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USA Credit Complaints & Reviews

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USA Credit - California / bad business practices

Re
revscott on 2013-10-09
USA credit there are over 137 complaints no 138 there are enough people to file a class action lawsuit against this company and their tactics. Which are illegal. if you wish to be part of this class action suite. please contact me by e-mail scott_free@live.com with any copies of e-mails sent to you from USA and record all phone calls from them from now on. I have good attorney wanting to take the case.

USA Credit / Not sure if I can get the debit taken off my account

Sm
Smaier on 2012-06-12
I was on line and just applying for a loan, then i got a phone message saying that a debit was coming out of my account they didn't say how much but when i called them I got put on hold by an automated system and held for over 30 minutes 3 different times but no one answered. I never found out what happened. I talking to my bank but not sure if I can get the debit taken off my account.

USA Credit / They are greedy scamers

Ga
GardenGodess on 2011-12-13
First, let’s get things straight. I do not know who USA Credit is, until my run in with them I’d never heard of them. I’ve never given them my credit card, nor have I ever authorized any payments whatsoever to USA Credit. I’ve never given them my checking account information either, that’s something I guard pretty closely. However, USA Credit reached into my bank account and took my money. In fact, they took $149; money I certainly didn’t have to spare. They did this without my permission or knowledge. We’ve recently lost an income and because of USA...

USA Credit - Florida, Barefoot Bay / unauthorized charges

Jr
Jrtkitty on 2011-08-04
I just got an email from my bank stating that i am over drawn on my account. so I went to see what was going on and found that this company, USA Credit as done an electronic check from my account and the total was $149.95. I never heard of this company and now I have to try and fight with the bank to get this fixed. What the hell are these people trying to do. Does anyone have ideas on trying to get these people found and prosecuted for these actions.

USA Credit - Pennsylvania / money debited without my authorization

Jk
JKan on 2011-06-20
Be aware that clicking around on other sites can cost you time and money! This company debited $149.95 without me even knowing it was going to happen. When I called USA Credit they told me that I had been on another site and had clicked on their link which "authorized" them to take the money. I have no idea what they are talking about. Authorization of money should not be that easy! I have reported them to the BBB.

USA Credit - Pennsylvania, Union City / unauthorized access to bank account

St
stevalnh56 on 2011-03-17
I applied for a payday loan and was directed to this website.when I clicked for assistance I was told that they could help me with a loan. instead they debited my bank account for 149.95. this caused my account to become overdrawn and i was assessed an overdrawn fee of 35.00. I was told by usa credit that because I did not have the funds available that I am not due a refund. I am on dissability. this is not fair to take advantage of someone like this. I want my money back from this company. Thank You, Steve Valido.

USA Credit / Making Threats against me

Fa
Fakecompanies2011 on 2011-03-09
I HAVE BEEN RECIEVING PHONE CALLS FROM THIS COMPANY (USA CREDIT) AND THE CALLS ARE NOT NICE. A PERSON WHO WORKS FOR THIS COMPANY EVENTUALLY WILL BE DEALT WITH IN A NOT SO NICE WAY BY ME!!! If this company does not leave me alone & stop making threats (Taking me to court & putting me in jail), I will find the person & BREAK EVERY BONE IN HIS FUCKING BODY. USA CREDIT LAY THE FUCK OFF ME, I DON'T OWE YOU SHIT! I NEVER TOOK A LOAN FROM YOU SO BUG THE HELL OFF, OR I'LL GET MY ATTORNEY AFTER YOUR ASS

USA Credit - California, San Clemente / SCAM SCAM SCAM

Ec
ecobb on 2011-01-19
I am a mother of two small children, I never stoop to the level of going online and applying for a payday loan. Things got really tough and I had no other choice. I decided to go through Money Mutual since they seemed like an honest company since they were all over the T.V. They directed me to a place called CashNet USA which in all reality is a pretty reliable company... BUT during the online application this f*&*ing company took all of my personal information including social, bank information, date of birth, home address and withdrew from my account 149.95. Now, to make matters worse I only...

USA Credit - Pennsylvania / USA Shopping Club

Co
I was looking for a short term loan for the end of the year. I was directed to the USA credit website and followed directions carefully. Perhaps I wasn't careful enough. When I read the term agreement, the section about deducting $149.95 from my checking account was very suspicious. Right after the fee agreement, they state they will not deduct any monies from my account. Whether that was my bank account or the Shopping Club membership, it was very confusing. I have not had the funds deducted yet, but I think they will soon. I don't even have my card or packet which is unfair because I...

USA Credit - Massachusetts / THIS COMPANY STOLE MONEY FROM ME!!!!

Dw
dw51592 on
THIS COMPANY STOLE MONEY FROM MY ACCOUNT WITHOUT ANY AUTHORIZATION FROM ME! I called my bank, so we'll see if the charges get lifted or not, but I AM SO ANGRY right now! I hadn't even heard of this company until it's name showed up on my bank statement. WHAT A RIP-OFF! To anyone who might want to use this so called "honest" company, DON'T! THEY WILL TAKE YOUR MONEY AND THEN NOT ANSWER YOUR PHONE CALLS/EMAILS! JERKS!

USA Credit - Minnesota, Albert Lea / withdrawal from bank

WHY DID YOU TAKE $19.95 OUT OF MY ACCOUNT IN BANK?WHY DO YOU PEOPLE DO THIS TO ME. ITS NOT FAIR PLAY. CAUSE I GOT A OVERDRAFT IN BANK. IM LUCKY IF I MAKE IT TO THE TIME WHEN I GET MY CHECKS DEPOSITED.I WOULD LIKE MY REFUND OF $19.95 AND ALSO $149.95 . IM NOT SURE WHAT ITS WITH OR WHY BUT SOME OF THE LOANS I TRY AND APPLY FOR AT END DO HAVE SOMETHING ON THE END OF APPLICATION ABOUT WANTING AN OFFER I NEVER NOTICED. FORGETTENED TO UNCHECK IT. PLEASE WHY AM I BEING A VICTIM TO YOU AND OTHER OFFERS. LINDA

USA Credit - Arkansas, Ashdown / Thieves

Lu
Not for sure of the addy, cause it just happened today.I woke up checked my direct deposit on my Walmart Visa Card, I have my check go there, anyway in the amount of 30 min for me to get to the atm, this company Usa Credit had a 100.00 pending charge on my account so I couldn't get the 200 dollars of 271 I had as my balance. I called USA credit and they never heard of me, I feel like the card carrier Walmart should put a halt on my funds, until an investigation is completed. But the rep at Walmart said she could not stop the transaction even though I was bein recorded and making a formal...

USA Credit - New York / unauthorized charge to account

Ja
I have received an unauthorized charge on my account today from USA Credit in the amount of $149.95. When I called my bank they said I had to sign an affidavit proving that I did not authorize these charges. I finally thought I got the number to USA Credit from this website. When I called I found out that it was a third party ACH company and apparently USA Credit has no phone number or way for the public to contact them. I was originally told from this ACH company that it would take 30 days to get my money then with a lil arguing they said 8-10 business days then they said if I DROP THE FRAUD...

USA Credit - Pennsylvania, Uniontown / Debited 149.95 out of checking acct

He
My husband and I had a serious financial obligation that we had to handle before the end of the month and we decided to apply for a short term $300 payday loan online.. we provided our social security number and banking information and we were in the grocery store to purchase a few small items and found out that USA Credit debited over 150.oo from our account and caused two bank fees in the amount of $35. This has set us back even futher. I am contacting the DA in the state of PA and demand that someone investigate this company and their business practices..This is unfair and do you know they had the nerve to tell me they would only refund 65.00 back to our account that they drafted without permission.

USA Credit - New Hampshire, Manchester / They debited 149.95 out of my checking account

I was applying for a 300$ loan yesterday. I checked my bank account this morning to notice that I had 149.95$ debited out of my checking account. I don't know this company. I never signed anything on their website, where ever it is. Now I have my pay check coming in tomorrow that's going to get eaten away and i have to pay my rent. citizens bank said that they sould send me a form in the mail so they can dispute this, but it's going to take up to 10 days for them to process the form.

USA Credit / Scam

Br
The USA Credit called me today and said that they were calling me about a credit inquiry that i had made. Immeditately I was suspicious because i had not made the inquary, but i listened anyways and she asked me for by DOB and confirmed my address and all of that then she wanted my social.. I was hesitant but gave it to her anyways. Then she wanted my bank information. I told her that i didnt know it because i only use debit cards and she told me to call her back with the info. Thats when i found this site and called them back and told them about this. They said the people that got charged the...

USA Credit / scammed me as well

Su
I just found today that I was also scammed out of 149.95 by this company. I have never heard of them nor any of its affiliates. I did find out what they do. What baffles me is that, if anyone is looking for a payday loan, why would this company think they have 149.95 in their account to give in the first place! I have filed a report with the BBB, which I can tell you will do no good. They are not accredited, so the complaint will not do any good. I have contacted my bank and closed the account and froze the account and have filed a fraud charge investigation. I will next contact the attorney...

USA Credit - Pennsylvania, Uniontown / UNAUTHORIZED DEBIT

Ja
I applied for a loan online and their website came up. I read through the terms and when I saw that they charged a fee I declined. I needed money I was not trying to spend money to get money. Which after looking at the attorney generals webpage in texas I found out that this practice of charging people a fee to get money is illegal. They debited money out of account of 149.95. I did not authorize this. I am now filing complaints with the BBB, The FEDERAL TRADE COMMISSION, and The State of Texas OAG. One more thing to look out for after putting in their phone number on the BBB webpage the...

USA Credit / Charged $149.95

Ki
I applied for a loan online on 8/29/2010 and was redirected to USA Credit page. I opted out of this suggested site and the next thing I know, I check my account statement today and found that my account was charged $149.95 for a one time fee with USA Credit. I spoke with a rep who tried to convenience me that I had applied for the card. I asked if they would send my money back and she stated it was a non-refundable fee. I am contacting the Better Business Bureau and the IRS to inform them of the illegal practices used by this company in order to get customers. I would like to suggest that...

USA Credit / unauthorized transaction

This company is a fraud and a scam. This company prays on Americans with bad or average credit. This company with out proper authorization will debit your account or accounts. This is illegal, immoral and will have legal action taken against this matter and the company or company's responsible. If you would like to join me in a class action suit against USA Credit / Web File a claim with the Federal Credit Union Board of Directors then contact a lawyer for further instructions. This company's CEO will be indited and a full investigation will be conducted.
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