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SBI Credit Card Complaints - Very harsh and unhelpful customer service!

Review all SBI Credit Card complaints

SBI Credit Card

Posted: 2007-01-21 by Girish Gopinath [send email]
Very harsh and unhelpful customer service!
Complaint Rating:  86 % with 122 votes
The customer service has been very harsh and has not been helpful. They are rude and often end up giving wrong information to the clients. For eg. I dropped a cheque in one of their ATM in Bangalore and the amount was not deducted from the statement. When I checked with the customer service they told me that they don't pick up the cheques from the ATM. Immediately I issued a fresh cheque and made the payment but my previous cheque which the bank promised me that wont be picked up was also used. And when I call the bank they say that they cant help it. There were several other incidents like this.
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Comments

410 days ago by Jayanta Roy [send email]
This is Jayanta Roy.

I haven't receive my credit card statement for the month of June'07 & July'07. I have already paid the due amt. for the card.

Complaining to the customer care repeatedly, they are giving me false information that they had forwarded my statement and it will reach me within 5 working days. Till now I haven't receive any statement of June & July. I have never seen before this type of cheating from such a nationalize bank.
408 days ago by Bhupender Singh Sandhu [send email]
I had applied for the SBI credit card in the month of july 07, at the time of application for the credit card agent told me that it is a life time FREE card and I don't have to pay ANNUAL FEE, but I'm surprise that I have received monthly statement with annual fee and ADD ON card fee (which I had not asked for).

Regards
Bhupender
407 days ago by Amit Kotwani [send email]
I had applied for the credit card roundoff a month ago and i had got all the verification calls and i was told that I'll be getting my credit card within one week but as the 2 weeks are already passed and till now i haven't got the card.

With regards
Amit kotwani
406 days ago by G.g.naik [send email]
I fully agree sbi card is one nobody should use they poor call center service in short you can not reach them.
405 days ago by Pratap Kr. Bhatia [send email]
I have been using sbi card for the last six yrs. They blocked my card two times without my consent and without any information to me. When contacted, they sent me a new card both the times. This time they have not sent the ATM pin for the new card whereas the new card has been recd. by me about two months ago and my request for the same also has been pending with them for the last one month. I have not been getting my monthly statement too for the last four months inspite of many reminders on phone and every time getting assurance that the same would reach me within seven working days. I have been perturbed by their services and would never advise anyone to use sbi card. Services are very poor and harassing.
399 days ago by Mahesh Jayanth [send email]
I am a regular user of SBI card and did not have any problems for the first 1 yr. I had then asked for a loan amount of 2,51,000/- and this was approved over phone. After 15 days I had found out that they have sent the DD to the wrong address. I lodged a complaint and they had canceled the demand draft against my name. But at later point when I found out that the loan amount was canceled against my name, but the interest charge of 93,000/- was levied against my card. Now I am following up for the last 2 months and still they have not got rid of the interest component on the card. I am charged with EMI for the loan amount I have received. I had called up their customer care around 8 times and still the answer would be that the issue would be solved within 5 working days.

Currently do not go for any loan or balance transfer through your SBI card. Once your in trouble, it is rest assured that you will not get out of the problem. SBI credit card division is run by GE finance and SBI is not bothered to check the functioning of its credit card division.

If any one can help me on how to approach this problem, kindly mail me at maheshjayanth@yahoo.com
387 days ago by Rahul Shrimali [send email]
When i got sbi credit card, after one week i received one demand draft of 5000 rs as a scheme... I sent it back to the address given by sbi card customer care executives b'coz i did not want 2 use that one then also since last 3 months i m getting 5000 rs as a purchasing amount in monthly statement. Even though i have not used that amount then how would i get these statements??? Also i already paid monthly due b'coz of their mistakes... And also they r asking 4 the payments of which i have not used...in this way they r earning... They should update their systems... They r cheating people... If i'll not get the solution 4 my problem i'll take the help of police and customer protection cell. Alos if i'll not get the response then also i'll take strong action.

And i advise the people do not take cards of sbi. They r cheater no 1 of india...
377 days ago by K J Verghese [send email]
Hi,

The SBI credit card is the worst one I have ever come across. Anything about them, their service, call center personnel... everything is the worst. I had not even signed a credit card application form and now i have phone calls coming in from all sorts of idiots asking me to pay the premium for some insurance policy. Every time when I explain to them that i have not even applied for this card i get the answer we will look into it. next day I will have some new guy calling me. Now the latest one is last week i got a call from someone who was saying that unless i pay the premium they will file a case against me. I would love to see where these guys are going to take things to. I believe something needs to be done to teach these guys a lesson.
376 days ago by Lakshmanan.m [send email]
I am very unhappy with your cards. I am much relived by surrendering your cards. Your administration is very rude. For petty amounts you have charged hefty amounts as penalty. Your mailing system is very poor. For eg your bill for Aug came after your letter to pay the money immediately or otherwise face the legal cell. The due amount is a petty sum of Rs.964.02.

Now I have paid Rs.964 thro a cheque. May be you will still send a legal summon for not paying Rs.0.02.

I have unnecessarily paid about Rs. 3000/- as Penalty, other charges, interest, and Protector Policy premiums etc., It is a waste. So I am surrendering my below mentioned cards. The Cards (each cut in to two) are enclosed herein.
372 days ago by Balaji [send email]
SBI credit card customer service is a worst service in the world and it’s located in Chennai and Gurgaon (Delhi) who do not know English and they do not know how to speak to the customer. If we call for SBI helpline first they will act like taking complaints and they will act like anything at the end of the call they will force to buy some products like Balance Transfer, Insurance and Easy Installments. They are very good cheating peoples trained by GE, they never bother about customer’s problem simple they will tell we are taking complaint but finally customers will be the looser. Please do not loose anything will you calling SBI helpline.

They will speak like anything please does not buy any products through SBI helpline and also there is a big story behind SBI Credit cards. Actually GE is the total controller of this SBI credit card only thing they are using the SBI name and also GE paying some commission to SBI for using their name. In this deal SBI name going down and the Indian government as to take strong action against GE credit cards customer service people. The exact reason is GE wants to earn more profit that’s why they are forcing the customer service people to sell products through helpline.

By ,
One of the SBI credit customer.
364 days ago by Vasudevan Sivalingam [send email]
SBI did not inform me about the activation charges. But they are charging me Rs 500. If I know this earlier I would not apply for that card. Really I don't want that card also. while I called customer care they are irritating me.
364 days ago by Venkata Jayavardhan Gatti [send email]
I have canceled my credit cards on 10 th may by calling customer care, but i receive monthly statements even though there is no due to pay from my side. I have received 2 months statements even after they said they have canceled the card.

I approached the bank and the bank people say we have to cancel the card by calling customer care. But do the bank people know that the actual way of canceling a card is by accepting the cards which are cut diagonally and acknowledge the receipt for that.
364 days ago by Murali [send email]
SBI Cards...named for their worst customer service in the world. FOR GODS SAKE... PLEASE DO NOT GET SBI CARDS.

I requested them to cancel the card 6 months ago, but I keep getting monthly statements. I don't have to pay any payments as I haven't used their card after seeing these blogs in the site.

Recently I changed my mobile number. I started getting calls for every 15 minutes. For first week, I patiently replied that I got this number, please don't call. But these stupid guys keep calling every 15 mins.

I completely lost my patience in responding softly to those brainless stupids. Last I have to change my number again...

By reading this blog... at least now stop using SBI Card / do not go for SBI Card in your life time...
364 days ago by Warren [send email]
I applied for a SBI gold credit card against my fixed deposit receipt and other documents... There was no response from sbi at all, no acknowledgment at all... nothing.

It is very shameful of SBI bank-malad west branch... i am truly disappointed!
361 days ago by Ajay Shah [send email]
Harassment calls from the Sales and Collections department, morning to night. Will not spare you even on Sundays.

Despite paying in full every month and never carrying forward a single Rupee, they insist that the amount has not been paid. Even after a stop payment advise to the bank, a registered mail with the new cheques to the Head Office, cutting the card into small pieces and requesting a cancellation of the card, no respite.

The calls simply go on and on and on. And they even call my mother and keep harassing her. Non stop. Nobody knows what to make of this because the office is in Delhi and I am in Bombay. So, they have a free pot shot at you and there is nothing you can do about it.

Thuggish ugly behaviour from SBI. Avoid their card at all costs.
357 days ago by Nk Kothari [send email]
The worst creditcard in world for GOOD PAYING CUSTOMER is SBI CREDITCARD FOR THE CUSTMER SERVICE. I regret to had it. The govt of india owned bank is working only for the employees, i have yet to see any honest and helping officer in whole of SBI.

THE BANK AND SBI CARD SERVICE DO EVERYTHING OTHER THAN HONEST BANKING. CHEATING TO THE CUSTOMER, THREATING/TORTURE/ ABUSING AND MISLEADING IS THEIR OFFICERS HOBBY.
350 days ago by Biswajit Nayak [send email]
Dear Friends,

Let me share a recent article published in TOI on dated 8th Sept'07.SBI has leased its brand name only to GE with royalty of 60% of profit rest of show managed by GE. Surprisingly to share they dont have any mechanism for customer redressal.

So, let me summarize SBI licensed GE private entity to rob its customer in the broad day light with the disguise of brand name SBI.

Regards.
Biswajit.
Victim- SBI CARD.
346 days ago by P. K. Kar [send email]
Respected Sir,

I have not received my renewed SBI Card till now. I have tried your previous request as your concren but nothing has done. So Please ensure that I receive my SBI Card as early as possible.

Reference No.- 2007115253427
Card No .- 4317575205265532

Thanks & Regards,
P. K. Kar
346 days ago by Sanjeev Parmar [send email]
I had applied for the credit card of State Bank of India.then they provided me there credit card but I had never tried to use that than after specific period of time it was expired.But now the State bank of India renew that credit card without any priror information and accptance from my side they have courier that credit card to me recieved by my Mother which is not logical casue I am the credit card owner so how the courier boy can give that card to anybody.Credit card is very much confidential thing wich has to give the person conserend.
342 days ago by A. Damodaran [send email]
Sir,

Sub: SBI Card – Discrepancies in the Monthly Statement – Rectification – Requested – Reg.

Ref: SBI Card “Monthly Statement” dated 09.09.2007
-- -- -- --

Reference is invited to the ‘Monthly Statement’ cited on the subject mentioned above.

In this regard, I am to state that in my correspondence dated 05.02.2007, the original SBI Credit Card has been surrendered to your reputed Firm, since I am not willing/interest to continue, to be a member in the SBI Cards & Payment Services Private Limited.

Further, I am to add that the total outstanding balance as per statement dt.09.08.2006 stands Rs.6,191.24/- only and the entire amount has been remitted for stipulated time vide Cheque No.384168, dated 25.08.2006. Thereafter, I have neither purchased any commodities nor withdrawn any amount by utilizing the Credit Card. Hence, on my part no due is pending for settlement. The above fact has also been intimated by my subsequent correspondence made with you and also informed through Phone. But, your authorities concerned have been assured to me, in future any statement is not sent to my address.

Whereas, in the ‘Monthly Statement’ dated 09.09.2007, it has been found as if I have to pay a sum of Rs.1,559.68/-, through any transactions have been made by me and also surrendered my Credit Cards, vide my letter dated 05.02.2007. The present statement gives me much shock and mental agony. Hence, I have no other way except to proceed legally, if the discrepancies are not been rectified by your authorities concerned.

I hope and trust that the authorities concerned will take appropriated steps to rectify the error caused in this regard.

Thanking you,

Yours faithfully,


(A. DAMODARAN)

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