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USA Credit Complaints & Reviews

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USA Credit - California / bad business practices

Re
revscott on 2013-10-09
USA credit there are over 137 complaints no 138 there are enough people to file a class action lawsuit against this company and their tactics. Which are illegal. if you wish to be part of this class action suite. please contact me by e-mail scott_free@live.com with any copies of e-mails sent to you from USA and record all phone calls from them from now on. I have good attorney wanting to take the case.

USA Credit / GOOD CREDIT

Jo
john deangelo on 2012-07-24
I APPLIED FOR THE CREDIT CARD IN 2009, I CURRENTLY STILL HAVE AN ACCOUNT, AND USE IT REGULARLY. MY MONTHLY PAYMENTS HAVE NO INTREST, AND IT IS MAKING MY CREDIT BETTER BELIEVE IT OR NOT. ALL OF MY PAYMENTS ARE REPORTED TO MY CREDIT REPORT. I WAS JUST APPROVED FOR A HOME. I WAS TOLD THAT THERE WAS AN APPLICATION FEE. NOBODY ELSE WOULD APPROVE ME FOR ANY CREDIT THOUGH. I WAS ABLE TO GET MY KIDS THIER CHRISTMAS PRESENTS IN 09, UNEMPLOYED, AND MAKE PAYMENTS WITH NO INTREST.

USA Credit / Not sure if I can get the debit taken off my account

Sm
Smaier on 2012-06-12
I was on line and just applying for a loan, then i got a phone message saying that a debit was coming out of my account they didn't say how much but when i called them I got put on hold by an automated system and held for over 30 minutes 3 different times but no one answered. I never found out what happened. I talking to my bank but not sure if I can get the debit taken off my account.

USA Credit / They are greedy scamers

Ga
GardenGodess on 2011-12-13
First, let’s get things straight. I do not know who USA Credit is, until my run in with them I’d never heard of them. I’ve never given them my credit card, nor have I ever authorized any payments whatsoever to USA Credit. I’ve never given them my checking account information either, that’s something I guard pretty closely. However, USA Credit reached into my bank account and took my money. In fact, they took $149; money I certainly didn’t have to spare. They did this without my permission or knowledge. We’ve recently lost an income and because of USA...

USA Credit - Florida, Barefoot Bay / unauthorized charges

Jr
Jrtkitty on 2011-08-04
I just got an email from my bank stating that i am over drawn on my account. so I went to see what was going on and found that this company, USA Credit as done an electronic check from my account and the total was $149.95. I never heard of this company and now I have to try and fight with the bank to get this fixed. What the hell are these people trying to do. Does anyone have ideas on trying to get these people found and prosecuted for these actions.

USA Credit / Stole $149.95 plus a $30 NSF fee

To
Tommy Edwards on 2011-07-05
They stole the money from my account when I never accepted an offer. The credit union I go through does not return my checks for NSF, they pay it then assess me the $30 on top of it. I did not order this service, I never authorized any funds to be withdrawn from my account and I feel that with the myriad of complaints the MI Attorney General should revoke their license to conduct business in the state of Michigan. Obviously since this practice appears to be normal for this company they should be prosecuted. And I do mean to the fullest extent of the law.

USA Credit / UNAUTHORISZE CHARGES

He
Helena Offiah on 2011-07-01
On June 20, 2011 there was an charge amt of $149.95 with out my approval.I was online before only providing some information about loans and these company only asks information to search for loans company that would only work with you to get an loan.USA Credit took money from me without my knowedge and would not provide me information to show that I approve of them to take $149.95 and information about what they have to offer for me to agree or disagree from this company.They chargeed late fees from my bank and would only give me back $114.95 instead of what USA Credit took from me $149.95

USA Credit / Fradulent Charge

Lt
lthornbury on 2011-06-25
I recently had an unauthorized charge of $149.95 to my bank account using my account number and routing number - NOT my debit card number. How these people came upon this information is a mystery to me, but what is the most upsetting is that my bank conducted an "investigation" and closed the case saying that they considered this an authorized charge - EVEN THOUGH I TOLD THEM REPEATEDLY THAT I HAD NOTHING TO DO WITH THIS TRANSACTION! Now my bank is telling me that I need to take up my dispute with USA Credit, however I cannot seem to find any legitimate website, address or phone number for thi...

USA Credit - Pennsylvania / money debited without my authorization

Jk
JKan on 2011-06-20
Be aware that clicking around on other sites can cost you time and money! This company debited $149.95 without me even knowing it was going to happen. When I called USA Credit they told me that I had been on another site and had clicked on their link which "authorized" them to take the money. I have no idea what they are talking about. Authorization of money should not be that easy! I have reported them to the BBB.

USA Credit - Washington, Monroe / Withdraw

Le
Ledmonta on 2011-05-10
USA CREDIT was withdrawing money for my bank account for some year, I talked to them to get an explanation why they were doing this, as I never got any credit with them, they told me that they could not give any information because the supposedly account was on my wife's name. I got my wife for an explanation, she told me that she never had opened an account with them, but she let it go, checking my account I could see that it was month by month, I told my wife to talk to them, no response, and talk and not response, until she got someone to discuss the issue, and they made up...

USA Credit - Pennsylvania, Union City / unauthorized access to bank account

St
stevalnh56 on 2011-03-17
I applied for a payday loan and was directed to this website.when I clicked for assistance I was told that they could help me with a loan. instead they debited my bank account for 149.95. this caused my account to become overdrawn and i was assessed an overdrawn fee of 35.00. I was told by usa credit that because I did not have the funds available that I am not due a refund. I am on dissability. this is not fair to take advantage of someone like this. I want my money back from this company. Thank You, Steve Valido.

USA Credit - South Carolina / Stolen Funds

Iw
IwantmyF---ing$ on 2011-03-16
This bitch ass company stole $149.95 out of my checking account on March 8, 2011. After calling and getting the account cancelled my money was suppose to be returned to me on March 15. I gave the company an extra day and called them back on March 16 to see when my money would be returned since it wasn't back in my account. I was transferred to REBECCA at extension 2103 and was told that they had to authorize that I didn't file a fraud case against them. WTF!!! You stole my money and then didn't want me to file a fraud case against you! REBECCA at ext. 2103 then call the bank on...

USA Credit / Making Threats against me

Fa
Fakecompanies2011 on 2011-03-09
I HAVE BEEN RECIEVING PHONE CALLS FROM THIS COMPANY (USA CREDIT) AND THE CALLS ARE NOT NICE. A PERSON WHO WORKS FOR THIS COMPANY EVENTUALLY WILL BE DEALT WITH IN A NOT SO NICE WAY BY ME!!! If this company does not leave me alone & stop making threats (Taking me to court & putting me in jail), I will find the person & BREAK EVERY BONE IN HIS FUCKING BODY. USA CREDIT LAY THE FUCK OFF ME, I DON'T OWE YOU SHIT! I NEVER TOOK A LOAN FROM YOU SO BUG THE HELL OFF, OR I'LL GET MY ATTORNEY AFTER YOUR ASS

USA Credit - Arizona, Springervile / THEFT

1c
1charlie on 2011-02-21
On December 22, 2010 my spouse and I decided to relocate back to Arizona to hep take care of my eldely father who is 80 years old! So we left very early because its a long drive and we have to stop aot because I am disabed in a wheelchair and need to rest alot, and my spouse is a heart patient, so we live on a limted income. I did not realize they even took money from my account until today on 02/21/11 because I did not have any internet until 01/09/11, and my bank statements come on ine and tobe honest, I hardly ever get on it, so that is why I didnot know about the theft, and when I opened...

USA Credit / Took money without permission

Sk
Skibade on 2011-02-11
They took money without permission now we are sitting here without money or anything to ear and its o degrees out side you can guess how pissed off we are we have never received money from usa credit and want our money back now this occured on january 31, 2011 it has really coused us a problem we have no one here to turn to for help i will never trust this conputer for any thing. we were trying to make it through a hard time and all this has done is make it worse lots of luck people don't care who they hurt or how they hurt them

USA Credit / Theft/Fraud

La
Lance.j.F on 2011-02-10
I was just looking at my credit report and it shows that i owe USA Credit $2, 500.00 and i have no idea how that happened when i never recieved or even applied for anything about $2, 500.00 from a USA Credit.!!! USA Credit is doing ACH withdrawls from my checking acct. with out my permission, i dont even use my checking account unless i have an on-line bill to pay. If i dont have the funds available to pay the $14.00 withdrawl and i have to pay a $15.00 NSF fee. i need this to stop can anyone help me. I never recieved the $2, 500.00 and i don't need to pay for something i have no idea...

USA Credit / stole $149.99 from my account

Ma
Malinda80 on 2011-02-07
Stay clear of credit rating companies because they are all crooks and they are not to be trused especially USA CREDIT they stole $149.99 out my account and refused to give me back my money so beware of those type of companies they will still your money and they will not give your money back and you will have problems such as rou arounds and stuff like that I am fed up with these cimpanies stealing from the poor and giving to the rich us pooe folks needs to take a stand and let the rich know that we're not going to stand for it any longer its time for us to fight back.

USA Credit - Arkansas, Salem / scam and cheatgs

Sh
Shonda G on 2011-01-27
USA Credit tool 149.95 out of my checking account without me authrozing it after I got a pay day advance loan for a emergency problem I had I called their customaer service and was told they would refund my money by the 25th of this month well the money still isnt here If I had money for stuff like USA Credit I wouldn't have needed a advance loan I am the mother of a disabled child and the wife of a disabled husband I also have 2 other children I hope they are happy taking food away from my family and putting me in a harder situation than I was already in

USA Credit - Florida / fraud company

Ca
candilovs4u on 2011-01-26
I recieved a call from USA Credit stating i was pre-approved for a lien of credit and etc. They asked me for me for my social, and my bank information. Praise God that my bank didnt approve them so i hope. Well this is a major scam. i started asking questions and then i asked him about a website and he didnt even have one to provide. How do you so called work for a company and don't know the website? Right! Then he tried to rush off the phone with me and tell me i was denied once again. He tried avoided all the questions I was asking. I did ask him how he got my information and he said...

USA Credit - New York, Youngstown / charge account without authority

Ph
phyllis Belviso on 2011-01-25
I applied for a pay day loan. biggest misktake of my life and I had a charge on my accont from USA credit for 149.95 I called and they said they would charge me 30 or so, I was on hold for over an hour and couldnt wait any longer. This is a scam that they give your information to other websites. I want my money back and I have had 10 insufficient fund and I have a 3 year old and trying to make ends meet and this justmadee things worse.
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