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USA Credit Complaints & Reviews

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USA Credit - California / bad business practices

Re
revscott on 2013-10-09
USA credit there are over 137 complaints no 138 there are enough people to file a class action lawsuit against this company and their tactics. Which are illegal. if you wish to be part of this class action suite. please contact me by e-mail scott_free@live.com with any copies of e-mails sent to you from USA and record all phone calls from them from now on. I have good attorney wanting to take the case.

USA Credit / GOOD CREDIT

Jo
john deangelo on 2012-07-24
I APPLIED FOR THE CREDIT CARD IN 2009, I CURRENTLY STILL HAVE AN ACCOUNT, AND USE IT REGULARLY. MY MONTHLY PAYMENTS HAVE NO INTREST, AND IT IS MAKING MY CREDIT BETTER BELIEVE IT OR NOT. ALL OF MY PAYMENTS ARE REPORTED TO MY CREDIT REPORT. I WAS JUST APPROVED FOR A HOME. I WAS TOLD THAT THERE WAS AN APPLICATION FEE. NOBODY ELSE WOULD APPROVE ME FOR ANY CREDIT THOUGH. I WAS ABLE TO GET MY KIDS THIER CHRISTMAS PRESENTS IN 09, UNEMPLOYED, AND MAKE PAYMENTS WITH NO INTREST.

USA Credit / Not sure if I can get the debit taken off my account

Sm
Smaier on 2012-06-12
I was on line and just applying for a loan, then i got a phone message saying that a debit was coming out of my account they didn't say how much but when i called them I got put on hold by an automated system and held for over 30 minutes 3 different times but no one answered. I never found out what happened. I talking to my bank but not sure if I can get the debit taken off my account.

USA Credit / They are greedy scamers

Ga
GardenGodess on 2011-12-13
First, let’s get things straight. I do not know who USA Credit is, until my run in with them I’d never heard of them. I’ve never given them my credit card, nor have I ever authorized any payments whatsoever to USA Credit. I’ve never given them my checking account information either, that’s something I guard pretty closely. However, USA Credit reached into my bank account and took my money. In fact, they took $149; money I certainly didn’t have to spare. They did this without my permission or knowledge. We’ve recently lost an income and because of USA...

USA Credit - Florida, Barefoot Bay / unauthorized charges

Jr
Jrtkitty on 2011-08-04
I just got an email from my bank stating that i am over drawn on my account. so I went to see what was going on and found that this company, USA Credit as done an electronic check from my account and the total was $149.95. I never heard of this company and now I have to try and fight with the bank to get this fixed. What the hell are these people trying to do. Does anyone have ideas on trying to get these people found and prosecuted for these actions.

USA Credit / Stole $149.95 plus a $30 NSF fee

To
Tommy Edwards on 2011-07-05
They stole the money from my account when I never accepted an offer. The credit union I go through does not return my checks for NSF, they pay it then assess me the $30 on top of it. I did not order this service, I never authorized any funds to be withdrawn from my account and I feel that with the myriad of complaints the MI Attorney General should revoke their license to conduct business in the state of Michigan. Obviously since this practice appears to be normal for this company they should be prosecuted. And I do mean to the fullest extent of the law.

USA Credit - Pennsylvania / money debited without my authorization

Jk
JKan on 2011-06-20
Be aware that clicking around on other sites can cost you time and money! This company debited $149.95 without me even knowing it was going to happen. When I called USA Credit they told me that I had been on another site and had clicked on their link which "authorized" them to take the money. I have no idea what they are talking about. Authorization of money should not be that easy! I have reported them to the BBB.

USA Credit - Pennsylvania, Union City / unauthorized access to bank account

St
stevalnh56 on 2011-03-17
I applied for a payday loan and was directed to this website.when I clicked for assistance I was told that they could help me with a loan. instead they debited my bank account for 149.95. this caused my account to become overdrawn and i was assessed an overdrawn fee of 35.00. I was told by usa credit that because I did not have the funds available that I am not due a refund. I am on dissability. this is not fair to take advantage of someone like this. I want my money back from this company. Thank You, Steve Valido.

USA Credit - South Carolina / Stolen Funds

Iw
IwantmyF---ing$ on 2011-03-16
This bitch ass company stole $149.95 out of my checking account on March 8, 2011. After calling and getting the account cancelled my money was suppose to be returned to me on March 15. I gave the company an extra day and called them back on March 16 to see when my money would be returned since it wasn't back in my account. I was transferred to REBECCA at extension 2103 and was told that they had to authorize that I didn't file a fraud case against them. WTF!!! You stole my money and then didn't want me to file a fraud case against you! REBECCA at ext. 2103 then call the bank on...

USA Credit / Making Threats against me

Fa
Fakecompanies2011 on 2011-03-09
I HAVE BEEN RECIEVING PHONE CALLS FROM THIS COMPANY (USA CREDIT) AND THE CALLS ARE NOT NICE. A PERSON WHO WORKS FOR THIS COMPANY EVENTUALLY WILL BE DEALT WITH IN A NOT SO NICE WAY BY ME!!! If this company does not leave me alone & stop making threats (Taking me to court & putting me in jail), I will find the person & BREAK EVERY BONE IN HIS FUCKING BODY. USA CREDIT LAY THE FUCK OFF ME, I DON'T OWE YOU SHIT! I NEVER TOOK A LOAN FROM YOU SO BUG THE HELL OFF, OR I'LL GET MY ATTORNEY AFTER YOUR ASS

USA Credit - Arizona, Springervile / THEFT

1c
1charlie on 2011-02-21
On December 22, 2010 my spouse and I decided to relocate back to Arizona to hep take care of my eldely father who is 80 years old! So we left very early because its a long drive and we have to stop aot because I am disabed in a wheelchair and need to rest alot, and my spouse is a heart patient, so we live on a limted income. I did not realize they even took money from my account until today on 02/21/11 because I did not have any internet until 01/09/11, and my bank statements come on ine and tobe honest, I hardly ever get on it, so that is why I didnot know about the theft, and when I opened...

USA Credit - Arkansas, Salem / scam and cheatgs

Sh
Shonda G on 2011-01-27
USA Credit tool 149.95 out of my checking account without me authrozing it after I got a pay day advance loan for a emergency problem I had I called their customaer service and was told they would refund my money by the 25th of this month well the money still isnt here If I had money for stuff like USA Credit I wouldn't have needed a advance loan I am the mother of a disabled child and the wife of a disabled husband I also have 2 other children I hope they are happy taking food away from my family and putting me in a harder situation than I was already in

USA Credit - New York, Youngstown / charge account without authority

Ph
phyllis Belviso on 2011-01-25
I applied for a pay day loan. biggest misktake of my life and I had a charge on my accont from USA credit for 149.95 I called and they said they would charge me 30 or so, I was on hold for over an hour and couldnt wait any longer. This is a scam that they give your information to other websites. I want my money back and I have had 10 insufficient fund and I have a 3 year old and trying to make ends meet and this justmadee things worse.

USA Credit - California, San Clemente / SCAM SCAM SCAM

Ec
ecobb on 2011-01-19
I am a mother of two small children, I never stoop to the level of going online and applying for a payday loan. Things got really tough and I had no other choice. I decided to go through Money Mutual since they seemed like an honest company since they were all over the T.V. They directed me to a place called CashNet USA which in all reality is a pretty reliable company... BUT during the online application this f*&*ing company took all of my personal information including social, bank information, date of birth, home address and withdrew from my account 149.95. Now, to make matters worse I only...

USA Credit - Pennsylvania / USA Shopping Club

Co
I was looking for a short term loan for the end of the year. I was directed to the USA credit website and followed directions carefully. Perhaps I wasn't careful enough. When I read the term agreement, the section about deducting $149.95 from my checking account was very suspicious. Right after the fee agreement, they state they will not deduct any monies from my account. Whether that was my bank account or the Shopping Club membership, it was very confusing. I have not had the funds deducted yet, but I think they will soon. I don't even have my card or packet which is unfair because I...

USA Credit - Massachusetts / THIS COMPANY STOLE MONEY FROM ME!!!!

Dw
dw51592 on
THIS COMPANY STOLE MONEY FROM MY ACCOUNT WITHOUT ANY AUTHORIZATION FROM ME! I called my bank, so we'll see if the charges get lifted or not, but I AM SO ANGRY right now! I hadn't even heard of this company until it's name showed up on my bank statement. WHAT A RIP-OFF! To anyone who might want to use this so called "honest" company, DON'T! THEY WILL TAKE YOUR MONEY AND THEN NOT ANSWER YOUR PHONE CALLS/EMAILS! JERKS!

USA Credit / FRAUD / SCAM

Be
My husband and myself found ourselves in a bit of a bind. I was checking out options the other day online I received a hit on the site for USA Credit and just looked at it. I did not accept any terms or anything else. I was only browsing for an option to my dilema. This morning we woke up only to find that this company has debited my account $99.99. I did not authorize this and now I am having even more problems because of this. This company needs to reimburse me for this or I will be contacting the BBB.

USA Credit - Minnesota, Albert Lea / withdrawal from bank

WHY DID YOU TAKE $19.95 OUT OF MY ACCOUNT IN BANK?WHY DO YOU PEOPLE DO THIS TO ME. ITS NOT FAIR PLAY. CAUSE I GOT A OVERDRAFT IN BANK. IM LUCKY IF I MAKE IT TO THE TIME WHEN I GET MY CHECKS DEPOSITED.I WOULD LIKE MY REFUND OF $19.95 AND ALSO $149.95 . IM NOT SURE WHAT ITS WITH OR WHY BUT SOME OF THE LOANS I TRY AND APPLY FOR AT END DO HAVE SOMETHING ON THE END OF APPLICATION ABOUT WANTING AN OFFER I NEVER NOTICED. FORGETTENED TO UNCHECK IT. PLEASE WHY AM I BEING A VICTIM TO YOU AND OTHER OFFERS. LINDA

USA Credit - Arkansas, Ashdown / Thieves

Lu
Not for sure of the addy, cause it just happened today.I woke up checked my direct deposit on my Walmart Visa Card, I have my check go there, anyway in the amount of 30 min for me to get to the atm, this company Usa Credit had a 100.00 pending charge on my account so I couldn't get the 200 dollars of 271 I had as my balance. I called USA credit and they never heard of me, I feel like the card carrier Walmart should put a halt on my funds, until an investigation is completed. But the rep at Walmart said she could not stop the transaction even though I was bein recorded and making a formal...

USA Credit - New York / unauthorized charge to account

Ja
I have received an unauthorized charge on my account today from USA Credit in the amount of $149.95. When I called my bank they said I had to sign an affidavit proving that I did not authorize these charges. I finally thought I got the number to USA Credit from this website. When I called I found out that it was a third party ACH company and apparently USA Credit has no phone number or way for the public to contact them. I was originally told from this ACH company that it would take 30 days to get my money then with a lil arguing they said 8-10 business days then they said if I DROP THE FRAUD...
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