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Money Network Financial / EverywherePaycard.com

Money Network Financial / EverywherePaycard.com review: false information/inability it access funds 32

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10:28 am EST
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I work for a company that requires that you be paid in a "paper-less" fashion. I do not have a checking account so I opted for the ADP Total Pay Card. I received the card 26hrs prior to filing this complaint. Since then I have tried of 30 times to activate my card, at which point I am disconnected with because they "are experiencing technical difficulties". Upon calling, I could not speak to customer service because my card is not yet activated, and you have to use it to log into the system in order to contact customer service. However eventually I was able to by just pressing pound (#) when it asks for card number about 4-5 times. They told my 16 hrs ago that it was a system update and would be complete within 2 hrs. It is now 16 hrs later and I am now receiving late fees on 4 different bills. I contacted customer service again only to have him tell me "it should be done within the hour", but has yet to be "updated". I know this seems relatively mild for a complaint, but I have seen many similar complaints all over the web with this particular companie. My point is this: They outsource their customer service so as to use a language barrier as an excuse to give false information, yet this is the ONLY way to contact them... they do not even provide an email to customer service, or a number to the bank that manages them. The only human contact you are able to have, is someone willing (and all0wed) to lie, and tell you what you want to hear to get you off the phone. It is my opinion that too many large corporations like this are allowed to run legitimately with no need for regard for their customers, and a legal wall up to prevent us from doing anything to have our problem fixed.

Resolved

The complaint has been investigated and resolved to the customer’s satisfaction.

32 comments
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Florence Charles
, US
May 11, 2017 2:17 pm EDT

ADP Total Pay Card/ money network/ Meta Bank Should not be in business in the USA !
Please people do not let your employers enrolled you with these names that I had mentioned! They are not legitimate
financial institution. They claim they are virtual bank and does not have any physical Address to reach them or any supervisor that you can talk to.
Basically, you are at their mercy on top of your hard earned money deposited in their system. They ran like a third world Country business in United states more like a scam! That is sad, very frustrating and scary.They are con artists!
I was encourage by my Company to sign up for Direct deposit with ADP. I had no reason to assign with ADP I did it because my company suggested that most employees to use ADP. I have my bank account with a credible bank that I can trust which is bank of America. That Meta Bank when I call the so called customer service line and a lot people sounded like they don't speak English .They either sounded like they are oriental or from India.
What had happened? I was no longer working for my company anymore, so I have large amount of morning over $11000.00 remaining on the card which I normally have large amount of money on that card. The thing is my card expiring, so they charged me to replace it also I had to call them and let me know. They never sent me any notice by mail or when I spoke to them they never mentioned there was a 3.99 and later $5 maintenance Monthly fees to hold the money on the card. They have been charging the fees for over a year .
Also I did not know they had a $ 3.00 for every transfer you make .Once I found out I was being charged the monthly maintenance fees. I told them I wanted to transfer all my money then close the card. When I went to make the transfer the system malfunctioning transfer only $1100.00 charged me $3 transfer fee.I called several times on 05/08/2017 and asked to speak with a supervisor the customer service guy he called himself Shan said supervisor was on the other line then hanged up on. That shan person said the only how that I can get my money from them I had to fax one of the check the employees had giving me years ago and write my phone number on it.
I called again I found this lady customer person then started telling me about all the fees and how much money that I can as a transfer daily.It was the worst experience of my life . These people acted like hackers! i thought I lost all my money. I wish no one had to go through with what I went through with ADP/Money network/Meta bank..

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dadtweaver
Cadillac, US
Feb 24, 2013 11:24 am EST
Verified customer This comment was posted by a verified customer. Learn more

I filed a dispute for $362 months ago, and included all the information i had, including a police complaint # at that time. I was denied because i didnt have a completed police report, and because the person who removed the funds had a secondary card attached to my account. I explained to money network that i had never given this cardholder permission to transfer funds, and i wouldnt have lost this money if i hadnt had to repeat all my account information, including my account # and security codes to their agent because money network had changed the "sign in" format for online banking. My identity was copied by this person, who was in the next room when i was talking to the agent, and was copied and used to obtain the money by fraudulent means. I have since appealed, sending a completed police report, to the dispute dept. Who not only have refused to return my calls to them, but have failed to act in any manner to resolve the issue. I should have had "provisional credit" while this matter was handled, considering this company is fdic insured. The only person that has helped in all of this is a representative from metabank, the parent company, who sent a request for disposition to theit "acceleration team"

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Kenya Drag-season Elmore
, US
Sep 27, 2016 5:19 pm EDT

They suck ###... Their reps are incompetent and can't answer your questions... Your money is not secure... If you looking for a refund they will say they don't see anything and file a complaint... THEY SUCK

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Keith Mutch1
, US
Dec 09, 2015 9:21 pm EST

Dirty, very dirty! this is just stealing from people who work hard for a living.

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Lasasha Martin
, US
Oct 23, 2015 3:12 am EDT

So I called ADP to find out my routing number. I spoke with two different people to be told I need to verify my identity by emailing my DLs and SS number. I said never mind I don't need it and hung up. I mean that seems a little fishy sending your info. So the next day I pump gas, go to pay and find out my card has declined. Tf? So I call and speak with two new people...getting transferred.. I wish I could have an easy ### job transferring a 15 phone call...any who the 2nd person said my account had been closed for security reasons regarding my request for my routing number. Lovely, my check was just deposited. They tell me I have to email my info (SS&DL) so I do. They tell me its a 24 hour hold while they check my info. It's been longer than 24 hours. Is this 24 hours Mars time? I'm refraining from calling back because I'm so angry, the first representative is gonna feel my raft...and when they transfer my call to the next person they're gonna be reminded that they work for a shiity ### company. I'm not the one to be rude.. But they are messing with my money.

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ericbarron
, US
Aug 07, 2015 2:46 pm EDT

I work for an employer that required me to use this stupid money network adp card which I ended up losing. When I called and let them know that I lost the card they insured me they would send me a new one within 7 buisness days. After seven days has passed, i called again and had them transfer the money to my chase checkings account, they said it would be completed within 48 hours. It has been three days, still nothing. I called today and asked to speak to a manager and they hung up on me. They said the transaction would be completed by 6:15pm. If i cant access my money by then i will have to call AGAIN and be super pissed and have to speak to managment. Im gonna raise hell this is crazy. SCREW THIS COMPANY YOU GUYS ARE TERRIBLE! NEVER GET ONE OF THESE CARDS!

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andres aguirre
34207, US
Jul 08, 2015 2:07 am EDT
Verified customer This comment was posted by a verified customer. Learn more

Adp money network They're thieves

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andres aguirre
34207, US
Jul 08, 2015 2:03 am EDT
Verified customer This comment was posted by a verified customer. Learn more

Rateros hijos de su puta madre

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andres aguirre
34207, US
Jul 06, 2015 7:35 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

Estos hijos de puta me robaron $250 dolares de mi cuenta son unos rateros cancelaron mi cuenta por estupida razon me pidiero que enviara por fax 3 inetificaciones lo cual las envie una semana despues les llave y los inutiles me dijieron que no recivieron nada que volviera a enviar las volvi a enviar y que tenia que esperar 72 horas bueno estos son unos rateros y les dejare el dinero que les aprobeche

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diggityxz
vancouver, US
Mar 20, 2015 5:41 pm EDT

I ended up losing my wallet one day, so I asked adp to put a hold on my card. (For obvious reasons) ADP first issues you a red card then sends you a permenant card some time after but I had never recieved it. So I asked them to send the newer card which they obliged. I had found my wallet later that day and called them to remove the hold on the old card but according to them when they send you another card adp completely deactivates the old card and I have no access to my account whatsoever until I recieve this new card. The stranger part is that i've told whoever on the phone countless times that my "street" is an "avenue". But she keeps repeating "street" and assuring me its right saying that it will arrive here. Which is 7 to 10 business days anyways. Why would you not allow activation of the card when you recieve it rather than locking your customers out of there account? I have no way of accessing my funds. No food, no gas, no leisure until these rat ### send me a card which may not come to this address anyways. I tried to see if the could transfer funds into my Onpoint account but that in itself takes 2 to 7 business days to verify. These people are not customer friendly. I for one will advise anyone I know to avoid them at all costs. I will be opting for direct deposit into my regular bank account, cutting up those cards and telling them to shove it.

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amberv34
Rockport, US
Feb 08, 2015 10:28 am EST

My card is also through my employer and I have had almost all the issues that the other people with complaints have had. The hold for gas, crazy charges, oh and trying to get a new card with your married name FORGET IT! I have been married for almost a year now and have faxed my documents several times without any progress but a lot of excuses from them. Guess what my name still has not been changed so I gave up trying.

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madmadmama
Binghamton, US
Jan 22, 2015 8:44 am EST

ADP got me too. Since Friday the 16th I have not had the ability to touch any of my funds. As a single mother, this has cost me the ability to buy diapers, pay my roommate rent, and has almost cost me my job due to not being able to put gas in my car. Thank heavens my manager had dealt with he same thing with ADP, so he knew I wasn't blowing smoke up his butt. I have worked the majority of my adult life in a call center, and as far as ADP's cardholder services go, it's an obviously scripted joke. To tell me or any consumer for that matter that the only person I can talk to about my money is one representative, is unacceptable. When told numerous times that there was no one else I could speak to, I asked for their corporate phone number. I was told " This is the only number your going to be able to call." Now on top of not doing their jobs they're lying to their customers. Good thing I know to ask for the spelling of someones name and Employee ID number. Regardless of the outcome you best believe I will be telling anyone and everyone to NEVER AGAIN USE ADP.

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PennieE
Eufaula, US
Jul 31, 2014 6:28 pm EDT

The same just happened with my daughter this week. She called to convert her TotalPay card to a Premium with Visa logo so she could actually USE it places to pay for things. The girl on the phone barely spoke English, told my daughter she could not verify her identity, asked for DL, SS card, and a long written explanation of what she was needing to be faxed to the TotalPay fax #. The girl then said she was putting my daughter's card on hold. JUST FOR CALLING AND ASKING A QUESTION. I was learey about her faxing this info but a look at the paperwork substantiated that ADP could ask for this info. She faxed the info the next day, has been calling for three days now, 20-30 times a day and gets the message there are technical difficulties. She tried to sign up at the ADP Total Pay Money Network site but the site tells her the card info she enters is invalid. It is valid. We tried multiple times. There is no back up phone to call, no chat option on the website, no way to reach these folks. And she as no access to her money. The US Attorney General needs to look into this. There needs to be a class action lawsuit launched against ADP / Total Pay. She was not give an option of a paper check, does not have a bank account, this really should be illegal.

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ADP is a SCAM
, US
Jul 17, 2014 3:22 pm EDT

Add me to the list of angry customers. My daughter was issued an ADP card for payment from Tommy Hilfiger. She has attempted to use the card countless times at banks, ATM, stores, etc... every time it was denied. When she called ADP, she was told every time that there was no problem on their end, that everything looked fine and to give it a little time and then try again, each time with no luck. Finally I called on her behalf (with her permission) and was told that their was a "hold" on her account and that was the reason for all of the trouble. We were told that there was some kind of discrepancy with her information and in order to get the hold removed, we had to fax a copy of her driver's license and Social Security number, which we were unhappy and uncomfortable doing, but we did as we were told. When the hold was finally lifted, we found that at least $30 was taken off the card for "maintenance fees" due to there being no use on the account. WHAT? Are you kidding me? We called back several times and talked to someone different each time (Lance, Rose, Lisa, Arnold, Gia-- to name a few) each with a different answer and explanation (of course it was NEVER their fault!). Each time we called we demanded to be put through to someone who could remove the fees. We got the run around every time. We finally called someone from Tommy Hilfiger (Interesting side story-- we found out that Tommy Hilfiger AND Calvin Klein have class action suits against them right now for this very issue) and only then did we get anywhere. Supposedly their contact at ADP has agreed to refund us for the full amount via check. Now we have to write a statement explaining (yet again) everything we've been through and once that happens, they will send our check. It's the farthest we've ever gotten in the last year to getting any of the money owed to my daughter. But I won't hold my breath. We've been burned so many times by this company that I'll believe it only when my daughter has that check safely cashed and we can finally put this nightmare behind us. Through Googling and searching online, I've been able to locate the lawyers in charge of this class action lawsuit against Tommy Hilfiger. You better believe they'll be getting a phone call from me-- Especially after reading the countless complaints of people going through the same exact thing that we are.

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northwestarea
, US
Jul 11, 2014 6:51 am EDT

Thank you all for sharing your problems with ADP services. My teenager son was given an envelope regarding applying for a pay check card at his new job. I told my son you don't need this card your have a bank account. I decided to seek out reviews about ADP Total Pay and was floored at the bad services people received from this company. Hopefully my son would be able to opt out and use Direct Deposit or receive a paper check instead and I will definitely be on top of this.

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ADP--THIEVES STEALING YOUR MONEY
Riverside, US
Apr 30, 2014 4:55 pm EDT

Clearly - - - it looks as though 'adp' is not only fraudulently charging customer accounts 'fee's, and more 'excessive fees' for ridiculous things. . . A class action will be pending. It appears as though adp is also fraudulently 'using customer funds' for their own benefit and in order to do so - - places many customer funds on 'hold' while they use other customer 'funds' - - - they must 'hold' the other customer funds - - - these are the funds they use to pay their 'help' and put in their own pocket.

This is called a 'ponzi scheme' it is illegal and fraudulent - - - a huge ripoff. Everyone must tell their employers who have insisted they use adp - - - tell your employers about this ponzi scheme and contact your state attorney generals office and file your official complaints. As this is also 'across state lines' and using wire services - - - everyone must also file with the fdc and your states fraud department and online - - - tell your employers payroll department to immediately suspend all accounts with this fraudulent company - - adp - - - while you also file with your state attorney general office. Get checks from your employer and / or open a 'local checkng account' and immediately stop all activity with this company while it is being investigated. Ensure that you have this listed with attorneys - - - and ensure the attorneys do not 'make all the money' - - - but actually include in the class actions that customers - - who were the injured parties are not only paid back for their illegal fees and 'holds' on account funds - - - but that the company 'adp' is also so charged for this massive ponzi scheme fraud - - - that customers receive a large portion of the 'fines to adp in punishment'. . . These companies must be stopped!

Get the word out folks - - - - file your complaints against adp with your state attorney generals office and your states fruad department and the fdc. Do this now - - - immediately stop all activity from your employers pay - - - get checks or open local accounts for direct deposit - - - do anything but continue to play along with adp and their excessive fees and 'holds' on your money! Time to sue these thieves!

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lynnaa
, US
Dec 27, 2013 12:52 pm EST

Does anyone know how i can activate my card? Every time i try it says "this card cant be activated". I'm about to rip my hair out.

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sadee01
, US
Sep 05, 2013 2:35 pm EDT

I am having a problem understanding why my account say there isn't any pending transition going into my account I have plans is weeke nd thus really about to bug me

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Sucker John
Madison, US
Dec 27, 2012 10:19 pm EST

I was getting ready to travel on vacation so i thought it would be smart move to update my passsword and pin number on my adp card. Little did i know the whole process would now case my card to be locked down for 24 hours even though I had entered the correct information and answer the security questions.
When I callled adp customer service was told she would unlock my card by i would be unable to check my balance or change my password until the 48 hours had expired. What a jam! Now i have to travel with a "guestimate" of my balance and can't check to see where my funds stand while being away from home.
I am seriuously thinking about writing the ceo of Caseys General Store and informating him of my complaint an the numereous others that have been shared with my by other employees.
Seems any chance to rip off the customer is the "#1 CONCERN!" ALL FAITH LOST HERE. bACK TO THE DIRECT DEPOSIT AT LEAST MY BANK CAN TELL ME IF I HAVE A PROBLEM AND HOW IT CAN BE FIXED.
adp PAY CARDS sUCK!
jOHN

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OverADP
Warminster, US
Dec 20, 2012 3:46 pm EST

I'm done with ADP someone used my card to purchase tickets in Europe...Somewhere I've never been I filled out the dispute form and waiting for my money to be debited back to my account, which is ridiculous. Why do i have to wait for my money when I'm telling you I was never overseas and never authorized anyone to use my card anywhere overseas! They charged me $6 for a new card which I'm not activating already have everything being sent to another checking account b/c i refuse to let them take anymore of my hard earned money. I have never had a bank tell me they have to investigate Wells Fargo gives me my money right back! Whatever happened to the customer is always right? ADP is a scam and my employer can't do anything about it, it's bull! They need to be shut down. I faxed my form in...they didn't recieve it but I have a fax confirmation so what now...I will be filing a complaint with the BBB and FTC becuase this is ridiculous.

EricaGuerrero
EricaGuerrero
Bryan, US
Oct 15, 2012 7:01 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

I hate my ADP card. I tried to upgrade mine because I can't use the one that they gave me anywhere..it won't work on ATMs, online, or in-store anywhere really. The only place so far that it works at is HEB and I have to do cash back to get the money off of my card. So, when I called to upgrade my card they had to do a check to make sure that I am who I say I am. Well, I ended up failing because I had just moved and changed my address and I also just got married, so my ID is still in my maiden name. They told me that I would have to fax them in a copy of my ID, social security card, and marriage certificate, so I did. A friend from work told me that they put a hold on her card, because she had failed the check also, so I called customer service and asked them if there would be any kind of hold put on my card since I had already faxed in my information, and they told me that there wouldn't be. So, I got payed normally and no hold was put on my card...then two weeks later when pay day came along again BAM, I go to use my card and there's a hold on it. WTF, so called customer service to find out what the hell was going on and I was told that a hold was put on my card because they had not received my information..so I faxed it again. I was told that the hold should be taken off within 24 hours, so I'll be calling back tomorrow to see if it was taken off. If not, I'll be leaving another complaint. This is ridiculous.

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mattyscheldon
Charlotte, US
Aug 08, 2012 8:33 pm EDT

Great company to work with, amazing sales team.

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jessicamb
Fort Worth, US
Jul 17, 2012 1:32 pm EDT

I chose direct deposit but was still given an ADP card... I am confused :/

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A total ripoff
, US
Jun 01, 2012 2:30 pm EDT

I agree! I have been trying to activate the card for my daughter and thought I had done everything right. When I tried to log in to check the status of her checking account, it would not let me in even though I had clearly written down the user name and password. I called to get this straightened out and ...BAM!...the account was charged and my daughter is $3 poorer! Payroll through this card system is a TOTAL RIPOFF! I don't know if businesses get paid for using it but they should seriously consider how it's going to affect their employees who work hard for their money!

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JudyDK
Sheridan, US
Dec 30, 2011 11:45 pm EST
Verified customer This comment was posted by a verified customer. Learn more

I had recieved an unauthorized charge on my account in the amount of $452.90. I will not only be sending a letter to the merchant responsible, I will be sending a copy of all of this to my attorney as well. Hopefully, I will be recieving the form in the mail within the next few days. Whoever did this will not get away with it.

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Ceemo
, US
Jul 22, 2011 4:36 pm EDT

I have had my adp acct compromised twice in two consecutive pay periods. So two weeks getting my paychecks late and i still dont have this last one. My husband did use the cards both times on the ps3 network. Im out 600 dollars until next payday, when i might be getting a new card with he rest of my money. First the rep told me 5-7 business days, then 7-10. They have the worst customer service imaginable. As a customer service agent for a major phone company, i would be fired if i exhibited some of the behaviors ive encountered while speaking with their reps. And of course, because some douchbag decided to fraudulently use my card, i have to suffer for it, being an honest worker who earns my money and doesnt steal it from others. This has been the worst experience and an embarassing one at that.

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Angry@ADP
Glen Burnie, US
May 15, 2011 2:59 pm EDT

I, too, am DONE with ADP. I was issued this card 5 years ago by my employer when I was told on my first day of work that I needed to either sign up for this card or provide my banking info. I was new to the area (had just moved a week prior), my current bank was in another state, and I hadn't even opened a new checking acount yet, so I agreed to this card. After that, I just never bothered to change my direct deposit to my checking account and have used the Total Pay card since then with no issues...other than the ridiculous fees charged...until this week. On Wednseday, I noticed that there were 2 pending charges for what appeared to be online bookings for Dubai, UAE, totalling nearly $700. (My son had this card linked to his PS3 account, so I am sure my info was obtained when the infamous PS3 hacking took place). I immediately called their so-called customer service line, and was "helped" by a woman with a thick Indian accent. I was basically told that there was nothing they could do for me while the charges were still pending, that I had to wait until the money was actually stolen from my account, and then call back. RIDICULOUS! I waited several days, and of course, this morning the pending transactions had gone through. So, I again called ADP, this time speaking to a man with a thick Spanish accent. When I explained the situation to him, I was told that now they could mail me the dispute form, which would take 7-10 days to arrive, fill it out and send it back (another 7-10 days?) then their "dispute dept" would review the claim, determine if it is valid, then "try their best" (his exact words) to credit this money back to my account (which would take another 30 days according to him). When I asked him why this wasn't able to be prevented before the transactions went through, and why it would take so long to get my money back (if they determined it was a valid dispute, that is!), and what about limited liability for unauthorized transactions, his response over and over again was "The card is issued through MetaBank and this is their policy". I basically threw my hands up in the air, cancelled the current card, and agreed to have another one issued so that they would be able to credit the stolen $700 back to that card, if and when that ever happens...and then discovered when I checked my account online that they had charged me $9.95 for the priviledge of doing so! I immediately logged on to my employer's website and changed my direct deposit to my checking account...something I should have done long ago. Live and learn, I guess.

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Ericca91
Mobile, US
Feb 05, 2011 4:47 pm EST
Verified customer This comment was posted by a verified customer. Learn more

I have had it with adp money card...OK my account was put on hold for a stupid reason.Well they told me that my account was placed on hold due to the fact I upgraded to a visa card.They told me that every customer that upgrades to a visa card, account must be put on hold until they prove their identity by faxing there valid driver's license and social security card. Well I did so..THREE times! The first time they told me they were able to view my social security card but my driver's license was to dark and too small..OK.. cool I went to send it again i call them the next day my account was still on hold they told me that they had lost my fax.. WHAT? How could you possibly run a business and your losing paperwork.. Careless correct? Ok but it only gets worst...I asked to speak to the supervisor he said that the fax that I sent she said that it was blank..Wait hold up didn't you say you lost it? OK so i agreed to send it again.. I did i called to check they told me that they still couldn't see it because it was too small and i didn't have an account number on the fax..I told them that they didn't tell me to put an account number the supervisor told me that it was not his fault.He asked me would I send it a third time so I agreed.. I called later that day they said that they recieved my doucuments and the hold would be taken off by morning.OK I called this morning the hold was STILL on.They said that they department forgot to take the hold off.. OMG are serious they said for me to call back Monday because the department was closed... Are you freaking serious?

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WERE$NOT$GONNA$TAKE$IT!
Portland, US
Sep 24, 2010 12:54 am EDT

WOW!Watch your statements!Like myself I have very little, so every little counts! I had returned a purchase to be credited to my account in the amount of $80.00. Hey that's alot of money for me and my family! I didn't see the credit for 7 buisiness days, so I started at the retailer that told me it was credied on 9/10-. OK I call APD they see the credit but no funds to the account. So the rep puts in a dispute about the credit. OK well I call the corporate office of the retailer 12 buisiness days later and I still don't have the credit in my account-she calls ADP -the number on the back of my card. They tell her it was credited on 9/10. She calls me with the info. I am soooo confused and bewildered why the rep told her this! So I call ADP, and all the while I am pulling up my statement on line, and to my surprise the retailers inquiry call was charged to my account $3.00 as was the initial dispute and this call! SO TO MY SURPRISE -ALL OF A SUDDENN THIS CREDIT ENTRY APPEARED BACK ON 9-10-WOW !WOW? RIP OFF! THIS ENTRY WAS NOT THERE AND I SHOULD HAVE PRINTED EVERY BALANCE PAGE! THEY TAKE AND ARE FAKE WHILE YOU BAKE! WHERE IS MY MONEY?!

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Ga User
Columbus, US
Aug 30, 2010 11:35 am EDT

This card is a total rip off! If you call them on the telephone there is a $3 service charge. No matter what you ask them, they only say that all charges are laid out in the initial application forms. If your card is declined at a business you are charged a .5o cent fee each and every time. If you purchase gas with this card, you are charged a minimum of $75 in addition to the amount of gas that you actually pump. Your money is eventually put back on to your card, but it puts you in a situation where you cannot make purchases until the money is put back on your card...then you are charged the 50 cent each time until the money is put back on the card. This card is out there under very fraudalent practices. I don't recommend this card to anyone. If you employer is trying to get you to get paid with this card, run in the opposite direction as fast as you can! Your wallet will thank you for it.

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Very dissapointed Customer
Mannsville, US
May 13, 2010 3:31 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

I agree. The customer service is terrible. I have unresolved issues from a glitch in the system that has frozen my accounts. I have called 11 times in 2 days. I still can't access my money to put gas in my car and get to work. I have contacted our corporate offices. My HR department has forwarded the message to our payroll manager and VP of operations. I guess ADP would rather throw away an account of 1500 employees than correct a simple error.

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Waynem
Imperial Beach, US
Nov 23, 2009 4:17 am EST

My employer enrolled me in the ADP Total Pay program without my knowledge, although they claim to have sent me notice two weeks earlier that I had an option between this debit card and direct deposit. The Total Pay card is a scam that Wall St would be jealous of. Your employer deposits it's payroll into ADP's account, and ADP pays you. With Total Pay Debit Card, ADP holds YOUR money in THEIR bank collecting interest, then ADP charges you a $2.50 monthly "maintainence fee", $1.50 per use ATM charge, and even charges you for customer service, which is outsourced to english as an almost second language speaking Customer Service Reps. My advice, if you have the card, take it to a bank and open a checking account, some banks even offer cash incentives to new customers, then advise your employer you want direct deposit, and dont let them tell you they dont have it. If they have ADP Total Pay, then direct deposit IS an option. I honestly believe ADP is headed for a major class action law suit with this scam.