taken to court. That I was being charged with check fruad, federal bank violations and something else. The man had such a strong middle eastern accent that I could hardly understand him. He then asked if I could confirm that last 4 digits of my social which he had. I told him no and that I would not give that info over the phone. He called me at work and on my cell. He said he needed my attorny's info and could not believe I had not already been informed that I needed one. i asked to speak to his supervisor or someone who spoke better English, he then hung up. A few minutes later another man with an accent called me and was mad I had hung up, whihch I didn't. He told me the same thing and that they were a law office. When I asked for the name of the law office he said it was " Credit Monitoring Division" I told him that was not the name of a law office. He said I had taken a payday loan out online and was in default and was going to be fined $5, 484 for it when I went to court. I told him I had never taken out a loan online but had recently checked into them. He had my mother and daughter's mane as references and said they would go to jail as well. He also knew a bank I used to bank at and my email addy. I told him it was all bull and that I had not done what he had said. I asked for thier phone and that of the number for A.C.S. he said I could not talk to ACS but gave me the following number for the "law office" 714-409-0250. When I asked for his name he said it was Paul Smith. I then asked where they were located and all he would tell me was L.A. California. I decided to get online and check them out. I will be contacting the Attorney General and the police. Please be aware. They have our info, and I believe it was from an old payday loan that I did in person here locally.
 27th of Apr, 2009 by   harry morris 0 Votes
just got the call that i was going to be arrested for froud for not paying a payday loan from may of 2008 police have no record of ant court cases against me so i went on line to american credit services and here i am 37 years old just lost my job and almost had a heart attack i hope this criminal gets whats do him he sounded like he was Indian be carefull what information you give people im goingto give this info. to my cities police detectives.
 29th of Apr, 2009 by   yada 0 Votes
I received the very threatening voice mail today from "Alecia" with the same warning, I called the 310 phone number and a man with a strong accent answered, I asked him what creditor of mine has his company placing and leaving "threatening" voice mails for me, he told me his name was Jerry Brown and that he was an attorney, he refused to tell me the company that they were collecting for until I let him hear the voice mail!!! I IMMEDIATELY CALLED THE FTC AND FILED A FORMAL COMPLAINT. Save the voicemails everyone!!! Per the fair credit collections act, they cannot threaten, state that they are lawyers nor can they harrass without due cause.
 29th of Apr, 2009 by   DRDRJH 0 Votes
I received several of these phone calls today from a man with a heavy middle eastern accent who claimed to be an attorney named, Jared who left me a voicemail telling me to return his call @ 213-286-0210. The calls were from 213-286-2016. His voicemail included my SS# and two friends of mine I use for references in legitimate business affairs. He then called my work number and a coworker of mine pretended to be me and he cussed at her and told her that a summons would be delivered to my job tomorrow and that I had to be in court Friday @ 3pm. She hung up on him. I googled the number and found that it was in Los Angeles, CA. Amazing how this is happening tomorrow and court on Friday when I live in Mississippi...LOL. He gave me the name of American Credit Services on the voicemail. I will be filing a police report in the morning, have already contacted my bank and the FTC and will also be contacting the Better Business Bureau.

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