Complaint Rating:

Company information:
AFNI
New Jersey
United States

I recently checked my credit report because of the fact that someone tried to use my name before and so I made it a must to regularly check my credit for fraudulent activities and I noticed that I had a new collection filed which was by AFNI, Inc. Now, I don't know who the heck these people are but they claim that I have a bill for Verizon for a little over $162.00. I know that this bill is fraudulent becasue I've had phone service with my cable company for as far back as 2000! Before that I lived with my sister-in-law for about 6 months at her place where she had her own phone service and before that and right before getting married I lived with my mom who also had her own phone service. So when was all of this to have taken place? The thing is most of the people on her received a letter, AFNI didn't even send one to me, they just put the bill on credit. I'm writing to the State of New Jersey Attorney General's office, the FTC, the BBB and to the credit bureaus requesting an investigation as well as requesting them to remove the account. What's even more crazy is that I have a fraud alert on my report that's supposed to prevent any new accounts from being opened in my name without my notice and is supposed to also prevent any new collections from being filed without first contacting me to verify the account. None of these steps were taken and I was not informed by mail or by any other form as they are supposed to do legally. I suggest that people also make it a habit to regularly check your credit reports for fraudulent activities and don't let people like AFNI get away with commit such unethical acts.